“五險(xian)一金(jin)”在(zai)日常生(sheng)活中的重要性不言(yan)而喻,甚(shen)至一度成為職場人求(qiu)職、跳槽的“標配”。近日,人社(she)(she)部(bu)(bu)和(he)(he)住建(jian)部(bu)(bu)分別(bie)制(zhi)定了《社(she)(she)會保險(xian)領域(yu)嚴重失信(xin)“黑名(ming)(ming)單”管(guan)(guan)理暫行辦法(征(zheng)(zheng)求(qiu)意見稿)》和(he)(he)《住房城鄉建(jian)設(she)(she)領域(yu)失信(xin)聯合懲戒(jie)(jie)對象(xiang)名(ming)(ming)單管(guan)(guan)理暫行辦法(網上(shang)征(zheng)(zheng)求(qiu)意見稿)》(以下均簡稱(cheng)為《辦法》),向社(she)(she)會公開征(zheng)(zheng)求(qiu)意見,將“黑名(ming)(ming)單”納入(ru)當(dang)地(di)和(he)(he)全國信(xin)心(xin)信(xin)息共享平臺,并設(she)(she)置懲戒(jie)(jie)措施(shi)及期限,旨在(zai)加強(qiang)在(zai)社(she)(she)保領域(yu)和(he)(he)住房城鄉建(jian)設(she)(she)領域(yu)額社(she)(she)會信(xin)用體系(xi)建(jian)設(she)(she)。
以(yi)上是(shi)《辦法(fa)(fa)》中分別針對(dui)(dui)于社(she)保(bao)、公積(ji)金(jin)(jin)所設(she)置(zhi)的六種違(wei)規行(xing)為(wei)(wei),不(bu)(bu)論是(shi)企業(ye)還(huan)是(shi)個人(ren),凡是(shi)涉及以(yi)上行(xing)為(wei)(wei)任(ren)何一(yi)條(tiao)均被列入“黑名(ming)單”。對(dui)(dui)于職場人(ren)來說(shuo),最振奮人(ren)心的莫過于社(she)保(bao)第一(yi)條(tiao)和(he)公積(ji)金(jin)(jin)第二條(tiao),均是(shi)對(dui)(dui)于企業(ye)存在不(bu)(bu)繳(jiao)納社(she)保(bao)和(he)公積(ji)金(jin)(jin)行(xing)為(wei)(wei)的制約。此(ci)《辦法(fa)(fa)》推(tui)行(xing)后,不(bu)(bu)給員工繳(jiao)納“五險一(yi)金(jin)(jin)”者將會(hui)付出更多的代價。山東(dong)省(sheng)作為(wei)(wei)人(ren)口和(he)經(jing)濟大省(sheng),目前企業(ye)“五險一(yi)金(jin)(jin)”繳(jiao)納情況如何?哪(na)個城市及行(xing)業(ye)的繳(jiao)納占比最高(gao)?下面山東(dong)本土(tu)網絡招聘(pin)平臺 ——齊(qi)魯人(ren)才網,用大數據為(wei)(wei)您揭秘山東(dong)省(sheng)“五險一(yi)金(jin)(jin)”提供(gong)率哪(na)些(xie)事兒
山東企業公積金繳納不足3成 超7成企業將被列入“黑名單”
以上是2017-2018山東(dong)省(sheng)“五險一金”提(ti)(ti)供(gong)(gong)率占比分布圖,可以清楚的(de)(de)看到目(mu)(mu)前(qian)(qian)山東(dong)省(sheng)目(mu)(mu)前(qian)(qian)的(de)(de)提(ti)(ti)供(gong)(gong)率及同期漲幅(fu)變化。從2018年(nian)(nian)最(zui)新的(de)(de)數據來看,山東(dong)省(sheng)社保(bao)提(ti)(ti)供(gong)(gong)率為74.2%,公積金提(ti)(ti)供(gong)(gong)率僅為25.3%,不(bu)足三成,按人社部和城建部最(zui)新訂(ding)制的(de)(de)《辦法》中規(gui)定,將(jiang)有超7成企業被列入“黑名單(dan)”。從與2017年(nian)(nian)同期對比數據來看,社保(bao)、公積金提(ti)(ti)供(gong)(gong)率均有不(bu)同程度(du)的(de)(de)上漲。其中,社保(bao)提(ti)(ti)供(gong)(gong)率漲幅(fu)最(zui)快,由(you)2017年(nian)(nian)的(de)(de)69%,增長(chang)至(zhi)(zhi)2018年(nian)(nian)的(de)(de)74.2%,漲幅(fu)5.2%;公積金提(ti)(ti)供(gong)(gong)率由(you)2017年(nian)(nian)的(de)(de)21.7%,增長(chang)至(zhi)(zhi)2018年(nian)(nian)的(de)(de)25.3%,漲幅(fu)3.6%。
青島社保、公積金提供率均居全省第一
