問 我(wo)現在畢業了(le)(le)，開始找(zhao)工(gong)作(zuo)了(le)(le)，想(xiang)了(le)(le)解一下(xia)工(gong)作(zuo)單位的福利待(dai)遇包括哪些(xie)？

答 一(yi)(yi)般來說(shuo)國家(jia)規定(ding)的是(shi)五(wu)險(xian)(xian)(xian)(xian)一(yi)(yi)金(jin)(jin)。“五(wu)險(xian)(xian)(xian)(xian)”指的是(shi)五(wu)種保險(xian)(xian)(xian)(xian),包括養(yang)老(lao)保險(xian)(xian)(xian)(xian)、醫(yi)療(liao)保險(xian)(xian)(xian)(xian)、失業保險(xian)(xian)(xian)(xian)、工(gong)傷(shang)保險(xian)(xian)(xian)(xian)和生育保險(xian)(xian)(xian)(xian)； “一(yi)(yi)金(jin)(jin)”指的是(shi)住(zhu)房(fang)公(gong)積金(jin)(jin)。其中養(yang)老(lao)保險(xian)(xian)(xian)(xian)、醫(yi)療(liao)保險(xian)(xian)(xian)(xian)和失業保險(xian)(xian)(xian)(xian)，這三種險(xian)(xian)(xian)(xian)是(shi)由企業和個(ge)人(ren)共同繳納(na)的保費(fei)，工(gong)傷(shang)保險(xian)(xian)(xian)(xian)和生育保險(xian)(xian)(xian)(xian)完全是(shi)由企業承擔(dan)的，個(ge)人(ren)不需(xu)要繳納(na)。這里(li)要注意的是(shi)“五(wu)險(xian)(xian)(xian)(xian)”是(shi)法定(ding)的，而“一(yi)(yi)金(jin)(jin)”不是(shi)法定(ding)的。福利待遇還包括很多內容，如餐補交通補助(zhu)、食宿補助(zhu)、戶口(kou)問題、年假等。