跳槽的注意了!山東省職工養老保險轉移出新政
齊魯人才網 . 2018-06-02發布

近日,記者從(cong)濟南市人社局獲悉,為進(jin)一步(bu)促進(jin)企業職工(gong)(gong)基(ji)本養(yang)老(lao)(lao)保險(xian)參保人員合(he)理有(you)序(xu)流動,解決(jue)養(yang)老(lao)(lao)保險(xian)轉移接(jie)(jie)續中存在的問(wen)題(ti),我(wo)省(sheng)出臺了(le)《關(guan)于轉發人社部規[2016]5號文件明確(que)城鎮企業職工(gong)(gong)基(ji)本養(yang)老(lao)(lao)保險(xian)關(guan)系(xi)(xi)轉移接(jie)(jie)續有(you)關(guan)問(wen)題(ti)的通知》(魯人社規[2017]5號),對參加企業職工(gong)(gong)基(ji)本養(yang)老(lao)(lao)保險(xian)的參保人在省(sheng)內跨市或跨省(sheng)流動就業養(yang)老(lao)(lao)保險(xian)關(guan)系(xi)(xi)轉移接(jie)(jie)續問(wen)題(ti)作了(le)進(jin)一步(bu)明確(que),新政策自(zi)2016年(nian)11月(yue)30日起執行(xing)。

據了(le)解(jie),政策的(de)主要內容(rong)包括以(yi)下方面:

