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4日，山東省濟南市城鄉建設委印發《關于全面推行建筑工程項目農民工實名制和工資專用賬戶管理制度執行委托銀行按月代發工資辦法的實施意見（征求意見稿）》（以下簡稱“征求意見稿”），擬要求自下月起，施工總承包企業在工程項目開工前通過網絡上傳農民工實名制信息，并在監管銀行設立工資專戶，通過銀行按月代發農民工工資。

征求(qiu)意見稿規定(ding)，自今年5月1日起(qi)，建筑工(gong)(gong)(gong)(gong)程項目開工(gong)(gong)(gong)(gong)前(qian)，施(shi)工(gong)(gong)(gong)(gong)總承包企業(ye)應(ying)到市城(cheng)(cheng)鄉建設委清欠機構辦理實(shi)名(ming)制管理登記(ji)手續；農民(min)工(gong)(gong)(gong)(gong)進場3日內，施(shi)工(gong)(gong)(gong)(gong)總承包企業(ye)應(ying)按(an)要求(qiu)通過(guo)網(wang)絡(luo)上傳實(shi)名(ming)制信息，并為每(mei)名(ming)農民(min)工(gong)(gong)(gong)(gong)申辦“泉城(cheng)(cheng)平安(an)卡(ka)”，遺失或損壞可及時(shi)補辦。項目施(shi)工(gong)(gong)(gong)(gong)現場要配(pei)備“泉城(cheng)(cheng)平安(an)卡(ka)”讀卡(ka)器(qi)和視頻監控設備，對農民(min)工(gong)(gong)(gong)(gong)實(shi)施(shi)信息化(hua)考勤管理。

征(zheng)求意見稿(gao)提出，今年(nian)年(nian)底前，實名制管理和農民(min)工(gong)(gong)工(gong)(gong)資(zi)專用(yong)賬(zhang)戶管理制度覆(fu)蓋80%以上(shang)(shang)在(zai)建工(gong)(gong)程項(xiang)目(mu)，執行按月足額支(zhi)付工(gong)(gong)資(zi)規定覆(fu)蓋90%以上(shang)(shang)在(zai)建工(gong)(gong)程項(xiang)目(mu)，到(dao)2019年(nian)底基本實現全覆(fu)蓋，力爭到(dao)2020年(nian)全市建筑領域農民(min)工(gong)(gong)工(gong)(gong)資(zi)基本無拖欠(qian)。

征求意見稿規定，下(xia)月起本市建(jian)筑工(gong)(gong)(gong)程(cheng)項目開工(gong)(gong)(gong)前，施工(gong)(gong)(gong)總承包企業應自(zi)主選定一家銀(yin)行作(zuo)為監管銀(yin)行，在監管銀(yin)行指定的分理機(ji)構(gou)設(she)立(li)工(gong)(gong)(gong)資(zi)專(zhuan)戶(hu)，并同建(jian)設(she)單位和(he)監管銀(yin)行簽訂(ding)專(zhuan)戶(hu)資(zi)金(jin)三方(fang)托管協議，向工(gong)(gong)(gong)程(cheng)所(suo)在地城鄉建(jian)設(she)主管部門清欠(qian)機(ji)構(gou)備案。工(gong)(gong)(gong)資(zi)專(zhuan)戶(hu)只能用(yong)于該項目劃撥人工(gong)(gong)(gong)費(fei)和(he)支付(fu)農民工(gong)(gong)(gong)工(gong)(gong)(gong)資(zi)，不得多個項目共用(yong)一個工(gong)(gong)(gong)資(zi)專(zhuan)戶(hu)或挪(nuo)作(zuo)他(ta)用(yong)。

施工(gong)總承(cheng)包(bao)企業不(bu)設立工(gong)資(zi)專戶(hu)(hu)怎(zen)么辦？征求意見(jian)稿提出，工(gong)資(zi)專戶(hu)(hu)應(ying)作為(wei)建設單位與施工(gong)總承(cheng)包(bao)企業簽訂施工(gong)合同的必要(yao)條款，辦理許可手續(xu)時，還要(yao)出具清欠機構開具的證(zheng)明。

當建筑工(gong)(gong)(gong)(gong)程項(xiang)目(mu)竣工(gong)(gong)(gong)(gong)驗(yan)收(shou)（或完(wan)工(gong)(gong)(gong)(gong)驗(yan)收(shou)）并已(yi)足(zu)額支付農民工(gong)(gong)(gong)(gong)工(gong)(gong)(gong)(gong)資(zi)(zi)，施(shi)工(gong)(gong)(gong)(gong)總(zong)承(cheng)(cheng)包企(qi)業可(ke)憑工(gong)(gong)(gong)(gong)程所在地(di)城鄉建設主管部門開(kai)具的項(xiang)目(mu)已(yi)完(wan)工(gong)(gong)(gong)(gong)和無拖欠工(gong)(gong)(gong)(gong)資(zi)(zi)證明，到(dao)監管銀行辦理工(gong)(gong)(gong)(gong)資(zi)(zi)專戶撤銷(xiao)手續。已(yi)開(kai)工(gong)(gong)(gong)(gong)在建的項(xiang)目(mu)，建設單(dan)位(wei)與施(shi)工(gong)(gong)(gong)(gong)總(zong)承(cheng)(cheng)包企(qi)業應簽訂(ding)補(bu)充合同條(tiao)款，設立工(gong)(gong)(gong)(gong)資(zi)(zi)專戶。

根(gen)據(ju)征求意見(jian)稿，濟南將形成完(wan)善的源頭預防、動(dong)態監管、失(shi)信懲戒相結(jie)合的制度(du)保障體系(xi)。未按時(shi)足(zu)額撥(bo)付人(ren)工費的建設(she)單位，除了(le)通報批(pi)評(ping)、信用評(ping)價(jia)扣分；連續出現兩次的，依法責令項目(mu)(mu)停(ting)工整(zheng)改，直至(zhi)人(ren)工費足(zu)額撥(bo)付到(dao)位，同時(shi)視情對其采取提高建筑(zhu)勞務工資(zi)(zi)保證金繳存(cun)比(bi)例(li)、降低(di)信用等級、暫停(ting)商品房(fang)網(wang)簽、暫停(ting)新開發(fa)房(fang)地產項目(mu)(mu)手續辦理(li)等懲戒措(cuo)施。對錄入綜合服務平臺(tai)實名制數(shu)據(ju)不(bu)及時(shi)或存(cun)在(zai)數(shu)據(ju)造假行(xing)為(wei)、未嚴格落實工資(zi)(zi)專戶制度(du)和(he)委托銀行(xing)按月(yue)代發(fa)工資(zi)(zi)辦法，逾期未整(zheng)改或整(zheng)改不(bu)到(dao)位的，嚴重者將被列入全國建筑(zhu)市場(chang)主體“黑名單”。

監管銀行(xing)違(wei)反協議(yi)約定和監管職(zhi)責的，永久取消其監管銀行(xing)資格，并將其失信行(xing)為報人民銀行(xing)予以處罰。