城(cheng)市(shi)經濟發展(zhan)水(shui)平不(bu)一,“五險一金(jin)”提(ti)(ti)供(gong)(gong)(gong)(gong)(gong)率(lv)(lv)也是(shi)千差萬別。以(yi)(yi)上(shang)是(shi)截止到(dao)10月底,山(shan)東省(sheng)17地(di)社(she)保(bao)(bao)和公(gong)積金(jin)提(ti)(ti)供(gong)(gong)(gong)(gong)(gong)率(lv)(lv)占比排行(xing)。從(cong)社(she)保(bao)(bao)提(ti)(ti)供(gong)(gong)(gong)(gong)(gong)率(lv)(lv)排行(xing)來看(kan),青島社(she)保(bao)(bao)提(ti)(ti)供(gong)(gong)(gong)(gong)(gong)率(lv)(lv)最高(gao),為(wei)82%;煙臺(tai)以(yi)(yi)79.4%的提(ti)(ti)供(gong)(gong)(gong)(gong)(gong)率(lv)(lv)位(wei)(wei)居第(di)(di)(di)二(er)位(wei)(wei);濟南(nan)、淄博分別以(yi)(yi)79.1%和77.3%的提(ti)(ti)供(gong)(gong)(gong)(gong)(gong)率(lv)(lv)位(wei)(wei)列三、四位(wei)(wei),4個城(cheng)市(shi)之(zhi)間差距(ju)不(bu)大;菏澤以(yi)(yi)58.3%的提(ti)(ti)供(gong)(gong)(gong)(gong)(gong)率(lv)(lv)排名最后(hou),是(shi)唯一社(she)保(bao)(bao)提(ti)(ti)供(gong)(gong)(gong)(gong)(gong)率(lv)(lv)低于60%的城(cheng)市(shi)。從(cong)公(gong)積金(jin)提(ti)(ti)供(gong)(gong)(gong)(gong)(gong)率(lv)(lv)來看(kan),青島依然以(yi)(yi)35%的提(ti)(ti)供(gong)(gong)(gong)(gong)(gong)率(lv)(lv)位(wei)(wei)居首位(wei)(wei),成為(wei)此次(ci)山(shan)東省(sheng)“五險一金(jin)”提(ti)(ti)供(gong)(gong)(gong)(gong)(gong)率(lv)(lv)排行(xing)榜中最大贏(ying)家;濟南(nan)以(yi)(yi)32.3%的提(ti)(ti)供(gong)(gong)(gong)(gong)(gong)率(lv)(lv)位(wei)(wei)列第(di)(di)(di)二(er)位(wei)(wei);威海(hai)位(wei)(wei)列第(di)(di)(di)三位(wei)(wei),是(shi)第(di)(di)(di)三個公(gong)積金(jin)提(ti)(ti)供(gong)(gong)(gong)(gong)(gong)率(lv)(lv)突(tu)破30%的城(cheng)市(shi),其(qi)他地(di)市(shi)均在30%以(yi)(yi)下。
行業不同“五險一金”提供率各有千秋
以上(shang)是截止到10月底,山東(dong)省“五險一金”提(ti)供(gong)(gong)率最高(gao)的十大(da)行(xing)業(ye)排行(xing)。通過社保(bao)提(ti)供(gong)(gong)率數據(ju)分析來看,石(shi)油(you)/石(shi)化(hua)/化(hua)工提(ti)供(gong)(gong)率最高(gao),為87.3%;檢(jian)驗/檢(jian)測/認證(zheng)、信托/擔保(bao)/拍賣/典當行(xing)業(ye)分別以87.2%和(he)86.2%的提(ti)供(gong)(gong)率位列第(di)二、三位;其他行(xing)業(ye)差距不大(da),提(ti)供(gong)(gong)率均在80%以上(shang)。
從公積(ji)(ji)金數(shu)據(ju)來看,信(xin)托(tuo)/擔(dan)(dan)保(bao)/拍(pai)賣/典當(dang)行(xing)(xing)業(ye)以55.7%的(de)提(ti)供(gong)率(lv)位列第(di)一(yi)位,也是(shi)唯一(yi)一(yi)個公積(ji)(ji)金提(ti)供(gong)率(lv)超50%的(de)行(xing)(xing)業(ye);銀行(xing)(xing)/證(zheng)券/基(ji)金/期(qi)貨行(xing)(xing)業(ye)位列第(di)二位,公積(ji)(ji)金提(ti)供(gong)率(lv)為48.4%,低(di)于(yu)信(xin)托(tuo)/擔(dan)(dan)保(bao)/拍(pai)賣/典當(dang)行(xing)(xing)業(ye)7.3%。通(tong)過這(zhe)兩組數(shu)據(ju)不難發現,以計(ji)算(suan)機服務、網絡(luo)游(you)戲、計(ji)算(suan)機軟件(jian)等(deng)為代表的(de)新(xin)興行(xing)(xing)業(ye)在此項排(pai)名中(zhong)嶄露(lu)頭角,隨著山(shan)東省新(xin)舊動(dong)能轉換的(de)持續(xu)推進(jin)(jin),互聯網行(xing)(xing)業(ye)成(cheng)為優先發展對(dui)象(xiang),對(dui)于(yu)人才需求進(jin)(jin)入(ru)空前“旺盛期(qi)”,“五險(xian)一(yi)金”軟實力(li)的(de)提(ti)升自(zi)(zi)然成(cheng)為增(zeng)強企業(ye)自(zi)(zi)身競(jing)爭力(li)的(de)有效途徑之(zhi)一(yi)。
現實生(sheng)活中,企業(ye)為了減少支出成本,采取(qu)不繳納“五險(xian)一金”策(ce)略,“黑名單”的有效設置,可以讓違反者付出信用(yong)代價,這是保(bao)護公平公正的有效機制。企業(ye)要認(ren)識到按時參保(bao)足(zu)額(e)繳費是對職(zhi)工權益(yi)的保(bao)障(zhang),是企業(ye)應盡的社(she)會(hui)責任。
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