請問辭職后的五險一金該咋辦?
問 請問想辭職后(hou)去異地,暫時(shi)沒有工作,請問五險一(yi)金和檔(dang)案怎么處理(li)?辭職時(shi)候(hou)要注(zhu)意哪些手續(xu)?
答 一(yi)(yi)、關(guan)于(yu)辭(ci)(ci)(ci)(ci)(ci)職(zhi)(zhi) 1、勞(lao)(lao)(lao)動(dong)者提(ti)(ti)(ti)出解(jie)除(chu)勞(lao)(lao)(lao)動(dong)合(he)(he)(he)(he)(he)(he)同(tong)(tong)(tong)(tong)(tong)(辭(ci)(ci)(ci)(ci)(ci)職(zhi)(zhi))分三(san)(san)種(zhong)情況(kuang): 一(yi)(yi)是(shi)(shi),依(yi)據(ju)(ju)勞(lao)(lao)(lao)動(dong)合(he)(he)(he)(he)(he)(he)同(tong)(tong)(tong)(tong)(tong)法(fa)(fa)(fa)(fa)第(di)三(san)(san)十七(qi)條(tiao)(tiao)(tiao)(tiao)(tiao)的(de)(de)(de)(de)(de)規(gui)(gui)(gui)定(ding)(ding)提(ti)(ti)(ti)出解(jie)除(chu)勞(lao)(lao)(lao)動(dong)合(he)(he)(he)(he)(he)(he)同(tong)(tong)(tong)(tong)(tong)(辭(ci)(ci)(ci)(ci)(ci)職(zhi)(zhi)),也(ye)(ye)就(jiu)是(shi)(shi)提(ti)(ti)(ti)前(qian)30天(試用(yong)(yong)(yong)期(qi)3天)通知用(yong)(yong)(yong)人(ren)(ren)(ren)(ren)單(dan)位(wei)(wei),不(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)用(yong)(yong)(yong)單(dan)位(wei)(wei)批(pi)準(zhun)。但(dan)用(yong)(yong)(yong)人(ren)(ren)(ren)(ren)單(dan)位(wei)(wei)不(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)承(cheng)擔(dan)經濟補償; 二是(shi)(shi),依(yi)據(ju)(ju)勞(lao)(lao)(lao)動(dong)和塔(ta)法(fa)(fa)(fa)(fa)第(di)三(san)(san)十八(ba)條(tiao)(tiao)(tiao)(tiao)(tiao)的(de)(de)(de)(de)(de)規(gui)(gui)(gui)定(ding)(ding)提(ti)(ti)(ti)出解(jie)除(chu)勞(lao)(lao)(lao)動(dong)合(he)(he)(he)(he)(he)(he)同(tong)(tong)(tong)(tong)(tong)(辭(ci)(ci)(ci)(ci)(ci)職(zhi)(zhi)),不(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)用(yong)(yong)(yong)提(ti)(ti)(ti)前(qian)30天,也(ye)(ye)不(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)用(yong)(yong)(yong)批(pi)準(zhun),而且,用(yong)(yong)(yong)人(ren)(ren)(ren)(ren)單(dan)位(wei)(wei)還(huan)必須按(an)照勞(lao)(lao)(lao)動(dong)合(he)(he)(he)(he)(he)(he)同(tong)(tong)(tong)(tong)(tong)法(fa)(fa)(fa)(fa)第(di)十六條(tiao)(tiao)(tiao)(tiao)(tiao)第(di)四十七(qi)條(tiao)(tiao)(tiao)(tiao)(tiao)的(de)(de)(de)(de)(de)規(gui)(gui)(gui)定(ding)(ding),支付每(mei)工(gong)(gong)(gong)(gong)作一(yi)(yi)年(nian)(nian)一(yi)(yi)個(ge)(ge)(ge)(ge)(ge)月(yue)工(gong)(gong)(gong)(gong)資的(de)(de)(de)(de)(de)經濟補償金; 三(san)(san)是(shi)(shi),勞(lao)(lao)(lao)動(dong)者沒(mei)有(you)(you)(you)任何依(yi)據(ju)(ju)違(wei)法(fa)(fa)(fa)(fa)解(jie)除(chu)勞(lao)(lao)(lao)動(dong)合(he)(he)(he)(he)(he)(he)同(tong)(tong)(tong)(tong)(tong)(離職(zhi)(zhi)),用(yong)(yong)(yong)人(ren)(ren)(ren)(ren)單(dan)位(wei)(wei)不(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)但(dan)不(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)給(gei)經濟補償金,還(huan)可(ke)(ke)依(yi)據(ju)(ju)勞(lao)(lao)(lao)動(dong)合(he)(he)(he)(he)(he)(he)同(tong)(tong)(tong)(tong)(tong)法(fa)(fa)(fa)(fa)第(di)九十條(tiao)(tiao)(tiao)(tiao)(tiao)的(de)(de)(de)(de)(de)規(gui)(gui)(gui)定(ding)(ding),給(gei)單(dan)位(wei)(wei)造成(cheng)損失的(de)(de)(de)(de)(de)要(yao)(yao)(yao)承(cheng)擔(dan)賠償責任。