一是關于視同繳費年限計算地問題。參保(bao)(bao)人員待(dai)(dai)遇(yu)領取(qu)地(di)(di)(di)(di)(di)的(de)(de)(de)(de)(de)(de)確定原則是:基本養(yang)(yang)(yang)老(lao)保(bao)(bao)險(xian)關(guan)系(xi)(xi)(xi)(xi)在(zai)(zai)(zai)(zai)(zai)(zai)(zai)戶(hu)籍(ji)(ji)(ji)(ji)所(suo)在(zai)(zai)(zai)(zai)(zai)(zai)(zai)地(di)(di)(di)(di)(di)的(de)(de)(de)(de)(de)(de),由戶(hu)籍(ji)(ji)(ji)(ji)所(suo)在(zai)(zai)(zai)(zai)(zai)(zai)(zai)地(di)(di)(di)(di)(di)負(fu)責辦(ban)(ban)(ban)理待(dai)(dai)遇(yu)領取(qu)手(shou)續(xu);基本養(yang)(yang)(yang)老(lao)保(bao)(bao)險(xian)關(guan)系(xi)(xi)(xi)(xi)不在(zai)(zai)(zai)(zai)(zai)(zai)(zai)戶(hu)籍(ji)(ji)(ji)(ji)所(suo)在(zai)(zai)(zai)(zai)(zai)(zai)(zai)地(di)(di)(di)(di)(di),而在(zai)(zai)(zai)(zai)(zai)(zai)(zai)其基本養(yang)(yang)(yang)老(lao)保(bao)(bao)險(xian)關(guan)系(xi)(xi)(xi)(xi)所(suo)在(zai)(zai)(zai)(zai)(zai)(zai)(zai)地(di)(di)(di)(di)(di)累計(ji)(ji)繳(jiao)費(fei)(fei)年(nian)(nian)(nian)限(xian)(xian)(xian)滿10年(nian)(nian)(nian)的(de)(de)(de)(de)(de)(de),在(zai)(zai)(zai)(zai)(zai)(zai)(zai)該地(di)(di)(di)(di)(di)辦(ban)(ban)(ban)理待(dai)(dai)遇(yu)領取(qu)手(shou)續(xu);基本養(yang)(yang)(yang)老(lao)保(bao)(bao)險(xian)關(guan)系(xi)(xi)(xi)(xi)不在(zai)(zai)(zai)(zai)(zai)(zai)(zai)戶(hu)籍(ji)(ji)(ji)(ji)所(suo)在(zai)(zai)(zai)(zai)(zai)(zai)(zai)地(di)(di)(di)(di)(di),且在(zai)(zai)(zai)(zai)(zai)(zai)(zai)其基本養(yang)(yang)(yang)老(lao)保(bao)(bao)險(xian)關(guan)系(xi)(xi)(xi)(xi)所(suo)在(zai)(zai)(zai)(zai)(zai)(zai)(zai)地(di)(di)(di)(di)(di)累計(ji)(ji)繳(jiao)費(fei)(fei)年(nian)(nian)(nian)限(xian)(xian)(xian)不滿10年(nian)(nian)(nian)的(de)(de)(de)(de)(de)(de),將其基本養(yang)(yang)(yang)老(lao)保(bao)(bao)險(xian)關(guan)系(xi)(xi)(xi)(xi)轉回上一(yi)(yi)個繳(jiao)費(fei)(fei)年(nian)(nian)(nian)限(xian)(xian)(xian)滿10年(nian)(nian)(nian)的(de)(de)(de)(de)(de)(de)原參保(bao)(bao)地(di)(di)(di)(di)(di)辦(ban)(ban)(ban)理待(dai)(dai)遇(yu)領取(qu)手(shou)續(xu);基本養(yang)(yang)(yang)老(lao)保(bao)(bao)險(xian)關(guan)系(xi)(xi)(xi)(xi)不在(zai)(zai)(zai)(zai)(zai)(zai)(zai)戶(hu)籍(ji)(ji)(ji)(ji)所(suo)在(zai)(zai)(zai)(zai)(zai)(zai)(zai)地(di)(di)(di)(di)(di),且在(zai)(zai)(zai)(zai)(zai)(zai)(zai)每個參保(bao)(bao)地(di)(di)(di)(di)(di)的(de)(de)(de)(de)(de)(de)累計(ji)(ji)繳(jiao)費(fei)(fei)年(nian)(nian)(nian)限(xian)(xian)(xian)均不滿10年(nian)(nian)(nian)的(de)(de)(de)(de)(de)(de),將其基本養(yang)(yang)(yang)老(lao)保(bao)(bao)險(xian)關(guan)系(xi)(xi)(xi)(xi)及(ji)相應(ying)資金歸(gui)集到戶(hu)籍(ji)(ji)(ji)(ji)所(suo)在(zai)(zai)(zai)(zai)(zai)(zai)(zai)地(di)(di)(di)(di)(di),由戶(hu)籍(ji)(ji)(ji)(ji)所(suo)在(zai)(zai)(zai)(zai)(zai)(zai)(zai)地(di)(di)(di)(di)(di)按規定辦(ban)(ban)(ban)理待(dai)(dai)遇(yu)領取(qu)手(shou)續(xu)。繳(jiao)費(fei)(fei)年(nian)(nian)(nian)限(xian)(xian)(xian),除另有特(te)殊規定外,均包括視(shi)同(tong)(tong)繳(jiao)費(fei)(fei)年(nian)(nian)(nian)限(xian)(xian)(xian)。一(yi)(yi)地(di)(di)(di)(di)(di)(以省、自(zi)治(zhi)區、直轄市為(wei)(wei)單(dan)位)的(de)(de)(de)(de)(de)(de)累計(ji)(ji)繳(jiao)費(fei)(fei)年(nian)(nian)(nian)限(xian)(xian)(xian)包括在(zai)(zai)(zai)(zai)(zai)(zai)(zai)本地(di)(di)(di)(di)(di)的(de)(de)(de)(de)(de)(de)實際繳(jiao)費(fei)(fei)年(nian)(nian)(nian)限(xian)(xian)(xian)和計(ji)(ji)算在(zai)(zai)(zai)(zai)(zai)(zai)(zai)本地(di)(di)(di)(di)(di)的(de)(de)(de)(de)(de)(de)視(shi)同(tong)(tong)繳(jiao)費(fei)(fei)年(nian)(nian)(nian)限(xian)(xian)(xian)。其中,曾經在(zai)(zai)(zai)(zai)(zai)(zai)(zai)機關(guan)事業單(dan)位和企(qi)業工(gong)作的(de)(de)(de)(de)(de)(de)視(shi)同(tong)(tong)繳(jiao)費(fei)(fei)年(nian)(nian)(nian)限(xian)(xian)(xian),計(ji)(ji)算為(wei)(wei)當時工(gong)作地(di)(di)(di)(di)(di)的(de)(de)(de)(de)(de)(de)視(shi)同(tong)(tong)繳(jiao)費(fei)(fei)年(nian)(nian)(nian)限(xian)(xian)(xian);在(zai)(zai)(zai)(zai)(zai)(zai)(zai)多地(di)(di)(di)(di)(di)有視(shi)同(tong)(tong)繳(jiao)費(fei)(fei)年(nian)(nian)(nian)限(xian)(xian)(xian)的(de)(de)(de)(de)(de)(de),分別計(ji)(ji)算為(wei)(wei)各地(di)(di)(di)(di)(di)的(de)(de)(de)(de)(de)(de)視(shi)同(tong)(tong)繳(jiao)費(fei)(fei)年(nian)(nian)(nian)限(xian)(xian)(xian)。

