問 請問想辭職(zhi)后去異地，暫時沒(mei)有工作(zuo)，請問五(wu)險一(yi)金(jin)和檔案(an)怎么處理？辭職(zhi)時候要注意哪(na)些手續？

答 一、關于辭(ci)(ci)(ci)(ci)職(zhi) 1、勞(lao)(lao)(lao)動(dong)(dong)(dong)(dong)(dong)(dong)(dong)者(zhe)(zhe)提(ti)出(chu)(chu)解(jie)除(chu)(chu)勞(lao)(lao)(lao)動(dong)(dong)(dong)(dong)(dong)(dong)(dong)合(he)(he)(he)同(tong)(tong)(tong)(tong)(tong)(tong)（辭(ci)(ci)(ci)(ci)職(zhi)）分三(san)種情(qing)況(kuang)： 一是(shi)(shi)(shi)(shi)，依(yi)據勞(lao)(lao)(lao)動(dong)(dong)(dong)(dong)(dong)(dong)(dong)合(he)(he)(he)同(tong)(tong)(tong)(tong)(tong)(tong)法(fa)(fa)(fa)第(di)三(san)十(shi)(shi)(shi)七條(tiao)(tiao)的(de)(de)(de)規(gui)定提(ti)出(chu)(chu)解(jie)除(chu)(chu)勞(lao)(lao)(lao)動(dong)(dong)(dong)(dong)(dong)(dong)(dong)合(he)(he)(he)同(tong)(tong)(tong)(tong)(tong)(tong)（辭(ci)(ci)(ci)(ci)職(zhi)），也(ye)(ye)就(jiu)(jiu)是(shi)(shi)(shi)(shi)提(ti)前(qian)30天(tian)（試(shi)用(yong)(yong)(yong)(yong)期3天(tian)）通(tong)知用(yong)(yong)(yong)(yong)人(ren)(ren)(ren)(ren)(ren)(ren)單(dan)(dan)(dan)(dan)位(wei)，不(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)用(yong)(yong)(yong)(yong)單(dan)(dan)(dan)(dan)位(wei)批(pi)準。但用(yong)(yong)(yong)(yong)人(ren)(ren)(ren)(ren)(ren)(ren)單(dan)(dan)(dan)(dan)位(wei)不(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)承擔經濟(ji)補(bu)償(chang)(chang)； 二是(shi)(shi)(shi)(shi)，依(yi)據勞(lao)(lao)(lao)動(dong)(dong)(dong)(dong)(dong)(dong)(dong)和塔法(fa)(fa)(fa)第(di)三(san)十(shi)(shi)(shi)八(ba)(ba)條(tiao)(tiao)的(de)(de)(de)規(gui)定提(ti)出(chu)(chu)解(jie)除(chu)(chu)勞(lao)(lao)(lao)動(dong)(dong)(dong)(dong)(dong)(dong)(dong)合(he)(he)(he)同(tong)(tong)(tong)(tong)(tong)(tong)（辭(ci)(ci)(ci)(ci)職(zhi)），不(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)用(yong)(yong)(yong)(yong)提(ti)前(qian)30天(tian)，也(ye)(ye)不(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)用(yong)(yong)(yong)(yong)批(pi)準，而且，用(yong)(yong)(yong)(yong)人(ren)(ren)(ren)(ren)(ren)(ren)單(dan)(dan)(dan)(dan)位(wei)還(huan)必(bi)須按照(zhao)勞(lao)(lao)(lao)動(dong)(dong)(dong)(dong)(dong)(dong)(dong)合(he)(he)(he)同(tong)(tong)(tong)(tong)(tong)(tong)法(fa)(fa)(fa)第(di)十(shi)(shi)(shi)六(liu)條(tiao)(tiao)第(di)四十(shi)(shi)(shi)七條(tiao)(tiao)的(de)(de)(de)規(gui)定，支付(fu)每(mei)工(gong)(gong)作(zuo)(zuo)一年(nian)一個月工(gong)(gong)資(zi)(zi)的(de)(de)(de)經濟(ji)補(bu)償(chang)(chang)金(jin)； 