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日前，山東省濟(ji)寧(ning)市研究出臺(tai)《濟(ji)寧(ning)市建設(she)領域農民(min)工(gong)(gong)工(gong)(gong)資預儲金管理辦法(fa)(fa)》（以下簡稱《辦法(fa)(fa)》），將從(cong)根本上解決建設(she)領域農民(min)工(gong)(gong)工(gong)(gong)資拖欠的頑疾，維護(hu)廣大農民(min)工(gong)(gong)的合法(fa)(fa)權(quan)益。

《辦法》要求施工(gong)(gong)總承包(bao)企(qi)業在進場施工(gong)(gong)前，與建(jian)設單(dan)位、預(yu)儲(chu)金開(kai)(kai)戶(hu)銀行(xing)三方(fang)簽訂工(gong)(gong)資委托發放協議(yi)，并(bing)在預(yu)儲(chu)金開(kai)(kai)戶(hu)銀行(xing)開(kai)(kai)立預(yu)儲(chu)金專用(yong)存款(kuan)賬戶(hu)。預(yu)儲(chu)金開(kai)(kai)戶(hu)銀行(xing)根據(ju)施工(gong)(gong)總承包(bao)企(qi)業提供的用(yong)工(gong)(gong)花名冊(ce)，為農(nong)民工(gong)(gong)開(kai)(kai)設工(gong)(gong)資個人賬戶(hu)并(bing)辦理(li)銀行(xing)卡，由施工(gong)(gong)總承包(bao)企(qi)業將銀行(xing)卡交農(nong)民工(gong)(gong)本人自行(xing)保(bao)管和(he)使用(yong)。

據濟寧市人(ren)(ren)社局工(gong)(gong)(gong)(gong)(gong)(gong)作人(ren)(ren)員介紹，農民(min)(min)工(gong)(gong)(gong)(gong)(gong)(gong)工(gong)(gong)(gong)(gong)(gong)(gong)資應(ying)按(an)月足額通過(guo)銀行發放。工(gong)(gong)(gong)(gong)(gong)(gong)資表經(jing)現場(chang)公示且經(jing)農民(min)(min)工(gong)(gong)(gong)(gong)(gong)(gong)本(ben)人(ren)(ren)簽字后(hou)，由施工(gong)(gong)(gong)(gong)(gong)(gong)總承包企(qi)業每月定(ding)期(qi)(qi)(qi)提交監(jian)理(li)單位(wei)和建設(she)(she)單位(wei)確認。對不超過(guo)15天的(de)(de)臨時用工(gong)(gong)(gong)(gong)(gong)(gong)，施工(gong)(gong)(gong)(gong)(gong)(gong)總承包企(qi)業在為(wei)農民(min)(min)工(gong)(gong)(gong)(gong)(gong)(gong)辦理(li)實名制銀行卡后(hou)，雙方可約定(ding)以現金(jin)(jin)形式(shi)支付(fu)農民(min)(min)工(gong)(gong)(gong)(gong)(gong)(gong)工(gong)(gong)(gong)(gong)(gong)(gong)資，相(xiang)關憑據材料留存備查(cha)。政府性投資的(de)(de)建設(she)(she)工(gong)(gong)(gong)(gong)(gong)(gong)程(cheng)項(xiang)目(mu)，在建設(she)(she)單位(wei)申領施工(gong)(gong)(gong)(gong)(gong)(gong)許可證前需(xu)將預儲(chu)(chu)金(jin)(jin)一次性全部劃(hua)轉(zhuan)到(dao)預儲(chu)(chu)金(jin)(jin)賬(zhang)(zhang)戶，或(huo)按(an)工(gong)(gong)(gong)(gong)(gong)(gong)程(cheng)款撥付(fu)批次分期(qi)(qi)(qi)劃(hua)轉(zhuan)預儲(chu)(chu)金(jin)(jin)。非(fei)政府性投資的(de)(de)建設(she)(she)工(gong)(gong)(gong)(gong)(gong)(gong)程(cheng)項(xiang)目(mu)，根據項(xiang)目(mu)工(gong)(gong)(gong)(gong)(gong)(gong)期(qi)(qi)(qi)安排，建設(she)(she)單位(wei)每月10日前，將工(gong)(gong)(gong)(gong)(gong)(gong)資性工(gong)(gong)(gong)(gong)(gong)(gong)程(cheng)進度款分期(qi)(qi)(qi)劃(hua)轉(zhuan)到(dao)預儲(chu)(chu)金(jin)(jin)賬(zhang)(zhang)戶。

《辦法》還明確，建設(she)單(dan)位組織工(gong)程竣工(gong)驗收并(bing)結清(qing)農(nong)民工(gong)工(gong)資(zi)后，由施(shi)工(gong)總(zong)承包(bao)企業(ye)(ye)和建設(she)單(dan)位提請預(yu)儲金開戶銀行(xing)取消預(yu)儲金賬(zhang)(zhang)戶，并(bing)報其所在(zai)(zai)(zai)地住房城(cheng)鄉建設(she)、交通(tong)運輸、水利等責(ze)任主(zhu)體部(bu)門(men)備(bei)案，其所在(zai)(zai)(zai)地責(ze)任主(zhu)體部(bu)門(men)應(ying)當在(zai)(zai)(zai)5個(ge)工(gong)作日內書面通(tong)知銀行(xing)解(jie)除預(yu)儲金賬(zhang)(zhang)戶監管。預(yu)儲金賬(zhang)(zhang)戶在(zai)(zai)(zai)解(jie)除監管前(qian)，只能用于向該項目(mu)施(shi)工(gong)總(zong)承包(bao)企業(ye)(ye)的農(nong)民工(gong)工(gong)資(zi)個(ge)人賬(zhang)(zhang)戶劃撥(bo)工(gong)資(zi)，不得挪作他用。