二、關于繳費信息歷史遺留問題的處理。由于各地政(zheng)策或建(jian)立個人賬戶時間(jian)(jian)不(bu)一致等客觀原因,參保(bao)人員在(zai)跨(kua)省或跨(kua)市轉(zhuan)(zhuan)(zhuan)(zhuan)移(yi)接續(xu)養(yang)老(lao)保(bao)險關系時,轉(zhuan)(zhuan)(zhuan)(zhuan)出(chu)地無法按(an)月提(ti)(ti)供1998年(nian)(nian)1月1日(ri)之(zhi)前繳(jiao)(jiao)費(fei)(fei)(fei)信(xin)息或者提(ti)(ti)供的(de)(de)1998年(nian)(nian)1月1日(ri)之(zhi)前繳(jiao)(jiao)費(fei)(fei)(fei)信(xin)息無法在(zai)轉(zhuan)(zhuan)(zhuan)(zhuan)入地計(ji)發待遇(yu)的(de)(de),轉(zhuan)(zhuan)(zhuan)(zhuan)入地應(ying)根(gen)據轉(zhuan)(zhuan)(zhuan)(zhuan)出(chu)地提(ti)(ti)供的(de)(de)繳(jiao)(jiao)費(fei)(fei)(fei)時間(jian)(jian)記(ji)錄,結合(he)檔案記(ji)載將相(xiang)應(ying)年(nian)(nian)度(du)計(ji)為(wei)視(shi)同(tong)繳(jiao)(jiao)費(fei)(fei)(fei)年(nian)(nian)限,退休(xiu)時相(xiang)應(ying)計(ji)發過渡(du)性養(yang)老(lao)金,但不(bu)重復(fu)計(ji)發個人賬戶養(yang)老(lao)金。

三、關于臨時基本養老保險繳費賬戶的管理。參保(bao)(bao)(bao)人員在建立臨時(shi)基本養(yang)老保(bao)(bao)(bao)險(xian)繳(jiao)(jiao)(jiao)(jiao)費(fei)賬戶(hu)地(di)按照(zhao)(zhao)社會保(bao)(bao)(bao)險(xian)法規定(ding)(ding),繳(jiao)(jiao)(jiao)(jiao)納(na)建立臨時(shi)基本養(yang)老保(bao)(bao)(bao)險(xian)繳(jiao)(jiao)(jiao)(jiao)費(fei)賬戶(hu)前(qian)應(ying)繳(jiao)(jiao)(jiao)(jiao)未繳(jiao)(jiao)(jiao)(jiao)的養(yang)老保(bao)(bao)(bao)險(xian)費(fei)的,其(qi)臨時(shi)基本養(yang)老保(bao)(bao)(bao)險(xian)繳(jiao)(jiao)(jiao)(jiao)費(fei)賬戶(hu)性質不(bu)予改變,轉移(yi)接續養(yang)老保(bao)(bao)(bao)險(xian)關系時(shi)按照(zhao)(zhao)臨時(shi)基本養(yang)老保(bao)(bao)(bao)險(xian)繳(jiao)(jiao)(jiao)(jiao)費(fei)賬戶(hu)的規定(ding)(ding)全額轉移(yi)。

參保(bao)人員(yuan)在建立臨(lin)時(shi)基(ji)本養老保(bao)險(xian)繳費賬(zhang)戶期間(jian)再次跨(kua)省或跨(kua)市流動就業(ye)的,封存原(yuan)臨(lin)時(shi)基(ji)本養老保(bao)險(xian)繳費賬(zhang)戶,待達到待遇領(ling)(ling)取條件時(shi),由待遇領(ling)(ling)取地社(she)會保(bao)險(xian)經辦機構統一歸(gui)集(ji)原(yuan)臨(lin)時(shi)養老保(bao)險(xian)關系。