三(san)是(shi)(shi)(shi)(shi)，勞(lao)(lao)(lao)動(dong)(dong)(dong)(dong)(dong)(dong)(dong)者(zhe)(zhe)沒有(you)(you)(you)(you)任(ren)何依(yi)據違(wei)法(fa)(fa)(fa)解(jie)除(chu)(chu)勞(lao)(lao)(lao)動(dong)(dong)(dong)(dong)(dong)(dong)(dong)合(he)(he)(he)同(tong)(tong)(tong)(tong)(tong)(tong)（離職(zhi)），用(yong)(yong)(yong)(yong)人(ren)(ren)(ren)(ren)(ren)(ren)單(dan)(dan)(dan)(dan)位(wei)不(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)但不(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)給(gei)經濟(ji)補(bu)償(chang)(chang)金(jin)，還(huan)可(ke)(ke)依(yi)據勞(lao)(lao)(lao)動(dong)(dong)(dong)(dong)(dong)(dong)(dong)合(he)(he)(he)同(tong)(tong)(tong)(tong)(tong)(tong)法(fa)(fa)(fa)第(di)九十(shi)(shi)(shi)條(tiao)(tiao)的(de)(de)(de)規(gui)定，給(gei)單(dan)(dan)(dan)(dan)位(wei)造成(cheng)損失(shi)的(de)(de)(de)要(yao)(yao)(yao)承擔賠償(chang)(chang)責任(ren)。單(dan)(dan)(dan)(dan)位(wei)可(ke)(ke)以(yi)(yi)(yi)扣工(gong)(gong)資(zi)(zi)作(zuo)(zuo)為(wei)賠償(chang)(chang)。 2、所以(yi)(yi)(yi)，辭(ci)(ci)(ci)(ci)職(zhi)要(yao)(yao)(yao)合(he)(he)(he)法(fa)(fa)(fa)理(li)由(you)(you)非常重(zhong)(zhong)要(yao)(yao)(yao)，只(zhi)要(yao)(yao)(yao)理(li)由(you)(you)合(he)(he)(he)法(fa)(fa)(fa)任(ren)何用(yong)(yong)(yong)(yong)人(ren)(ren)(ren)(ren)(ren)(ren)單(dan)(dan)(dan)(dan)位(wei)都(dou)不(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)能(neng)拒(ju)絕，當然，如果(guo)沒有(you)(you)(you)(you)合(he)(he)(he)法(fa)(fa)(fa)的(de)(de)(de)理(li)由(you)(you)，不(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)但不(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)能(neng)走(zou)(zou)，你(ni)(ni)就(jiu)(jiu)是(shi)(shi)(shi)(shi)走(zou)(zou)了(le)，單(dan)(dan)(dan)(dan)位(wei)也(ye)(ye)會找你(ni)(ni)的(de)(de)(de)麻煩(fan)，得不(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)到(dao)(dao)補(bu)償(chang)(chang)金(jin)不(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)說，還(huan)會要(yao)(yao)(yao)你(ni)(ni)交(jiao)違(wei)約(yue)金(jin)，不(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)給(gei)你(ni)(ni)辦(ban)離職(zhi)手(shou)續(xu)(xu)(xu)(xu)，對(dui)你(ni)(ni)今(jin)后(hou)的(de)(de)(de)就(jiu)(jiu)業會有(you)(you)(you)(you)麻煩(fan)。 3、辭(ci)(ci)(ci)(ci)職(zhi)理(li)由(you)(you)建議你(ni)(ni)參照(zhao)勞(lao)(lao)(lao)動(dong)(dong)(dong)(dong)(dong)(dong)(dong)合(he)(he)(he)同(tong)(tong)(tong)(tong)(tong)(tong)法(fa)(fa)(fa)第(di)三(san)十(shi)(shi)(shi)八(ba)(ba)條(tiao)(tiao)、勞(lao)(lao)(lao)動(dong)(dong)(dong)(dong)(dong)(dong)(dong)合(he)(he)(he)同(tong)(tong)(tong)(tong)(tong)(tong)法(fa)(fa)(fa)實(shi)施(shi)條(tiao)(tiao)例(li)第(di)十(shi)(shi)(shi)八(ba)(ba)條(tiao)(tiao)規(gui)定的(de)(de)(de)情(qing)形來提(ti)出(chu)(chu)，比如不(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)簽勞(lao)(lao)(lao)動(dong)(dong)(dong)(dong)(dong)(dong)(dong)合(he)(he)(he)同(tong)(tong)(tong)(tong)(tong)(tong)、不(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)按國(guo)家規(gui)定安(an)排勞(lao)(lao)(lao)動(dong)(dong)(dong)(dong)(dong)(dong)(dong)時(shi)(shi)間、不(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)按時(shi)(shi)足(zu)額(e)(e)支付(fu)勞(lao)(lao)(lao)動(dong)(dong)(dong)(dong)(dong)(dong)(dong)報(bao)酬、加班不(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)給(gei)加班工(gong)(gong)資(zi)(zi)、收取(qu)押金(jin)、不(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)按時(shi)(shi)為(wei)勞(lao)(lao)(lao)動(dong)(dong)(dong)(dong)(dong)(dong)(dong)者(zhe)(zhe)建立國(guo)家法(fa)(fa)(fa)定的(de)(de)(de)社(she)會保(bao)險(xian)(xian)(xian)(xian)等。 