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記者(zhe)昨日從煙臺市社(she)保(bao)中(zhong)心獲(huo)悉，煙臺在(zai)省內率先實行社(she)保(bao)“交叉稽核”，讓(rang)企業不敢逃繳(jiao)(jiao)社(she)保(bao)。市社(she)保(bao)中(zhong)心有關工(gong)作人(ren)員提醒，企業職工(gong)切勿忽視社(she)保(bao)繳(jiao)(jiao)費(fei)金額(e)，社(she)保(bao)繳(jiao)(jiao)費(fei)基(ji)數越(yue)高，將來計算退休(xiu)金的平均指數越(yue)高，養老(lao)保(bao)險個(ge)人(ren)賬戶儲(chu)存額(e)也越(yue)多，退休(xiu)金領取的就(jiu)越(yue)多。

省內率先實行社保“交叉稽核”

目前，市社保中心改變以往由縣級經辦機構自行組織本轄區稽核的傳統工作模式(shi)，在省(sheng)內率(lv)先(xian)提(ti)出(chu)了“交叉稽(ji)(ji)核”的(de)工作模式(shi)。“科學(xue)完善的(de)稽(ji)(ji)核制度設計，不僅能有效稽(ji)(ji)核應(ying)參未參的(de)情況，更重要的(de)作用在于督(du)促用人(ren)單位自(zi)覺繳社保”。

交(jiao)叉稽(ji)(ji)核(he)中，稽(ji)(ji)核(he)小組由市(shi)中心統一(yi)(yi)調(diao)度(du)、統一(yi)(yi)標準、統一(yi)(yi)流(liu)程，在統一(yi)(yi)時(shi)間內，集中對(dui)全市(shi)各縣(xian)市(shi)區(qu)的(de)企業(ye)開展(zhan)交(jiao)叉式(shi)稽(ji)(ji)核(he)。稽(ji)(ji)核(he)人(ren)員(yuan)異地互(hu)查，各縣(xian)市(shi)區(qu)經辦機(ji)構指定一(yi)(yi)名聯絡員(yuan)，負責當地稽(ji)(ji)核(he)工作的(de)協調(diao)和保障(zhang)工作，但不參(can)與稽(ji)(ji)核(he)。“這種模式(shi)改變了以往(wang)縣(xian)市(shi)區(qu)關起門來搞稽(ji)(ji)核(he)的(de)情況(kuang)。”煙臺市(shi)社保經辦機(ji)構工作人(ren)員(yuan)表示。

工資總額的組成有哪些？

社保繳(jiao)(jiao)費基(ji)數怎樣確(que)定？工(gong)(gong)(gong)(gong)(gong)資總額(e)的(de)組成有哪些？據了解(jie)，按(an)照(zhao)相關(guan)文件規(gui)(gui)定，我市職(zhi)工(gong)(gong)(gong)(gong)(gong)當年(nian)月(yue)繳(jiao)(jiao)費基(ji)數為上年(nian)度月(yue)均工(gong)(gong)(gong)(gong)(gong)資收(shou)入(ru)。月(yue)工(gong)(gong)(gong)(gong)(gong)資收(shou)入(ru)按(an)照(zhao)山東省(sheng)統計(ji)局規(gui)(gui)定列(lie)入(ru)工(gong)(gong)(gong)(gong)(gong)資總額(e)統計(ji)的(de)項目(mu)計(ji)算(suan)。職(zhi)工(gong)(gong)(gong)(gong)(gong)月(yue)工(gong)(gong)(gong)(gong)(gong)資收(shou)入(ru)低于我省(sheng)上年(nian)月(yue)社會(hui)平(ping)均工(gong)(gong)(gong)(gong)(gong)資60%的(de)，按(an)60%計(ji)算(suan)繳(jiao)(jiao)費工(gong)(gong)(gong)(gong)(gong)資基(ji)數；超過我省(sheng)上年(nian)月(yue)社會(hui)平(ping)均工(gong)(gong)(gong)(gong)(gong)資300%以上的(de)部分，不計(ji)入(ru)繳(jiao)(jiao)費工(gong)(gong)(gong)(gong)(gong)資基(ji)數。職(zhi)工(gong)(gong)(gong)(gong)(gong)“工(gong)(gong)(gong)(gong)(gong)資總額(e)”是繳(jiao)(jiao)納各項社會(hui)保險(xian)費的(de)依(yi)據，也是對(dui)用人單位稽(ji)核、防止基(ji)金流失的(de)重要(yao)內容之一。

