跳槽的注意了!山東省職工養老保險轉移出新政
齊魯人才網 . 2018-06-02發布

近日(ri),記者從濟南市(shi)人(ren)(ren)社(she)局獲悉,為進一(yi)步促進企業(ye)職工基(ji)(ji)本(ben)養(yang)(yang)老保(bao)(bao)險(xian)參(can)(can)保(bao)(bao)人(ren)(ren)員合理有序流動(dong),解決養(yang)(yang)老保(bao)(bao)險(xian)轉移(yi)(yi)接續中存在(zai)的(de)問(wen)(wen)題(ti),我省(sheng)出臺了(le)(le)《關(guan)(guan)于轉發人(ren)(ren)社(she)部規(gui)[2016]5號文件明(ming)確城鎮(zhen)企業(ye)職工基(ji)(ji)本(ben)養(yang)(yang)老保(bao)(bao)險(xian)關(guan)(guan)系轉移(yi)(yi)接續有關(guan)(guan)問(wen)(wen)題(ti)的(de)通(tong)知(zhi)》(魯人(ren)(ren)社(she)規(gui)[2017]5號),對(dui)參(can)(can)加企業(ye)職工基(ji)(ji)本(ben)養(yang)(yang)老保(bao)(bao)險(xian)的(de)參(can)(can)保(bao)(bao)人(ren)(ren)在(zai)省(sheng)內跨市(shi)或跨省(sheng)流動(dong)就(jiu)業(ye)養(yang)(yang)老保(bao)(bao)險(xian)關(guan)(guan)系轉移(yi)(yi)接續問(wen)(wen)題(ti)作了(le)(le)進一(yi)步明(ming)確,新政策自(zi)2016年(nian)11月30日(ri)起(qi)執行。

據了解,政策的主(zhu)要內容包括以下方面:

