問 我失業(ye)(ye)了(le)，一直沒(mei)找到新工作，想申請(qing)領一份(fen)失業(ye)(ye)保險金，怎樣領取失業(ye)(ye)保險金？

答 失(shi)(shi)業(ye)(ye)(ye)(ye)人(ren)(ren)(ren)(ren)員(yuan)(yuan)符(fu)合(he)領(ling)(ling)取(qu)失(shi)(shi)業(ye)(ye)(ye)(ye)保(bao)(bao)險(xian)(xian)(xian)(xian)金的(de)法定條件(jian)的(de)，可依法領(ling)(ling)取(qu)失(shi)(shi)業(ye)(ye)(ye)(ye)保(bao)(bao)險(xian)(xian)(xian)(xian)金。申(shen)領(ling)(ling)失(shi)(shi)業(ye)(ye)(ye)(ye)保(bao)(bao)險(xian)(xian)(xian)(xian)金，應當(dang)按照以下步(bu)驟進行： （1） 由其失(shi)(shi)業(ye)(ye)(ye)(ye)前所(suo)在(zai)(zai)(zai)(zai)的(de)單(dan)(dan)(dan)位(wei)為(wei)其出(chu)具(ju)終(zhong)止或(huo)解(jie)除勞(lao)動(dong)關(guan)系的(de)證(zheng)明(ming)。用人(ren)(ren)(ren)(ren)單(dan)(dan)(dan)位(wei)應當(dang)為(wei)失(shi)(shi)業(ye)(ye)(ye)(ye)人(ren)(ren)(ren)(ren)員(yuan)(yuan)出(chu)具(ju)解(jie)除或(huo)終(zhong)止勞(lao)動(dong)關(guan)系的(de)證(zheng)明(ming)，證(zheng)明(ming)應當(dang)注明(ming)失(shi)(shi)業(ye)(ye)(ye)(ye)人(ren)(ren)(ren)(ren)員(yuan)(yuan)的(de)姓名、年齡等基本(ben)情況及解(jie)除或(huo)終(zhong)止勞(lao)動(dong)關(guan)系的(de)時間(jian)(jian)、原(yuan)因等內容，并(bing)告知失(shi)(shi)業(ye)(ye)(ye)(ye)人(ren)(ren)(ren)(ren)員(yuan)(yuan)是否(fou)可以享受失(shi)(shi)業(ye)(ye)(ye)(ye)保(bao)(bao)險(xian)(xian)(xian)(xian)待遇(yu)、應當(dang)在(zai)(zai)(zai)(zai)多長時間(jian)(jian)內向(xiang)哪個(ge)經(jing)(jing)辦(ban)機(ji)構(gou)(gou)提(ti)出(chu)申(shen)領(ling)(ling)申(shen)請(qing)等。 （2） 用人(ren)(ren)(ren)(ren)單(dan)(dan)(dan)位(wei)應將失(shi)(shi)業(ye)(ye)(ye)(ye)人(ren)(ren)(ren)(ren)員(yuan)(yuan)的(de)名單(dan)(dan)(dan)在(zai)(zai)(zai)(zai)7日內報所(suo)在(zai)(zai)(zai)(zai)地社會保(bao)(bao)險(xian)(xian)(xian)(xian)經(jing)(jing)辦(ban)機(ji)構(gou)(gou)備案。 （3） 失(shi)(shi)業(ye)(ye)(ye)(ye)人(ren)(ren)(ren)(ren)員(yuan)(yuan)持本(ben)人(ren)(ren)(ren)(ren)身份(fen)證(zheng)明(ming)、單(dan)(dan)(dan)位(wei)出(chu)具(ju)的(de)終(zhong)止或(huo)解(jie)除勞(lao)動(dong)關(guan)系的(de)證(zheng)明(ming)等材料，及時到(dao)失(shi)(shi)業(ye)(ye)(ye)(ye)保(bao)(bao)險(xian)(xian)(xian)(xian)關(guan)系所(suo)在(zai)(zai)(zai)(zai)地的(de)失(shi)(shi)業(ye)(ye)(ye)(ye)保(bao)(bao)險(xian)(xian)(xian)(xian)經(jing)(jing)辦(ban)機(ji)構(gou)(gou)辦(ban)理申(shen)領(ling)(ling)登記手(shou)續。 （4） 失(shi)(shi)業(ye)(ye)(ye)(ye)保(bao)(bao)險(xian)(xian)(xian)(xian)經(jing)(jing)辦(ban)機(ji)構(gou)(gou)對申(shen)領(ling)(ling)申(shen)請(qing)進行審(shen)(shen)核，經(jing)(jing)審(shen)(shen)核符(fu)合(he)申(shen)領(ling)(ling)條件(jian)的(de)，應當(dang)為(wei)失(shi)(shi)業(ye)(ye)(ye)(ye)人(ren)(ren)(ren)(ren)員(yuan)(yuan)辦(ban)理領(ling)(ling)取(qu)失(shi)(shi)業(ye)(ye)(ye)(ye)保(bao)(bao)險(xian)(xian)(xian)(xian)金的(de)有關(guan)手(shou)續。 （5） 領(ling)(ling)取(qu)失(shi)(shi)業(ye)(ye)(ye)(ye)保(bao)(bao)險(xian)(xian)(xian)(xian)金。經(jing)(jing)失(shi)(shi)業(ye)(ye)(ye)(ye)保(bao)(bao)險(xian)(xian)(xian)(xian)經(jing)(jing)辦(ban)機(ji)構(gou)(gou)辦(ban)理領(ling)(ling)取(qu)失(shi)(shi)業(ye)(ye)(ye)(ye)保(bao)(bao)險(xian)(xian)(xian)(xian)金手(shou)續后，失(shi)(shi)業(ye)(ye)(ye)(ye)人(ren)(ren)(ren)(ren)員(yuan)(yuan)按月(yue)到(dao)同(tong)一個(ge)失(shi)(shi)業(ye)(ye)(ye)(ye)保(bao)(bao)險(xian)(xian)(xian)(xian)經(jing)(jing)辦(ban)機(ji)構(gou)(gou)領(ling)(ling)取(qu)失(shi)(shi)業(ye)(ye)(ye)(ye)保(bao)(bao)險(xian)(xian)(xian)(xian)金，或(huo)由失(shi)(shi)業(ye)(ye)(ye)(ye)保(bao)(bao)險(xian)(xian)(xian)(xian)經(jing)(jing)辦(ban)機(ji)構(gou)(gou)開(kai)具(ju)單(dan)(dan)(dan)證(zheng)，到(dao)指(zhi)定的(de)銀行領(ling)(ling)取(qu)失(shi)(shi)業(ye)(ye)(ye)(ye)保(bao)(bao)險(xian)(xian)(xian)(xian)金。