4、辭(ci)(ci)(ci)(ci)職(zhi)時(shi)(shi)你(ni)(ni)可(ke)(ke)以(yi)(yi)(yi)要(yao)(yao)(yao)求(qiu)單(dan)(dan)(dan)(dan)位(wei)依(yi)據勞(lao)(lao)(lao)動(dong)(dong)(dong)(dong)(dong)(dong)(dong)合(he)(he)(he)同(tong)(tong)(tong)(tong)(tong)(tong)法(fa)(fa)(fa)第(di)五十(shi)(shi)(shi)條(tiao)(tiao)的(de)(de)(de)規(gui)定辦(ban)理(li)手(shou)續(xu)(xu)(xu)(xu)，一是(shi)(shi)(shi)(shi)要(yao)(yao)(yao)結(jie)清工(gong)(gong)資(zi)(zi)、二是(shi)(shi)(shi)(shi)要(yao)(yao)(yao)支付(fu)給(gei)你(ni)(ni)經濟(ji)補(bu)償(chang)(chang)金(jin)，三(san)是(shi)(shi)(shi)(shi)要(yao)(yao)(yao)給(gei)你(ni)(ni)出(chu)(chu)具(ju)解(jie)除(chu)(chu)勞(lao)(lao)(lao)動(dong)(dong)(dong)(dong)(dong)(dong)(dong)合(he)(he)(he)同(tong)(tong)(tong)(tong)(tong)(tong)證明（這個證明很重(zhong)(zhong)要(yao)(yao)(yao)必(bi)不(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)可(ke)(ke)少），其它離職(zhi)手(shou)續(xu)(xu)(xu)(xu)如交(jiao)接工(gong)(gong)作(zuo)(zuo)等都(dou)不(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)重(zhong)(zhong)要(yao)(yao)(yao)了(le)按單(dan)(dan)(dan)(dan)位(wei)的(de)(de)(de)規(gui)定辦(ban)即(ji)可(ke)(ke)。 二、關于社(she)保(bao) 1、養老保(bao)險(xian)(xian)(xian)(xian)有(you)(you)(you)(you)個人(ren)(ren)(ren)(ren)(ren)(ren)賬(zhang)(zhang)戶(hu)(hu)，身份證號就(jiu)(jiu)是(shi)(shi)(shi)(shi)帳號，辭(ci)(ci)(ci)(ci)職(zhi)后(hou)可(ke)(ke)以(yi)(yi)(yi)有(you)(you)(you)(you)三(san)種處理(li)方(fang)式： 一是(shi)(shi)(shi)(shi)停(ting)止(zhi)交(jiao)費，形成(cheng)繳費年(nian)限中(zhong)(zhong)斷，個人(ren)(ren)(ren)(ren)(ren)(ren)賬(zhang)(zhang)戶(hu)(hu)積(ji)累停(ting)止(zhi)，但只(zhi)要(yao)(yao)(yao)時(shi)(shi)間不(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)長對(dui)今(jin)后(hou)影響不(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)大(da)； 二是(shi)(shi)(shi)(shi)由(you)(you)個人(ren)(ren)(ren)(ren)(ren)(ren)全額(e)(e)繳納(na)，即(ji)不(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)中(zhong)(zhong)斷繳費把過(guo)去(qu)連同(tong)(tong)(tong)(tong)(tong)(tong)企業繳納(na)的(de)(de)(de)部分一并(bing)自(zi)己繳納(na)，但這樣個人(ren)(ren)(ren)(ren)(ren)(ren)負(fu)擔較重(zhong)(zhong)不(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)太合(he)(he)(he)算； 三(san)是(shi)(shi)(shi)(shi)如果(guo)到(dao)(dao)外地謀職(zhi)可(ke)(ke)以(yi)(yi)(yi)辦(ban)理(li)保(bao)險(xian)(xian)(xian)(xian)轉移(yi)(yi)手(shou)續(xu)(xu)(xu)(xu)，到(dao)(dao)新(xin)的(de)(de)(de)就(jiu)(jiu)業地區(qu)。