單(dan)位(wei)(wei)可(ke)(ke)以(yi)(yi)扣工(gong)(gong)(gong)(gong)資作為賠償。 2、所以(yi)(yi),辭(ci)(ci)(ci)(ci)(ci)職(zhi)(zhi)要(yao)(yao)(yao)合(he)(he)(he)(he)(he)(he)法(fa)(fa)(fa)(fa)理由(you)(you)非(fei)常重(zhong)要(yao)(yao)(yao),只要(yao)(yao)(yao)理由(you)(you)合(he)(he)(he)(he)(he)(he)法(fa)(fa)(fa)(fa)任何用(yong)(yong)(yong)人(ren)(ren)(ren)(ren)單(dan)位(wei)(wei)都不(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)能(neng)(neng)拒絕,當然,如果沒(mei)有(you)(you)(you)合(he)(he)(he)(he)(he)(he)法(fa)(fa)(fa)(fa)的(de)(de)(de)(de)(de)理由(you)(you),不(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)但(dan)不(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)能(neng)(neng)走(zou),你(ni)就(jiu)是(shi)(shi)走(zou)了(le),單(dan)位(wei)(wei)也(ye)(ye)會找你(ni)的(de)(de)(de)(de)(de)麻(ma)煩,得不(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)到補償金不(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)說,還(huan)會要(yao)(yao)(yao)你(ni)交(jiao)(jiao)違(wei)約(yue)金,不(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)給(gei)你(ni)辦(ban)離職(zhi)(zhi)手續,對(dui)(dui)你(ni)今后的(de)(de)(de)(de)(de)就(jiu)業(ye)(ye)會有(you)(you)(you)麻(ma)煩。 3、辭(ci)(ci)(ci)(ci)(ci)職(zhi)(zhi)理由(you)(you)建議你(ni)參(can)照勞(lao)(lao)(lao)動(dong)合(he)(he)(he)(he)(he)(he)同(tong)(tong)(tong)(tong)(tong)法(fa)(fa)(fa)(fa)第(di)三(san)(san)十八(ba)條(tiao)(tiao)(tiao)(tiao)(tiao)、勞(lao)(lao)(lao)動(dong)合(he)(he)(he)(he)(he)(he)同(tong)(tong)(tong)(tong)(tong)法(fa)(fa)(fa)(fa)實施(shi)條(tiao)(tiao)(tiao)(tiao)(tiao)例第(di)十八(ba)條(tiao)(tiao)(tiao)(tiao)(tiao)規(gui)(gui)(gui)定(ding)(ding)的(de)(de)(de)(de)(de)情形來提(ti)(ti)(ti)出,比如不(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)簽勞(lao)(lao)(lao)動(dong)合(he)(he)(he)(he)(he)(he)同(tong)(tong)(tong)(tong)(tong)、不(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)按(an)國家(jia)(jia)規(gui)(gui)(gui)定(ding)(ding)安排勞(lao)(lao)(lao)動(dong)時(shi)(shi)(shi)(shi)間(jian)、不(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)按(an)時(shi)(shi)(shi)(shi)足額支付勞(lao)(lao)(lao)動(dong)報(bao)酬、加班(ban)不(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)給(gei)加班(ban)工(gong)(gong)(gong)(gong)資、收取(qu)押金、不(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)按(an)時(shi)(shi)(shi)(shi)為勞(lao)(lao)(lao)動(dong)者建立國家(jia)(jia)法(fa)(fa)(fa)(fa)定(ding)(ding)的(de)(de)(de)(de)(de)社(she)會保(bao)險(xian)(xian)(xian)等(deng)。 