問 馬上就要修產假了，公(gong)司一直給(gei)交生育保(bao)險，該怎么領取剩余(yu)津(jin)貼啊？

答 產假(jia)(jia)包括：98天(tian)+30天(tian)(晚育(yu)(yu)(yu))+15天(tian)(難產)+15天(tian)(多胞(bao)胎每多生(sheng)一個嬰兒)，領生(sheng)育(yu)(yu)(yu)津(jin)貼(tie)(tie)。生(sheng)育(yu)(yu)(yu)津(jin)貼(tie)(tie)是(shi)國家(jia)補(bu)貼(tie)(tie)給企業(ye)(ye)，用來(lai)發(fa)放產假(jia)(jia)期(qi)間工(gong)(gong)(gong)(gong)(gong)資(zi)的，但它的計算方法與(yu)公(gong)司在社保處的申報工(gong)(gong)(gong)(gong)(gong)資(zi)基數(shu)有(you)關，所(suo)以實際(ji)中的生(sheng)育(yu)(yu)(yu)津(jin)貼(tie)(tie)與(yu)產假(jia)(jia)工(gong)(gong)(gong)(gong)(gong)資(zi)并不相等，所(suo)以有(you)規(gui)定：產假(jia)(jia)工(gong)(gong)(gong)(gong)(gong)資(zi)和生(sheng)育(yu)(yu)(yu)津(jin)貼(tie)(tie)，就(jiu)(jiu)高領取，簡單說(shuo)來(lai)就(jiu)(jiu)是(shi)：1.如(ru)果(guo)員(yuan)(yuan)工(gong)(gong)(gong)(gong)(gong)的產假(jia)(jia)工(gong)(gong)(gong)(gong)(gong)資(zi)(即員(yuan)(yuan)工(gong)(gong)(gong)(gong)(gong)以往每月的實發(fa)工(gong)(gong)(gong)(gong)(gong)資(zi)標準，下(xia)同)高于生(sheng)育(yu)(yu)(yu)津(jin)貼(tie)(tie)，那就(jiu)(jiu)按(an)產假(jia)(jia)工(gong)(gong)(gong)(gong)(gong)資(zi)發(fa)員(yuan)(yuan)工(gong)(gong)(gong)(gong)(gong)就(jiu)(jiu)OK，生(sheng)育(yu)(yu)(yu)津(jin)貼(tie)(tie)下(xia)來(lai)，歸(gui)企業(ye)(ye)。2. 如(ru)果(guo)員(yuan)(yuan)工(gong)(gong)(gong)(gong)(gong)的產假(jia)(jia)工(gong)(gong)(gong)(gong)(gong)資(zi)低于生(sheng)育(yu)(yu)(yu)津(jin)貼(tie)(tie)，那可以先按(an)產假(jia)(jia)工(gong)(gong)(gong)(gong)(gong)資(zi)發(fa)員(yuan)(yuan)工(gong)(gong)(gong)(gong)(gong)，然后(hou)生(sheng)育(yu)(yu)(yu)津(jin)貼(tie)(tie)下(xia)來(lai)，將與(yu)產假(jia)(jia)工(gong)(gong)(gong)(gong)(gong)資(zi)的差額補(bu)給員(yuan)(yuan)工(gong)(gong)(gong)(gong)(gong)，剩(sheng)下(xia)的還是(shi)歸(gui)企業(ye)(ye)。