工傷保險是怎么賠付的?
問 我(wo)朋友在(zai)公(gong)司交(jiao)了五(wu)險一金,現在(zai)出事了,工(gong)傷保險該怎么賠(pei)付他的(de)費用?
答 職(zhi)(zhi)工(gong)上了(le)工(gong)傷(shang)(shang)(shang)保(bao)險后(hou),職(zhi)(zhi)工(gong)住(zhu)院治療工(gong)傷(shang)(shang)(shang)的,由所(suo)(suo)在單(dan)位按照本單(dan)位因(yin)公出差(cha)(cha)伙食補助(zhu)標(biao)(biao)準的70%發給住(zhu)院伙食補助(zhu)費(fei);經(jing)醫療機(ji)構出具證明,報經(jing)辦機(ji)構同意,工(gong)傷(shang)(shang)(shang)職(zhi)(zhi)工(gong)到統籌地區以(yi)外就醫的,所(suo)(suo)需(xu)交通、食宿費(fei)用由所(suo)(suo)在單(dan)位按照本單(dan)位職(zhi)(zhi)工(gong)因(yin)公出差(cha)(cha)標(biao)(biao)準報銷(xiao)。另外,工(gong)傷(shang)(shang)(shang)職(zhi)(zhi)工(gong)因(yin)日(ri)常生活或(huo)者就業需(xu)要(yao),經(jing)勞動能力鑒(jian)定(ding)委員會確認可以(yi)安裝假肢、矯形(xing)器(qi)、假眼、假牙和(he)配置輪(lun)椅等(deng)輔助(zhu)器(qi)具,所(suo)(suo)需(xu)費(fei)用按照國家規(gui)定(ding)的標(biao)(biao)準從工(gong)傷(shang)(shang)(shang)保(bao)險基金中支付。工(gong)傷(shang)(shang)(shang)參(can)保(bao)職(zhi)(zhi)工(gong)的工(gong)傷(shang)(shang)(shang)醫療費(fei)一至四(si)級(ji)工(gong)傷(shang)(shang)(shang)人(ren)員傷(shang)(shang)(shang)殘(can)津貼、一次性傷(shang)(shang)(shang)殘(can)補助(zhu)金、生活護理(li)費(fei)、喪葬補助(zhu)金、供養親屬(shu)撫恤金、輔助(zhu)器(qi)具等(deng)、工(gong)傷(shang)(shang)(shang)康復費(fei)、勞動能力鑒(jian)定(ding)費(fei)都應從工(gong)傷(shang)(shang)(shang)保(bao)險基金中支付。