所謂工(gong)資(zi)(zi)總額(e)(e)，即用人(ren)單位在一(yi)定時期內支(zhi)(zhi)付給本(ben)單位全部職(zhi)工(gong)的勞動報酬的總額(e)(e)。職(zhi)工(gong)工(gong)資(zi)(zi)總額(e)(e)一(yi)般由六(liu)部分組(zu)成：計(ji)時工(gong)資(zi)(zi)、計(ji)件工(gong)資(zi)(zi)、獎金、津貼和補貼、加(jia)班(ban)加(jia)點工(gong)資(zi)(zi)、特殊情況下支(zhi)(zhi)付的工(gong)資(zi)(zi)（職(zhi)工(gong)住(zhu)房補貼應計(ji)入工(gong)資(zi)(zi)總額(e)(e)）。

記者(zhe)在(zai)采訪中了解(jie)到，繳費基數越(yue)高，將來計(ji)算退(tui)休金的平均指數越(yue)高，養(yang)老(lao)保險個人(ren)賬戶儲存額也越(yue)多，退(tui)休金領取的就越(yue)多。

六成以上企業足不出戶繳社保

目前(qian)，傳統的(de)柜臺打單、窗口繳費的(de)現場征繳模式已難以滿足便捷高效的(de)社(she)(she)保經(jing)辦要(yao)求。為適應(ying)企業需求，市社(she)(she)保中心(xin)推進征繳模式改革，利用中國人民(min)銀行的(de)“財稅庫銀”平臺，征繳社(she)(she)會保險費。

參保(bao)企(qi)業、社(she)保(bao)中(zhong)心(xin)、開戶(hu)(hu)銀行三方簽訂《基金委托收款(kuan)協(xie)議(yi)(yi)書》，企(qi)業不必重新開設銀行賬(zhang)(zhang)戶(hu)(hu)，只需每月按(an)時在(zai)協(xie)議(yi)(yi)賬(zhang)(zhang)戶(hu)(hu)中(zhong)存入足額社(she)會保(bao)險費(fei)(fei)，社(she)保(bao)經辦(ban)機構每月按(an)預定時間通(tong)過(guo)系(xi)統(tong)在(zai)指定賬(zhang)(zhang)戶(hu)(hu)劃繳(jiao)社(she)保(bao)費(fei)(fei)。扣(kou)費(fei)(fei)成功后，經辦(ban)機構將(jiang)《山東省(sheng)社(she)會保(bao)險費(fei)(fei)專用(yong)收款(kuan)票據》以(yi)掛號信形(xing)式郵寄給企(qi)業。通(tong)過(guo)安(an)全、準確、快捷的電子處理手段，為(wei)參保(bao)企(qi)業提供便利(li)、高效的社(she)保(bao)繳(jiao)費(fei)(fei)服(fu)務，實現(xian)保(bao)費(fei)(fei)資金的快速劃繳(jiao)、高效對(dui)賬(zhang)(zhang)、全程監控(kong)。目前(qian)，該系(xi)統(tong)現(xian)已覆蓋14家(jia)銀行，全市通(tong)過(guo)“財(cai)稅(shui)庫(ku)銀”系(xi)統(tong)繳(jiao)費(fei)(fei)的企(qi)業占(zhan)全部正常繳(jiao)費(fei)(fei)企(qi)業單(dan)位的60%以(yi)上。