不(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)管(guan)哪(na)種方(fang)法(fa)(fa)(fa)，找到(dao)(dao)新(xin)的(de)(de)(de)工(gong)(gong)作(zuo)(zuo)單(dan)(dan)(dan)(dan)位(wei)按原(yuan)帳號繼續(xu)(xu)(xu)(xu)繳費即(ji)可(ke)(ke)，不(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)用(yong)(yong)(yong)(yong)補(bu)交(jiao)，但就(jiu)(jiu)是(shi)(shi)(shi)(shi)不(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)能(neng)退。 2、醫療保(bao)險(xian)(xian)(xian)(xian)，也(ye)(ye)有(you)(you)(you)(you)個人(ren)(ren)(ren)(ren)(ren)(ren)賬(zhang)(zhang)戶(hu)(hu)，辭(ci)(ci)(ci)(ci)職(zhi)后(hou)處理(li)方(fang)法(fa)(fa)(fa)基本(ben)同(tong)(tong)(tong)(tong)(tong)(tong)養老保(bao)險(xian)(xian)(xian)(xian)，個人(ren)(ren)(ren)(ren)(ren)(ren)賬(zhang)(zhang)戶(hu)(hu)里(li)的(de)(de)(de)錢可(ke)(ke)以(yi)(yi)(yi)在(zai)當地繼續(xu)(xu)(xu)(xu)使用(yong)(yong)(yong)(yong)，但目前(qian)暫不(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)能(neng)轉移(yi)(yi)，國(guo)家已經出(chu)(chu)臺了(le)有(you)(you)(you)(you)關轉移(yi)(yi)辦(ban)法(fa)(fa)(fa)，今(jin)年(nian)7月1日以(yi)(yi)(yi)后(hou)等各(ge)地方(fang)政府出(chu)(chu)臺了(le)實(shi)施(shi)細則就(jiu)(jiu)可(ke)(ke)以(yi)(yi)(yi)實(shi)施(shi)。 3、工(gong)(gong)傷保(bao)險(xian)(xian)(xian)(xian)、失(shi)業保(bao)險(xian)(xian)(xian)(xian)、生育保(bao)險(xian)(xian)(xian)(xian)都(dou)沒有(you)(you)(you)(you)個人(ren)(ren)(ren)(ren)(ren)(ren)賬(zhang)(zhang)戶(hu)(hu)，辭(ci)(ci)(ci)(ci)職(zhi)后(hou)保(bao)險(xian)(xian)(xian)(xian)自(zi)動(dong)(dong)(dong)(dong)(dong)(dong)(dong)解(jie)除(chu)(chu)，但失(shi)業保(bao)險(xian)(xian)(xian)(xian)只(zhi)要(yao)(yao)(yao)繳費滿一年(nian)，不(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)是(shi)(shi)(shi)(shi)個人(ren)(ren)(ren)(ren)(ren)(ren)原(yuan)因造成(cheng)的(de)(de)(de)失(shi)業，就(jiu)(jiu)可(ke)(ke)以(yi)(yi)(yi)領取(qu)。 4、住房公積(ji)金(jin)，有(you)(you)(you)(you)個人(ren)(ren)(ren)(ren)(ren)(ren)賬(zhang)(zhang)戶(hu)(hu)，企業和個人(ren)(ren)(ren)(ren)(ren)(ren)繳納(na)的(de)(de)(de)費用(yong)(yong)(yong)(yong)，全部形成(cheng)個人(ren)(ren)(ren)(ren)(ren)(ren)賬(zhang)(zhang)戶(hu)(hu)總額(e)(e)，就(jiu)(jiu)如同(tong)(tong)(tong)(tong)(tong)(tong)銀行的(de)(de)(de)零存整取(qu)所有(you)(you)(you)(you)權屬個人(ren)(ren)(ren)(ren)(ren)(ren)，辭(ci)(ci)(ci)(ci)職(zhi)后(hou)只(zhi)不(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)過(guo)停(ting)止(zhi)了(le)存錢，但賬(zhang)(zhang)戶(hu)(hu)的(de)(de)(de)錢還(huan)是(shi)(shi)(shi)(shi)你(ni)(ni)的(de)(de)(de)，只(zhi)要(yao)(yao)(yao)符合(he)(he)(he)公積(ji)金(jin)提(ti)取(qu)規(gui)定，隨時(shi)(shi)可(ke)(ke)以(yi)(yi)(yi)提(ti)取(qu)，以(yi)(yi)(yi)后(hou)也(ye)(ye)可(ke)(ke)以(yi)(yi)(yi)續(xu)(xu)(xu)(xu)交(jiao)，永遠不(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)會作(zuo)(zuo)廢。