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記者昨日從煙(yan)臺(tai)市社(she)保(bao)(bao)中心獲(huo)悉，煙(yan)臺(tai)在(zai)省內(nei)率先實行社(she)保(bao)(bao)“交(jiao)叉稽核(he)”，讓企業不敢逃繳社(she)保(bao)(bao)。市社(she)保(bao)(bao)中心有關(guan)工作人員提醒(xing)，企業職工切勿(wu)忽視社(she)保(bao)(bao)繳費金額(e)，社(she)保(bao)(bao)繳費基數越(yue)高，將來計算(suan)退(tui)休金的平均(jun)指數越(yue)高，養老保(bao)(bao)險個(ge)人賬戶儲(chu)存額(e)也越(yue)多(duo)，退(tui)休金領取(qu)的就(jiu)越(yue)多(duo)。

省內率先實行社保“交叉稽核”

目前，市社保中心改變以往由縣級經辦機構自行組織本轄區稽核的傳統工作模式，在省內率先提(ti)出(chu)了“交叉稽(ji)核”的工作模式。“科學完(wan)善的稽(ji)核制度設計，不僅能有效稽(ji)核應(ying)參(can)(can)未(wei)參(can)(can)的情況，更(geng)重要的作用在于督促(cu)用人單位(wei)自覺繳(jiao)社(she)保”。

交叉稽(ji)核(he)中(zhong)，稽(ji)核(he)小組由(you)市(shi)(shi)中(zhong)心(xin)統(tong)一(yi)調度、統(tong)一(yi)標準、統(tong)一(yi)流程，在統(tong)一(yi)時間內(nei)，集中(zhong)對(dui)全(quan)市(shi)(shi)各(ge)縣市(shi)(shi)區(qu)(qu)的(de)(de)企(qi)業(ye)開(kai)展(zhan)交叉式稽(ji)核(he)。稽(ji)核(he)人員(yuan)異地互查，各(ge)縣市(shi)(shi)區(qu)(qu)經辦機構指定一(yi)名聯(lian)絡(luo)員(yuan)，負責當地稽(ji)核(he)工作的(de)(de)協調和保障工作，但不參與稽(ji)核(he)。“這(zhe)種(zhong)模式改變(bian)了以往縣市(shi)(shi)區(qu)(qu)關起門來搞稽(ji)核(he)的(de)(de)情況。”煙(yan)臺(tai)市(shi)(shi)社(she)保經辦機構工作人員(yuan)表示。

工資總額的組成有哪些？

社(she)保(bao)繳(jiao)費(fei)基(ji)(ji)數怎樣確定(ding)？工(gong)資(zi)(zi)(zi)(zi)總(zong)額的組(zu)成(cheng)有(you)哪些(xie)？據(ju)了解，按照(zhao)相關文(wen)件(jian)規定(ding)，我(wo)市職(zhi)(zhi)工(gong)當年月(yue)(yue)繳(jiao)費(fei)基(ji)(ji)數為上(shang)年度月(yue)(yue)均工(gong)資(zi)(zi)(zi)(zi)收入(ru)。月(yue)(yue)工(gong)資(zi)(zi)(zi)(zi)收入(ru)按照(zhao)山東省(sheng)(sheng)(sheng)統(tong)計局規定(ding)列入(ru)工(gong)資(zi)(zi)(zi)(zi)總(zong)額統(tong)計的項目計算(suan)。職(zhi)(zhi)工(gong)月(yue)(yue)工(gong)資(zi)(zi)(zi)(zi)收入(ru)低于我(wo)省(sheng)(sheng)(sheng)上(shang)年月(yue)(yue)社(she)會(hui)平均工(gong)資(zi)(zi)(zi)(zi)60%的，按60%計算(suan)繳(jiao)費(fei)工(gong)資(zi)(zi)(zi)(zi)基(ji)(ji)數；超過我(wo)省(sheng)(sheng)(sheng)上(shang)年月(yue)(yue)社(she)會(hui)平均工(gong)資(zi)(zi)(zi)(zi)300%以上(shang)的部(bu)分(fen)，不計入(ru)繳(jiao)費(fei)工(gong)資(zi)(zi)(zi)(zi)基(ji)(ji)數。職(zhi)(zhi)工(gong)“工(gong)資(zi)(zi)(zi)(zi)總(zong)額”是(shi)繳(jiao)納各項社(she)會(hui)保(bao)險費(fei)的依據(ju)，也是(shi)對用人單位(wei)稽核、防止(zhi)基(ji)(ji)金流(liu)失的重要內容之一。

