工傷保險是怎么賠付的?
問(wen) 我朋友在公司(si)交了(le)(le)五險一(yi)金,現在出事了(le)(le),工(gong)傷保(bao)險該(gai)怎么賠付他的費用?
答 職(zhi)工(gong)(gong)(gong)(gong)(gong)(gong)上了工(gong)(gong)(gong)(gong)(gong)(gong)傷(shang)(shang)保(bao)險(xian)(xian)(xian)后(hou),職(zhi)工(gong)(gong)(gong)(gong)(gong)(gong)住院(yuan)治療工(gong)(gong)(gong)(gong)(gong)(gong)傷(shang)(shang)的(de),由(you)所(suo)在單(dan)位按照本(ben)(ben)單(dan)位因公出(chu)差伙食補(bu)助(zhu)標(biao)準的(de)70%發給住院(yuan)伙食補(bu)助(zhu)費(fei);經(jing)醫(yi)療機(ji)構出(chu)具證明,報經(jing)辦(ban)機(ji)構同意,工(gong)(gong)(gong)(gong)(gong)(gong)傷(shang)(shang)職(zhi)工(gong)(gong)(gong)(gong)(gong)(gong)到統籌地(di)區以外(wai)就醫(yi)的(de),所(suo)需交通、食宿費(fei)用(yong)由(you)所(suo)在單(dan)位按照本(ben)(ben)單(dan)位職(zhi)工(gong)(gong)(gong)(gong)(gong)(gong)因公出(chu)差標(biao)準報銷。另外(wai),工(gong)(gong)(gong)(gong)(gong)(gong)傷(shang)(shang)職(zhi)工(gong)(gong)(gong)(gong)(gong)(gong)因日常生活或者就業(ye)需要,經(jing)勞動(dong)能力鑒定委員會(hui)確認可以安裝假肢、矯形器(qi)(qi)、假眼、假牙(ya)和配(pei)置輪椅等輔助(zhu)器(qi)(qi)具,所(suo)需費(fei)用(yong)按照國(guo)家規定的(de)標(biao)準從工(gong)(gong)(gong)(gong)(gong)(gong)傷(shang)(shang)保(bao)險(xian)(xian)(xian)基(ji)金(jin)中支(zhi)付。工(gong)(gong)(gong)(gong)(gong)(gong)傷(shang)(shang)參保(bao)職(zhi)工(gong)(gong)(gong)(gong)(gong)(gong)的(de)工(gong)(gong)(gong)(gong)(gong)(gong)傷(shang)(shang)醫(yi)療費(fei)一至四級工(gong)(gong)(gong)(gong)(gong)(gong)傷(shang)(shang)人員傷(shang)(shang)殘(can)津貼、一次性傷(shang)(shang)殘(can)補(bu)助(zhu)金(jin)、生活護(hu)理費(fei)、喪葬補(bu)助(zhu)金(jin)、供養親屬撫恤金(jin)、輔助(zhu)器(qi)(qi)具等、工(gong)(gong)(gong)(gong)(gong)(gong)傷(shang)(shang)康復費(fei)、勞動(dong)能力鑒定費(fei)都應從工(gong)(gong)(gong)(gong)(gong)(gong)傷(shang)(shang)保(bao)險(xian)(xian)(xian)基(ji)金(jin)中支(zhi)付。