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日前，山東(dong)省濟(ji)寧(ning)市研(yan)究出(chu)臺《濟(ji)寧(ning)市建(jian)設(she)領域(yu)農(nong)民工(gong)工(gong)資(zi)預儲金管(guan)理(li)辦法(fa)》（以(yi)下簡稱(cheng)《辦法(fa)》），將從根本上解決建(jian)設(she)領域(yu)農(nong)民工(gong)工(gong)資(zi)拖(tuo)欠(qian)的(de)頑疾(ji)，維護廣大農(nong)民工(gong)的(de)合(he)法(fa)權(quan)益。

《辦(ban)法》要求施工(gong)總承包企業在進場(chang)施工(gong)前，與建設單(dan)位、預(yu)(yu)儲金開(kai)戶(hu)銀(yin)行三方簽(qian)訂(ding)工(gong)資(zi)(zi)委托發放協議，并在預(yu)(yu)儲金開(kai)戶(hu)銀(yin)行開(kai)立預(yu)(yu)儲金專用存款賬戶(hu)。預(yu)(yu)儲金開(kai)戶(hu)銀(yin)行根據施工(gong)總承包企業提供的用工(gong)花名冊(ce)，為農民(min)工(gong)開(kai)設工(gong)資(zi)(zi)個(ge)人賬戶(hu)并辦(ban)理(li)銀(yin)行卡，由(you)施工(gong)總承包企業將銀(yin)行卡交(jiao)農民(min)工(gong)本人自行保管和使用。

據濟寧市人社局(ju)工(gong)(gong)(gong)(gong)(gong)作人員(yuan)介紹，農民工(gong)(gong)(gong)(gong)(gong)工(gong)(gong)(gong)(gong)(gong)資(zi)(zi)應按(an)月(yue)足額通(tong)過(guo)銀(yin)行發(fa)放。工(gong)(gong)(gong)(gong)(gong)資(zi)(zi)表經現場公(gong)示且(qie)經農民工(gong)(gong)(gong)(gong)(gong)本人簽字后，由施(shi)工(gong)(gong)(gong)(gong)(gong)總承包企業(ye)每(mei)月(yue)定(ding)期(qi)提交(jiao)監理單(dan)位(wei)和建設單(dan)位(wei)確認。對(dui)不超過(guo)15天的(de)(de)臨(lin)時用工(gong)(gong)(gong)(gong)(gong)，施(shi)工(gong)(gong)(gong)(gong)(gong)總承包企業(ye)在為(wei)農民工(gong)(gong)(gong)(gong)(gong)辦(ban)理實(shi)名制銀(yin)行卡后，雙方可約定(ding)以現金形式支付農民工(gong)(gong)(gong)(gong)(gong)工(gong)(gong)(gong)(gong)(gong)資(zi)(zi)，相關憑據材料留存備查(cha)。政府性(xing)投(tou)資(zi)(zi)的(de)(de)建設工(gong)(gong)(gong)(gong)(gong)程(cheng)項目(mu)，在建設單(dan)位(wei)申領(ling)施(shi)工(gong)(gong)(gong)(gong)(gong)許可證前(qian)需將預儲金一次(ci)(ci)性(xing)全部劃轉(zhuan)到(dao)預儲金賬(zhang)戶，或(huo)按(an)工(gong)(gong)(gong)(gong)(gong)程(cheng)款撥(bo)付批(pi)次(ci)(ci)分期(qi)劃轉(zhuan)預儲金。非政府性(xing)投(tou)資(zi)(zi)的(de)(de)建設工(gong)(gong)(gong)(gong)(gong)程(cheng)項目(mu)，根據項目(mu)工(gong)(gong)(gong)(gong)(gong)期(qi)安排，建設單(dan)位(wei)每(mei)月(yue)10日前(qian)，將工(gong)(gong)(gong)(gong)(gong)資(zi)(zi)性(xing)工(gong)(gong)(gong)(gong)(gong)程(cheng)進度(du)款分期(qi)劃轉(zhuan)到(dao)預儲金賬(zhang)戶。

《辦法》還(huan)明確(que)，建設(she)單位組(zu)織工(gong)程竣工(gong)驗收并結清農(nong)民工(gong)工(gong)資后，由施(shi)工(gong)總承(cheng)包企業(ye)和建設(she)單位提請預(yu)儲(chu)金(jin)開戶(hu)(hu)銀行取消預(yu)儲(chu)金(jin)賬(zhang)戶(hu)(hu)，并報其所(suo)在(zai)地住房城鄉建設(she)、交通運輸、水利等(deng)責(ze)任主體部(bu)門備(bei)案，其所(suo)在(zai)地責(ze)任主體部(bu)門應當在(zai)5個工(gong)作日內書面通知(zhi)銀行解(jie)(jie)除預(yu)儲(chu)金(jin)賬(zhang)戶(hu)(hu)監管(guan)。預(yu)儲(chu)金(jin)賬(zhang)戶(hu)(hu)在(zai)解(jie)(jie)除監管(guan)前，只能用(yong)于向(xiang)該項目施(shi)工(gong)總承(cheng)包企業(ye)的(de)農(nong)民工(gong)工(gong)資個人賬(zhang)戶(hu)(hu)劃撥工(gong)資，不得挪作他用(yong)。