一是關于視同繳費年限計算地問題。參(can)保(bao)(bao)(bao)人員待遇(yu)領(ling)取(qu)地(di)(di)(di)(di)的(de)確定原(yuan)則是:基(ji)本養老(lao)(lao)保(bao)(bao)(bao)險(xian)(xian)(xian)關(guan)(guan)(guan)(guan)系(xi)在(zai)(zai)(zai)(zai)戶(hu)籍(ji)所(suo)在(zai)(zai)(zai)(zai)地(di)(di)(di)(di)的(de),由戶(hu)籍(ji)所(suo)在(zai)(zai)(zai)(zai)地(di)(di)(di)(di)負責辦(ban)理(li)待遇(yu)領(ling)取(qu)手(shou)(shou)續(xu)(xu);基(ji)本養老(lao)(lao)保(bao)(bao)(bao)險(xian)(xian)(xian)關(guan)(guan)(guan)(guan)系(xi)不在(zai)(zai)(zai)(zai)戶(hu)籍(ji)所(suo)在(zai)(zai)(zai)(zai)地(di)(di)(di)(di),而(er)在(zai)(zai)(zai)(zai)其基(ji)本養老(lao)(lao)保(bao)(bao)(bao)險(xian)(xian)(xian)關(guan)(guan)(guan)(guan)系(xi)所(suo)在(zai)(zai)(zai)(zai)地(di)(di)(di)(di)累(lei)(lei)計繳(jiao)(jiao)(jiao)(jiao)(jiao)費(fei)(fei)年(nian)(nian)(nian)限(xian)(xian)(xian)(xian)滿10年(nian)(nian)(nian)的(de),在(zai)(zai)(zai)(zai)該地(di)(di)(di)(di)辦(ban)理(li)待遇(yu)領(ling)取(qu)手(shou)(shou)續(xu)(xu);基(ji)本養老(lao)(lao)保(bao)(bao)(bao)險(xian)(xian)(xian)關(guan)(guan)(guan)(guan)系(xi)不在(zai)(zai)(zai)(zai)戶(hu)籍(ji)所(suo)在(zai)(zai)(zai)(zai)地(di)(di)(di)(di),且在(zai)(zai)(zai)(zai)其基(ji)本養老(lao)(lao)保(bao)(bao)(bao)險(xian)(xian)(xian)關(guan)(guan)(guan)(guan)系(xi)所(suo)在(zai)(zai)(zai)(zai)地(di)(di)(di)(di)累(lei)(lei)計繳(jiao)(jiao)(jiao)(jiao)(jiao)費(fei)(fei)年(nian)(nian)(nian)限(xian)(xian)(xian)(xian)不滿10年(nian)(nian)(nian)的(de),將(jiang)其基(ji)本養老(lao)(lao)保(bao)(bao)(bao)險(xian)(xian)(xian)關(guan)(guan)(guan)(guan)系(xi)轉回上(shang)一個繳(jiao)(jiao)(jiao)(jiao)(jiao)費(fei)(fei)年(nian)(nian)(nian)限(xian)(xian)(xian)(xian)滿10年(nian)(nian)(nian)的(de)原(yuan)參(can)保(bao)(bao)(bao)地(di)(di)(di)(di)辦(ban)理(li)待遇(yu)領(ling)取(qu)手(shou)(shou)續(xu)(xu);基(ji)本養老(lao)(lao)保(bao)(bao)(bao)險(xian)(xian)(xian)關(guan)(guan)(guan)(guan)系(xi)不在(zai)(zai)(zai)(zai)戶(hu)籍(ji)所(suo)在(zai)(zai)(zai)(zai)地(di)(di)(di)(di),且在(zai)(zai)(zai)(zai)每個參(can)保(bao)(bao)(bao)地(di)(di)(di)(di)的(de)累(lei)(lei)計繳(jiao)(jiao)(jiao)(jiao)(jiao)費(fei)(fei)年(nian)(nian)(nian)限(xian)(xian)(xian)(xian)均(jun)不滿10年(nian)(nian)(nian)的(de),將(jiang)其基(ji)本養老(lao)(lao)保(bao)(bao)(bao)險(xian)(xian)(xian)關(guan)(guan)(guan)(guan)系(xi)及相應資金(jin)歸集到戶(hu)籍(ji)所(suo)在(zai)(zai)(zai)(zai)地(di)(di)(di)(di),由戶(hu)籍(ji)所(suo)在(zai)(zai)(zai)(zai)地(di)(di)(di)(di)按規(gui)定辦(ban)理(li)待遇(yu)領(ling)取(qu)手(shou)(shou)續(xu)(xu)。繳(jiao)(jiao)(jiao)(jiao)(jiao)費(fei)(fei)年(nian)(nian)(nian)限(xian)(xian)(xian)(xian),除另有特殊規(gui)定外,均(jun)包(bao)括(kuo)視(shi)(shi)同繳(jiao)(jiao)(jiao)(jiao)(jiao)費(fei)(fei)年(nian)(nian)(nian)限(xian)(xian)(xian)(xian)。一地(di)(di)(di)(di)(以省、自治區、直轄市為單位)的(de)累(lei)(lei)計繳(jiao)(jiao)(jiao)(jiao)(jiao)費(fei)(fei)年(nian)(nian)(nian)限(xian)(xian)(xian)(xian)包(bao)括(kuo)在(zai)(zai)(zai)(zai)本地(di)(di)(di)(di)的(de)實際繳(jiao)(jiao)(jiao)(jiao)(jiao)費(fei)(fei)年(nian)(nian)(nian)限(xian)(xian)(xian)(xian)和計算在(zai)(zai)(zai)(zai)本地(di)(di)(di)(di)的(de)視(shi)(shi)同繳(jiao)(jiao)(jiao)(jiao)(jiao)費(fei)(fei)年(nian)(nian)(nian)限(xian)(xian)(xian)(xian)。其中(zhong),曾經在(zai)(zai)(zai)(zai)機關(guan)(guan)(guan)(guan)事業單位和企業工作的(de)視(shi)(shi)同繳(jiao)(jiao)(jiao)(jiao)(jiao)費(fei)(fei)年(nian)(nian)(nian)限(xian)(xian)(xian)(xian),計算為當時工作地(di)(di)(di)(di)的(de)視(shi)(shi)同繳(jiao)(jiao)(jiao)(jiao)(jiao)費(fei)(fei)年(nian)(nian)(nian)限(xian)(xian)(xian)(xian);在(zai)(zai)(zai)(zai)多地(di)(di)(di)(di)有視(shi)(shi)同繳(jiao)(jiao)(jiao)(jiao)(jiao)費(fei)(fei)年(nian)(nian)(nian)限(xian)(xian)(xian)(xian)的(de),分(fen)別計算為各地(di)(di)(di)(di)的(de)視(shi)(shi)同繳(jiao)(jiao)(jiao)(jiao)(jiao)費(fei)(fei)年(nian)(nian)(nian)限(xian)(xian)(xian)(xian)。