所謂工(gong)(gong)(gong)(gong)資(zi)(zi)總額(e)(e)，即用人單位(wei)在一(yi)定時期內支(zhi)付(fu)給本(ben)單位(wei)全(quan)部職(zhi)(zhi)工(gong)(gong)(gong)(gong)的勞動報酬的總額(e)(e)。職(zhi)(zhi)工(gong)(gong)(gong)(gong)工(gong)(gong)(gong)(gong)資(zi)(zi)總額(e)(e)一(yi)般由(you)六(liu)部分(fen)組成：計(ji)時工(gong)(gong)(gong)(gong)資(zi)(zi)、計(ji)件工(gong)(gong)(gong)(gong)資(zi)(zi)、獎(jiang)金、津貼(tie)和補(bu)貼(tie)、加(jia)班加(jia)點(dian)工(gong)(gong)(gong)(gong)資(zi)(zi)、特殊情況下(xia)支(zhi)付(fu)的工(gong)(gong)(gong)(gong)資(zi)(zi)（職(zhi)(zhi)工(gong)(gong)(gong)(gong)住房補(bu)貼(tie)應(ying)計(ji)入工(gong)(gong)(gong)(gong)資(zi)(zi)總額(e)(e)）。

記者在采訪中了解(jie)到(dao)，繳費(fei)基數越高，將(jiang)來計算退(tui)(tui)休(xiu)金的平(ping)均(jun)指數越高，養老保險個人賬戶儲存額也越多，退(tui)(tui)休(xiu)金領取的就越多。

六成以上企業足不出戶繳社保

目(mu)前，傳統(tong)的柜臺打單、窗口繳(jiao)費(fei)的現場征繳(jiao)模(mo)式(shi)已難(nan)以滿足便捷高效的社保經辦(ban)要求。為(wei)適應企(qi)業需求，市社保中心(xin)推(tui)進征繳(jiao)模(mo)式(shi)改革，利用中國人民銀(yin)行的“財稅庫銀(yin)”平臺，征繳(jiao)社會保險費(fei)。

參(can)保(bao)(bao)企業、社(she)保(bao)(bao)中心(xin)、開戶(hu)(hu)銀(yin)(yin)行(xing)三方簽(qian)訂(ding)《基金委托收款協(xie)議書》，企業不必重新開設銀(yin)(yin)行(xing)賬戶(hu)(hu)，只(zhi)需(xu)每(mei)(mei)月(yue)按(an)時在(zai)協(xie)議賬戶(hu)(hu)中存入(ru)足額(e)社(she)會保(bao)(bao)險費(fei)(fei)，社(she)保(bao)(bao)經辦機構(gou)每(mei)(mei)月(yue)按(an)預(yu)定(ding)時間通過系(xi)(xi)統在(zai)指定(ding)賬戶(hu)(hu)劃(hua)繳(jiao)社(she)保(bao)(bao)費(fei)(fei)。扣費(fei)(fei)成功后，經辦機構(gou)將《山東省社(she)會保(bao)(bao)險費(fei)(fei)專用收款票據》以掛號信形式郵寄給企業。通過安全(quan)、準確、快(kuai)捷的(de)電子處理手段，為參(can)保(bao)(bao)企業提供便利(li)、高效的(de)社(she)保(bao)(bao)繳(jiao)費(fei)(fei)服務，實現保(bao)(bao)費(fei)(fei)資金的(de)快(kuai)速(su)劃(hua)繳(jiao)、高效對賬、全(quan)程監控。目前，該系(xi)(xi)統現已覆蓋14家銀(yin)(yin)行(xing)，全(quan)市通過“財(cai)稅庫銀(yin)(yin)”系(xi)(xi)統繳(jiao)費(fei)(fei)的(de)企業占(zhan)全(quan)部正常繳(jiao)費(fei)(fei)企業單位的(de)60%以上。