四、關于一次性繳納養老保險費的轉移。跨(kua)省或跨(kua)市流動(dong)就業人員(yuan)轉(zhuan)移接續養(yang)老保險關系(xi)時(shi),對于(yu)符(fu)合國(guo)家(jia)規定(ding)一次性繳納養(yang)老保險費超(chao)過3年(含)的(de),轉(zhuan)出地應(ying)向轉(zhuan)入地提供人民法(fa)院、審計部(bu)門、實(shi)施(shi)勞動(dong)保障監察的(de)行(xing)政部(bu)門或勞動(dong)爭議仲裁(cai)委(wei)員(yuan)會出具(ju)的(de)具(ju)有法(fa)律效力證(zheng)明(ming)一次性繳費期間存在勞動(dong)關系(xi)的(de)相應(ying)文(wen)書。

五、關于重復領取基本養老金的處理。《暫行(xing)辦法(fa)》(國辦發[2009]66號)實施之后重復(fu)領取基本養(yang)老金(jin)的參保人員(yuan),

由本(ben)(ben)人(ren)與社會(hui)保險經辦(ban)機構協商確(que)定保留其中一個(ge)養(yang)老保險關系(xi)并繼續領取待遇,其他的養(yang)老保險關系(xi)應予以清(qing)理,個(ge)人(ren)賬(zhang)戶剩余部分一次性退還本(ben)(ben)人(ren)。

六、關于退役軍人養老保險關系轉移接續。軍(jun)人(ren)退役基(ji)(ji)本養老保險關系轉(zhuan)移至安(an)(an)(an)置地(di)(di)后(hou),安(an)(an)(an)置地(di)(di)應(ying)為(wei)其辦理登記手續并接續養老保險關系,退役養老保險補助(zhu)(zhu)年限計算(suan)為(wei)安(an)(an)(an)置地(di)(di)的(de)實際(ji)參保繳費年限。退役軍(jun)人(ren)跨省或跨市流動就業(ye)的(de),其在(zai)1998年1月(yue)1日至2005年12月(yue)31日間的(de)退役養老保險補助(zhu)(zhu),轉(zhuan)出地(di)(di)應(ying)按11%計算(suan)轉(zhuan)移資金(jin),并相應(ying)調整個人(ren)賬(zhang)戶(hu)記錄,所需(xu)資金(jin)從統籌基(ji)(ji)金(jin)中列支(zhi);統籌基(ji)(ji)金(jin),仍按繳費工資的(de)12%轉(zhuan)移。

七、關于城鎮企業成建制跨省或跨市轉移養老保險關系的處理。城鎮企業(ye)成建制跨(kua)省(sheng)(sheng)(sheng)或跨(kua)市轉(zhuan)移(yi),按照《暫行辦法》的規定轉(zhuan)移(yi)接(jie)續養老保險(xian)關系(xi)。在省(sheng)(sheng)(sheng)、市政府(fu)(fu)主導下(xia)的規模以上企業(ye)成建制轉(zhuan)移(yi),可按照省(sheng)(sheng)(sheng)政府(fu)(fu)統一要(yao)求或根據(ju)兩市協(xie)商(shang),合理確定方(fang)案,妥善轉(zhuan)移(yi)接(jie)續養老保險(xian)關系(xi)。

八、關于戶籍所在地社會保險經辦機構歸集責任。跨省(sheng)或(huo)跨市流(liu)動(dong)就(jiu)業人(ren)(ren)員(yuan)未在戶籍地(di)(di)參保(bao),但按國(guo)家規定達到待(dai)遇領取(qu)條件時待(dai)遇領取(qu)地(di)(di)為戶籍地(di)(di)的,戶籍地(di)(di)社會保(bao)險經辦(ban)機構應為參保(bao)人(ren)(ren)員(yuan)辦(ban)理(li)登記手續(xu)并辦(ban)理(li)養老保(bao)險關系轉移接續(xu)手續(xu),將各地(di)(di)的養老保(bao)險關系歸集至戶籍地(di)(di),并核發相應的養老保(bao)險待(dai)遇。