二、關于繳費信息歷史遺留問題的處理。由于各地(di)政(zheng)策或(huo)建立個人(ren)賬(zhang)戶時間(jian)(jian)不一(yi)致等客觀(guan)原因,參保人(ren)員在跨省或(huo)跨市轉移接(jie)續養老保險(xian)關系(xi)時,轉出地(di)無法按月提(ti)供1998年(nian)1月1日(ri)之(zhi)(zhi)前繳(jiao)費(fei)信息或(huo)者提(ti)供的(de)1998年(nian)1月1日(ri)之(zhi)(zhi)前繳(jiao)費(fei)信息無法在轉入地(di)計(ji)發待遇(yu)的(de),轉入地(di)應根據(ju)轉出地(di)提(ti)供的(de)繳(jiao)費(fei)時間(jian)(jian)記錄,結合檔(dang)案記載將相應年(nian)度計(ji)為視(shi)同繳(jiao)費(fei)年(nian)限(xian),退(tui)休時相應計(ji)發過渡性養老金,但(dan)不重復計(ji)發個人(ren)賬(zhang)戶養老金。

三、關于臨時基本養老保險繳費賬戶的管理。參保(bao)人員在建(jian)立臨時基本(ben)(ben)(ben)養(yang)老(lao)保(bao)險(xian)(xian)繳費(fei)(fei)賬(zhang)戶(hu)地(di)按(an)照(zhao)社會保(bao)險(xian)(xian)法規定,繳納建(jian)立臨時基本(ben)(ben)(ben)養(yang)老(lao)保(bao)險(xian)(xian)繳費(fei)(fei)賬(zhang)戶(hu)前應繳未(wei)繳的養(yang)老(lao)保(bao)險(xian)(xian)費(fei)(fei)的,其臨時基本(ben)(ben)(ben)養(yang)老(lao)保(bao)險(xian)(xian)繳費(fei)(fei)賬(zhang)戶(hu)性質不予改變,轉移接續養(yang)老(lao)保(bao)險(xian)(xian)關系時按(an)照(zhao)臨時基本(ben)(ben)(ben)養(yang)老(lao)保(bao)險(xian)(xian)繳費(fei)(fei)賬(zhang)戶(hu)的規定全額轉移。

參保(bao)(bao)人員在建立臨(lin)時(shi)基本養老(lao)保(bao)(bao)險(xian)繳費(fei)賬戶期(qi)間再(zai)次跨省或跨市(shi)流動就業的,封存(cun)原臨(lin)時(shi)基本養老(lao)保(bao)(bao)險(xian)繳費(fei)賬戶,待(dai)達(da)到待(dai)遇(yu)領取(qu)條件時(shi),由(you)待(dai)遇(yu)領取(qu)地社(she)會保(bao)(bao)險(xian)經辦機(ji)構統(tong)一歸集原臨(lin)時(shi)養老(lao)保(bao)(bao)險(xian)關系。

四、關于一次性繳納養老保險費的轉移。跨省或跨市流動(dong)就業(ye)人員轉移接續(xu)養(yang)老(lao)保險關系(xi)時,對(dui)于符(fu)合國家規定(ding)一(yi)(yi)次性繳納養(yang)老(lao)保險費超(chao)過3年(nian)(含(han))的,轉出地應向轉入(ru)地提供(gong)人民法院、審計部門(men)、實施勞(lao)動(dong)保障(zhang)監察的行政部門(men)或勞(lao)動(dong)爭議仲裁委員會出具的具有法律效力證明一(yi)(yi)次性繳費期間存在勞(lao)動(dong)關系(xi)的相應文書。