4、辭(ci)(ci)(ci)(ci)(ci)職(zhi)(zhi)時(shi)(shi)(shi)(shi)你(ni)可(ke)(ke)以(yi)(yi)要(yao)(yao)(yao)求單(dan)位(wei)(wei)依(yi)據(ju)(ju)勞(lao)(lao)(lao)動(dong)合(he)(he)(he)(he)(he)(he)同(tong)(tong)(tong)(tong)(tong)法(fa)(fa)(fa)(fa)第(di)五十條(tiao)(tiao)(tiao)(tiao)(tiao)的(de)(de)(de)(de)(de)規(gui)(gui)(gui)定(ding)(ding)辦(ban)理手續,一(yi)(yi)是(shi)(shi)要(yao)(yao)(yao)結清工(gong)(gong)(gong)(gong)資、二是(shi)(shi)要(yao)(yao)(yao)支付給(gei)你(ni)經濟補償金,三(san)(san)是(shi)(shi)要(yao)(yao)(yao)給(gei)你(ni)出具解(jie)除(chu)勞(lao)(lao)(lao)動(dong)合(he)(he)(he)(he)(he)(he)同(tong)(tong)(tong)(tong)(tong)證明(ming)(這個(ge)(ge)(ge)(ge)(ge)證明(ming)很重(zhong)要(yao)(yao)(yao)必不(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)可(ke)(ke)少),其(qi)它(ta)離職(zhi)(zhi)手續如交(jiao)(jiao)接工(gong)(gong)(gong)(gong)作等(deng)都不(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)重(zhong)要(yao)(yao)(yao)了(le)按(an)單(dan)位(wei)(wei)的(de)(de)(de)(de)(de)規(gui)(gui)(gui)定(ding)(ding)辦(ban)即(ji)(ji)可(ke)(ke)。 二、關(guan)于(yu)社(she)保(bao) 1、養(yang)老(lao)保(bao)險(xian)(xian)(xian)有(you)(you)(you)個(ge)(ge)(ge)(ge)(ge)人(ren)(ren)(ren)(ren)賬(zhang)(zhang)(zhang)戶(hu),身份(fen)證號(hao)就(jiu)是(shi)(shi)帳號(hao),辭(ci)(ci)(ci)(ci)(ci)職(zhi)(zhi)后可(ke)(ke)以(yi)(yi)有(you)(you)(you)三(san)(san)種(zhong)處理方式: 一(yi)(yi)是(shi)(shi)停止交(jiao)(jiao)費,形成(cheng)繳(jiao)費年(nian)(nian)限中(zhong)斷,個(ge)(ge)(ge)(ge)(ge)人(ren)(ren)(ren)(ren)賬(zhang)(zhang)(zhang)戶(hu)積(ji)累(lei)停止,但(dan)只要(yao)(yao)(yao)時(shi)(shi)(shi)(shi)間(jian)不(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)長對(dui)(dui)今后影響不(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)大; 二是(shi)(shi)由(you)(you)個(ge)(ge)(ge)(ge)(ge)人(ren)(ren)(ren)(ren)全額繳(jiao)納(na)(na),即(ji)(ji)不(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)中(zhong)斷繳(jiao)費把過去連同(tong)(tong)(tong)(tong)(tong)企業(ye)(ye)繳(jiao)納(na)(na)的(de)(de)(de)(de)(de)部分一(yi)(yi)并自己繳(jiao)納(na)(na),但(dan)這樣個(ge)(ge)(ge)(ge)(ge)人(ren)(ren)(ren)(ren)負擔(dan)較(jiao)重(zhong)不(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)太合(he)(he)(he)(he)(he)(he)算; 三(san)(san)是(shi)(shi)如果到外(wai)地(di)謀職(zhi)(zhi)可(ke)(ke)以(yi)(yi)辦(ban)理保(bao)險(xian)(xian)(xian)轉移手續,到新的(de)(de)(de)(de)(de)就(jiu)業(ye)(ye)地(di)區。