問 我失業了，一直沒找到(dao)新工作，想申請領一份失業保(bao)險(xian)金，怎樣領取失業保(bao)險(xian)金？

答 失(shi)(shi)(shi)(shi)(shi)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)(ye)人(ren)(ren)(ren)(ren)(ren)員(yuan)符合領(ling)(ling)取(qu)(qu)失(shi)(shi)(shi)(shi)(shi)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)(ye)保(bao)險(xian)(xian)(xian)金(jin)(jin)(jin)的(de)(de)(de)(de)(de)法(fa)定(ding)條件的(de)(de)(de)(de)(de)，可依法(fa)領(ling)(ling)取(qu)(qu)失(shi)(shi)(shi)(shi)(shi)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)(ye)保(bao)險(xian)(xian)(xian)金(jin)(jin)(jin)。申(shen)領(ling)(ling)失(shi)(shi)(shi)(shi)(shi)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)(ye)保(bao)險(xian)(xian)(xian)金(jin)(jin)(jin)，應當(dang)按(an)照以下步驟進(jin)行(xing)： （1） 由其(qi)失(shi)(shi)(shi)(shi)(shi)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)(ye)前(qian)所在(zai)(zai)的(de)(de)(de)(de)(de)單(dan)位為(wei)其(qi)出具(ju)(ju)(ju)終止或(huo)(huo)解除勞(lao)(lao)動關(guan)(guan)系(xi)的(de)(de)(de)(de)(de)證(zheng)(zheng)明(ming)(ming)。用人(ren)(ren)(ren)(ren)(ren)單(dan)位應當(dang)為(wei)失(shi)(shi)(shi)(shi)(shi)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)(ye)人(ren)(ren)(ren)(ren)(ren)員(yuan)出具(ju)(ju)(ju)解除或(huo)(huo)終止勞(lao)(lao)動關(guan)(guan)系(xi)的(de)(de)(de)(de)(de)證(zheng)(zheng)明(ming)(ming)，證(zheng)(zheng)明(ming)(ming)應當(dang)注明(ming)(ming)失(shi)(shi)(shi)(shi)(shi)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)(ye)人(ren)(ren)(ren)(ren)(ren)員(yuan)的(de)(de)(de)(de)(de)姓名、年齡等(deng)基本情況及解除或(huo)(huo)終止勞(lao)(lao)動關(guan)(guan)系(xi)的(de)(de)(de)(de)(de)時(shi)間、原因等(deng)內(nei)容(rong)，并(bing)告知(zhi)失(shi)(shi)(shi)(shi)(shi)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)(ye)人(ren)(ren)(ren)(ren)(ren)員(yuan)是否可以享受失(shi)(shi)(shi)(shi)(shi)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)(ye)保(bao)險(xian)(xian)(xian)待遇、應當(dang)在(zai)(zai)多長時(shi)間內(nei)向(xiang)哪(na)個經(jing)辦(ban)(ban)(ban)(ban)機(ji)構提出申(shen)領(ling)(ling)申(shen)請等(deng)。 （2） 用人(ren)(ren)(ren)(ren)(ren)單(dan)位應將失(shi)(shi)(shi)(shi)(shi)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)(ye)人(ren)(ren)(ren)(ren)(ren)員(yuan)的(de)(de)(de)(de)(de)名單(dan)在(zai)(zai)7日內(nei)報所在(zai)(zai)地社會保(bao)險(xian)(xian)(xian)經(jing)辦(ban)(ban)(ban)(ban)機(ji)構備案(an)。 （3） 失(shi)(shi)(shi)(shi)(shi)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)(ye)人(ren)(ren)(ren)(ren)(ren)員(yuan)持本人(ren)(ren)(ren)(ren)(ren)身份(fen)證(zheng)(zheng)明(ming)(ming)、單(dan)位出具(ju)(ju)(ju)的(de)(de)(de)(de)(de)終止或(huo)(huo)解除勞(lao)(lao)動關(guan)(guan)系(xi)的(de)(de)(de)(de)(de)證(zheng)(zheng)明(ming)(ming)等(deng)材料，及時(shi)到失(shi)(shi)(shi)(shi)(shi)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)(ye)保(bao)險(xian)(xian)(xian)關(guan)(guan)系(xi)所在(zai)(zai)地的(de)(de)(de)(de)(de)失(shi)(shi)(shi)(shi)(shi)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)(ye)保(bao)險(xian)(xian)(xian)經(jing)辦(ban)(ban)(ban)(ban)機(ji)構辦(ban)(ban)(ban)(ban)理(li)申(shen)領(ling)(ling)登記手(shou)續(xu)。 （4） 失(shi)(shi)(shi)(shi)(shi)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)(ye)保(bao)險(xian)(xian)(xian)經(jing)辦(ban)(ban)(ban)(ban)機(ji)構對(dui)申(shen)領(ling)(ling)申(shen)請進(jin)行(xing)審(shen)核，經(jing)審(shen)核符合申(shen)領(ling)(ling)條件的(de)(de)(de)(de)(de)，應當(dang)為(wei)失(shi)(shi)(shi)(shi)(shi)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)(ye)人(ren)(ren)(ren)(ren)(ren)員(yuan)辦(ban)(ban)(ban)(ban)理(li)領(ling)(ling)取(qu)(qu)失(shi)(shi)(shi)(shi)(shi)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)(ye)保(bao)險(xian)(xian)(xian)金(jin)(jin)(jin)的(de)(de)(de)(de)(de)有關(guan)(guan)手(shou)續(xu)。 （5） 領(ling)(ling)取(qu)(qu)失(shi)(shi)(shi)(shi)(shi)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)(ye)保(bao)險(xian)(xian)(xian)金(jin)(jin)(jin)。經(jing)失(shi)(shi)(shi)(shi)(shi)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)(ye)保(bao)險(xian)(xian)(xian)經(jing)辦(ban)(ban)(ban)(ban)機(ji)構辦(ban)(ban)(ban)(ban)理(li)領(ling)(ling)取(qu)(qu)失(shi)(shi)(shi)(shi)(shi)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)(ye)保(bao)險(xian)(xian)(xian)金(jin)(jin)(jin)手(shou)續(xu)后，失(shi)(shi)(shi)(shi)(shi)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)(ye)人(ren)(ren)(ren)(ren)(ren)員(yuan)按(an)月(yue)到同一個失(shi)(shi)(shi)(shi)(shi)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)(ye)保(bao)險(xian)(xian)(xian)經(jing)辦(ban)(ban)(ban)(ban)機(ji)構領(ling)(ling)取(qu)(qu)失(shi)(shi)(shi)(shi)(shi)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)(ye)保(bao)險(xian)(xian)(xian)金(jin)(jin)(jin)，或(huo)(huo)由失(shi)(shi)(shi)(shi)(shi)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)(ye)保(bao)險(xian)(xian)(xian)經(jing)辦(ban)(ban)(ban)(ban)機(ji)構開具(ju)(ju)(ju)單(dan)證(zheng)(zheng)，到指定(ding)的(de)(de)(de)(de)(de)銀行(xing)領(ling)(ling)取(qu)(qu)失(shi)(shi)(shi)(shi)(shi)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)(ye)保(bao)險(xian)(xian)(xian)金(jin)(jin)(jin)。