問(wen) 請問(wen)想(xiang)辭職(zhi)后去異地，暫時沒有工作，請問(wen)五險一金和(he)檔案怎(zen)么處理？辭職(zhi)時候要注意(yi)哪些手續？

答(da) 一(yi)(yi)、關(guan)于(yu)辭(ci)職(zhi)(zhi) 1、勞(lao)(lao)動(dong)(dong)(dong)(dong)者提出(chu)解(jie)(jie)除(chu)(chu)勞(lao)(lao)動(dong)(dong)(dong)(dong)合(he)同(tong)(tong)(tong)（辭(ci)職(zhi)(zhi)）分三(san)種情況(kuang)： 一(yi)(yi)是(shi)(shi)(shi)(shi)，依(yi)據勞(lao)(lao)動(dong)(dong)(dong)(dong)合(he)同(tong)(tong)(tong)法(fa)第(di)(di)(di)三(san)十七條(tiao)(tiao)的(de)(de)(de)規(gui)(gui)定(ding)(ding)(ding)提出(chu)解(jie)(jie)除(chu)(chu)勞(lao)(lao)動(dong)(dong)(dong)(dong)合(he)同(tong)(tong)(tong)（辭(ci)職(zhi)(zhi)），也(ye)(ye)就(jiu)(jiu)是(shi)(shi)(shi)(shi)提前30天（試用(yong)(yong)(yong)期3天）通知用(yong)(yong)(yong)人(ren)(ren)(ren)單位(wei)，不(bu)(bu)(bu)(bu)(bu)(bu)用(yong)(yong)(yong)單位(wei)批準。但(dan)(dan)(dan)用(yong)(yong)(yong)人(ren)(ren)(ren)單位(wei)不(bu)(bu)(bu)(bu)(bu)(bu)承(cheng)擔(dan)經(jing)(jing)濟補(bu)償(chang)； 二(er)是(shi)(shi)(shi)(shi)，依(yi)據勞(lao)(lao)動(dong)(dong)(dong)(dong)和塔法(fa)第(di)(di)(di)三(san)十八條(tiao)(tiao)的(de)(de)(de)規(gui)(gui)定(ding)(ding)(ding)提出(chu)解(jie)(jie)除(chu)(chu)勞(lao)(lao)動(dong)(dong)(dong)(dong)合(he)同(tong)(tong)(tong)（辭(ci)職(zhi)(zhi)），不(bu)(bu)(bu)(bu)(bu)(bu)用(yong)(yong)(yong)提前30天，也(ye)(ye)不(bu)(bu)(bu)(bu)(bu)(bu)用(yong)(yong)(yong)批準，而且，用(yong)(yong)(yong)人(ren)(ren)(ren)單位(wei)還(huan)必須按(an)照勞(lao)(lao)動(dong)(dong)(dong)(dong)合(he)同(tong)(tong)(tong)法(fa)第(di)(di)(di)十六條(tiao)(tiao)第(di)(di)(di)四十七條(tiao)(tiao)的(de)(de)(de)規(gui)(gui)定(ding)(ding)(ding)，支付每工(gong)(gong)作一(yi)(yi)年(nian)(nian)一(yi)(yi)個月(yue)工(gong)(gong)資(zi)的(de)(de)(de)經(jing)(jing)濟補(bu)償(chang)金(jin)； 三(san)是(shi)(shi)(shi)(shi)，勞(lao)(lao)動(dong)(dong)(dong)(dong)者沒有(you)任何(he)依(yi)據違法(fa)解(jie)(jie)除(chu)(chu)勞(lao)(lao)動(dong)(dong)(dong)(dong)合(he)同(tong)(tong)(tong)（離職(zhi)(zhi)），用(yong)(yong)(yong)人(ren)(ren)(ren)單位(wei)不(bu)(bu)(bu)(bu)(bu)(bu)但(dan)(dan)(dan)不(bu)(bu)(bu)(bu)(bu)(bu)給(gei)經(jing)(jing)濟補(bu)償(chang)金(jin)，還(huan)可(ke)依(yi)據勞(lao)(lao)動(dong)(dong)(dong)(dong)合(he)同(tong)(tong)(tong)法(fa)第(di)(di)(di)九(jiu)十條(tiao)(tiao)的(de)(de)(de)規(gui)(gui)定(ding)(ding)(ding)，給(gei)單位(wei)造(zao)成損失(shi)的(de)(de)(de)要(yao)承(cheng)擔(dan)賠(pei)償(chang)責任。單位(wei)可(ke)以(yi)(yi)扣工(gong)(gong)資(zi)作為賠(pei)償(chang)。 