不(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)管哪種(zhong)方法(fa)(fa)(fa)(fa),找到新的(de)(de)(de)(de)(de)工(gong)(gong)(gong)(gong)作單(dan)位(wei)(wei)按(an)原帳號(hao)繼續繳(jiao)費即(ji)(ji)可(ke)(ke),不(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)用(yong)(yong)(yong)補交(jiao)(jiao),但(dan)就(jiu)是(shi)(shi)不(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)能(neng)(neng)退。 2、醫療保(bao)險(xian)(xian)(xian),也(ye)(ye)有(you)(you)(you)個(ge)(ge)(ge)(ge)(ge)人(ren)(ren)(ren)(ren)賬(zhang)(zhang)(zhang)戶(hu),辭(ci)(ci)(ci)(ci)(ci)職(zhi)(zhi)后處理方法(fa)(fa)(fa)(fa)基(ji)本同(tong)(tong)(tong)(tong)(tong)養(yang)老(lao)保(bao)險(xian)(xian)(xian),個(ge)(ge)(ge)(ge)(ge)人(ren)(ren)(ren)(ren)賬(zhang)(zhang)(zhang)戶(hu)里的(de)(de)(de)(de)(de)錢(qian)(qian)(qian)可(ke)(ke)以(yi)(yi)在當地(di)繼續使用(yong)(yong)(yong),但(dan)目前(qian)暫不(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)能(neng)(neng)轉移,國家(jia)(jia)已經出臺了(le)有(you)(you)(you)關(guan)轉移辦(ban)法(fa)(fa)(fa)(fa),今年(nian)(nian)7月(yue)1日以(yi)(yi)后等(deng)各地(di)方政府出臺了(le)實施(shi)細則就(jiu)可(ke)(ke)以(yi)(yi)實施(shi)。 3、工(gong)(gong)(gong)(gong)傷保(bao)險(xian)(xian)(xian)、失業(ye)(ye)保(bao)險(xian)(xian)(xian)、生育(yu)保(bao)險(xian)(xian)(xian)都沒(mei)有(you)(you)(you)個(ge)(ge)(ge)(ge)(ge)人(ren)(ren)(ren)(ren)賬(zhang)(zhang)(zhang)戶(hu),辭(ci)(ci)(ci)(ci)(ci)職(zhi)(zhi)后保(bao)險(xian)(xian)(xian)自動(dong)解(jie)除(chu),但(dan)失業(ye)(ye)保(bao)險(xian)(xian)(xian)只要(yao)(yao)(yao)繳(jiao)費滿一(yi)(yi)年(nian)(nian),不(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)是(shi)(shi)個(ge)(ge)(ge)(ge)(ge)人(ren)(ren)(ren)(ren)原因造成(cheng)的(de)(de)(de)(de)(de)失業(ye)(ye),就(jiu)可(ke)(ke)以(yi)(yi)領取(qu)。 4、住房公(gong)積(ji)金,有(you)(you)(you)個(ge)(ge)(ge)(ge)(ge)人(ren)(ren)(ren)(ren)賬(zhang)(zhang)(zhang)戶(hu),企業(ye)(ye)和個(ge)(ge)(ge)(ge)(ge)人(ren)(ren)(ren)(ren)繳(jiao)納(na)(na)的(de)(de)(de)(de)(de)費用(yong)(yong)(yong),全部形成(cheng)個(ge)(ge)(ge)(ge)(ge)人(ren)(ren)(ren)(ren)賬(zhang)(zhang)(zhang)戶(hu)總額,就(jiu)如同(tong)(tong)(tong)(tong)(tong)銀行的(de)(de)(de)(de)(de)零(ling)存(cun)(cun)整取(qu)所有(you)(you)(you)權屬個(ge)(ge)(ge)(ge)(ge)人(ren)(ren)(ren)(ren),辭(ci)(ci)(ci)(ci)(ci)職(zhi)(zhi)后只不(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)過停止了(le)存(cun)(cun)錢(qian)(qian)(qian),但(dan)賬(zhang)(zhang)(zhang)戶(hu)的(de)(de)(de)(de)(de)錢(qian)(qian)(qian)還(huan)是(shi)(shi)你(ni)的(de)(de)(de)(de)(de),只要(yao)(yao)(yao)符合(he)(he)(he)(he)(he)(he)公(gong)積(ji)金提(ti)(ti)(ti)取(qu)規(gui)(gui)(gui)定(ding)(ding),隨時(shi)(shi)(shi)(shi)可(ke)(ke)以(yi)(yi)提(ti)(ti)(ti)取(qu),以(yi)(yi)后也(ye)(ye)可(ke)(ke)以(yi)(yi)續交(jiao)(jiao),永遠(yuan)不(bu)(bu)(bu)(bu)(bu)(bu)(bu)(bu)會作廢。