問(wen) 我國的法律(lv)對于單位不給職工繳納保險(xian)是如何(he)規(gui)定(ding)的？有哪些處罰措施(shi)？

答 單(dan)位(wei)(wei)(wei)(wei)不給職工繳(jiao)保(bao)(bao)險，職工可以(yi)與單(dan)位(wei)(wei)(wei)(wei)解除(chu)合(he)同(tong)(tong)，并獲得經濟(ji)補償(chang)。依據的法律(lv)主要有以(yi)下(xia)幾條(tiao)(tiao)，《社(she)會(hui)保(bao)(bao)險法》第十條(tiao)(tiao)規(gui)定(ding)(ding)：“職工應當參加養老保(bao)(bao)險，由用人(ren)(ren)(ren)單(dan)位(wei)(wei)(wei)(wei)和職工共(gong)同(tong)(tong)繳(jiao)納基本養老保(bao)(bao)險費。”《勞(lao)動合(he)同(tong)(tong)法》第三十八條(tiao)(tiao)規(gui)定(ding)(ding)：“用人(ren)(ren)(ren)單(dan)位(wei)(wei)(wei)(wei)未依法為勞(lao)動者(zhe)繳(jiao)納社(she)會(hui)保(bao)(bao)險費的，勞(lao)動者(zhe)可以(yi)解除(chu)勞(lao)動合(he)同(tong)(tong)。”根據《勞(lao)動合(he)同(tong)(tong)法》第四十六條(tiao)(tiao)規(gui)定(ding)(ding)，勞(lao)動者(zhe)因用人(ren)(ren)(ren)單(dan)位(wei)(wei)(wei)(wei)未繳(jiao)納社(she)會(hui)保(bao)(bao)險費而解除(chu)勞(lao)動合(he)同(tong)(tong)的，用人(ren)(ren)(ren)單(dan)位(wei)(wei)(wei)(wei)應當向(xiang)勞(lao)動者(zhe)支付經濟(ji)補償(chang)。