五、關于重復領取基本養老金的處理。《暫行辦(ban)法》(國辦(ban)發[2009]66號)實施之(zhi)后(hou)重復領取基本(ben)養(yang)老(lao)金的參保人(ren)員,

由(you)本(ben)人與(yu)社會保(bao)(bao)險經(jing)辦機構協商(shang)確定保(bao)(bao)留其中(zhong)一個(ge)養(yang)老保(bao)(bao)險關系并繼續領取待(dai)遇,其他的(de)養(yang)老保(bao)(bao)險關系應予以清理,個(ge)人賬戶剩余部分一次(ci)性退(tui)還本(ben)人。

六、關于退役軍人養老保險關系轉移接續。軍(jun)(jun)人(ren)(ren)退(tui)役(yi)基(ji)(ji)本養老(lao)保(bao)險(xian)關系轉移至(zhi)安置(zhi)(zhi)地后,安置(zhi)(zhi)地應為其辦理登記(ji)手續(xu)(xu)并(bing)接續(xu)(xu)養老(lao)保(bao)險(xian)關系,退(tui)役(yi)養老(lao)保(bao)險(xian)補(bu)(bu)助(zhu)年(nian)限(xian)計(ji)算(suan)為安置(zhi)(zhi)地的(de)(de)(de)實際參保(bao)繳(jiao)費年(nian)限(xian)。退(tui)役(yi)軍(jun)(jun)人(ren)(ren)跨省或跨市(shi)流動就業的(de)(de)(de),其在1998年(nian)1月(yue)1日至(zhi)2005年(nian)12月(yue)31日間的(de)(de)(de)退(tui)役(yi)養老(lao)保(bao)險(xian)補(bu)(bu)助(zhu),轉出地應按11%計(ji)算(suan)轉移資(zi)金(jin),并(bing)相應調(diao)整個(ge)人(ren)(ren)賬(zhang)戶記(ji)錄,所需(xu)資(zi)金(jin)從統(tong)(tong)籌基(ji)(ji)金(jin)中列支;統(tong)(tong)籌基(ji)(ji)金(jin),仍(reng)按繳(jiao)費工資(zi)的(de)(de)(de)12%轉移。

七、關于城鎮企業成建制跨省或跨市轉移養老保險關系的處理。城鎮(zhen)企(qi)業成(cheng)建制(zhi)(zhi)跨(kua)(kua)省或(huo)跨(kua)(kua)市(shi)轉(zhuan)(zhuan)移,按照(zhao)(zhao)《暫(zan)行(xing)辦法》的規定(ding)轉(zhuan)(zhuan)移接續(xu)養老(lao)保(bao)(bao)險關系(xi)。在省、市(shi)政府(fu)(fu)主(zhu)導下(xia)的規模以上企(qi)業成(cheng)建制(zhi)(zhi)轉(zhuan)(zhuan)移,可按照(zhao)(zhao)省政府(fu)(fu)統一要求或(huo)根據兩市(shi)協(xie)商,合理(li)確定(ding)方案(an),妥善轉(zhuan)(zhuan)移接續(xu)養老(lao)保(bao)(bao)險關系(xi)。

八、關于戶籍所在地社會保險經辦機構歸集責任。跨省或跨市(shi)流動(dong)就(jiu)業人(ren)員未在戶籍地(di)(di)參保(bao)(bao),但按(an)國家規定達(da)到待遇領取條件(jian)時待遇領取地(di)(di)為戶籍地(di)(di)的,戶籍地(di)(di)社會保(bao)(bao)險(xian)經辦(ban)(ban)機構應(ying)為參保(bao)(bao)人(ren)員辦(ban)(ban)理登記手續(xu)并(bing)辦(ban)(ban)理養老(lao)保(bao)(bao)險(xian)關(guan)系(xi)轉移接續(xu)手續(xu),將各地(di)(di)的養老(lao)保(bao)(bao)險(xian)關(guan)系(xi)歸集(ji)至戶籍地(di)(di),并(bing)核發相應(ying)的養老(lao)保(bao)(bao)險(xian)待遇。