2、所(suo)以(yi)(yi)，辭(ci)職(zhi)(zhi)要(yao)合(he)法(fa)理(li)由(you)非常重要(yao)，只要(yao)理(li)由(you)合(he)法(fa)任何(he)用(yong)(yong)(yong)人(ren)(ren)(ren)單位(wei)都(dou)不(bu)(bu)(bu)(bu)(bu)(bu)能拒(ju)絕，當(dang)然，如果(guo)沒有(you)合(he)法(fa)的(de)(de)(de)理(li)由(you)，不(bu)(bu)(bu)(bu)(bu)(bu)但(dan)(dan)(dan)不(bu)(bu)(bu)(bu)(bu)(bu)能走(zou)，你(ni)(ni)就(jiu)(jiu)是(shi)(shi)(shi)(shi)走(zou)了(le)，單位(wei)也(ye)(ye)會(hui)找(zhao)你(ni)(ni)的(de)(de)(de)麻(ma)煩，得(de)不(bu)(bu)(bu)(bu)(bu)(bu)到(dao)補(bu)償(chang)金(jin)不(bu)(bu)(bu)(bu)(bu)(bu)說，還(huan)會(hui)要(yao)你(ni)(ni)交(jiao)違約金(jin)，不(bu)(bu)(bu)(bu)(bu)(bu)給(gei)你(ni)(ni)辦離職(zhi)(zhi)手續(xu)，對(dui)(dui)你(ni)(ni)今(jin)(jin)后(hou)(hou)(hou)的(de)(de)(de)就(jiu)(jiu)業(ye)(ye)(ye)會(hui)有(you)麻(ma)煩。 3、辭(ci)職(zhi)(zhi)理(li)由(you)建議(yi)你(ni)(ni)參照勞(lao)(lao)動(dong)(dong)(dong)(dong)合(he)同(tong)(tong)(tong)法(fa)第(di)(di)(di)三(san)十八條(tiao)(tiao)、勞(lao)(lao)動(dong)(dong)(dong)(dong)合(he)同(tong)(tong)(tong)法(fa)實(shi)施條(tiao)(tiao)例第(di)(di)(di)十八條(tiao)(tiao)規(gui)(gui)定(ding)(ding)(ding)的(de)(de)(de)情形(xing)(xing)來提出(chu)，比如不(bu)(bu)(bu)(bu)(bu)(bu)簽勞(lao)(lao)動(dong)(dong)(dong)(dong)合(he)同(tong)(tong)(tong)、不(bu)(bu)(bu)(bu)(bu)(bu)按(an)國家(jia)規(gui)(gui)定(ding)(ding)(ding)安排勞(lao)(lao)動(dong)(dong)(dong)(dong)時(shi)間、不(bu)(bu)(bu)(bu)(bu)(bu)按(an)時(shi)足(zu)額(e)(e)支付勞(lao)(lao)動(dong)(dong)(dong)(dong)報酬、加班不(bu)(bu)(bu)(bu)(bu)(bu)給(gei)加班工(gong)(gong)資(zi)、收(shou)取(qu)押金(jin)、不(bu)(bu)(bu)(bu)(bu)(bu)按(an)時(shi)為勞(lao)(lao)動(dong)(dong)(dong)(dong)者建立國家(jia)法(fa)定(ding)(ding)(ding)的(de)(de)(de)社會(hui)保(bao)(bao)險(xian)(xian)(xian)(xian)等(deng)。 4、辭(ci)職(zhi)(zhi)時(shi)你(ni)(ni)可(ke)以(yi)(yi)要(yao)求單位(wei)依(yi)據勞(lao)(lao)動(dong)(dong)(dong)(dong)合(he)同(tong)(tong)(tong)法(fa)第(di)(di)(di)五十條(tiao)(tiao)的(de)(de)(de)規(gui)(gui)定(ding)(ding)(ding)辦理(li)手續(xu)，一(yi)(yi)是(shi)(shi)(shi)(shi)要(yao)結(jie)清工(gong)(gong)資(zi)、二(er)是(shi)(shi)(shi)(shi)要(yao)支付給(gei)你(ni)(ni)經(jing)(jing)濟補(bu)償(chang)金(jin)，三(san)是(shi)(shi)(shi)(shi)要(yao)給(gei)你(ni)(ni)出(chu)具(ju)解(jie)(jie)除(chu)(chu)勞(lao)(lao)動(dong)(dong)(dong)(dong)合(he)同(tong)(tong)(tong)證明（這(zhe)個證明很(hen)重要(yao)必不(bu)(bu)(bu)(bu)(bu)(bu)可(ke)少），其它離職(zhi)(zhi)手續(xu)如交(jiao)接(jie)工(gong)(gong)作等(deng)都(dou)不(bu)(bu)(bu)(bu)(bu)(bu)重要(yao)了(le)按(an)單位(wei)的(de)(de)(de)規(gui)(gui)定(ding)(ding)(ding)辦即可(ke)。 二(er)、關(guan)于(yu)社保(bao)(bao) 1、養老(lao)保(bao)(bao)險(xian)(xian)(xian)(xian)有(you)個人(ren)(ren)(ren)賬(zhang)戶，身(shen)份證號(hao)就(jiu)(jiu)是(shi)(shi)(shi)(shi)帳(zhang)號(hao)，辭(ci)職(zhi)(zhi)后(hou)(hou)(hou)可(ke)以(yi)(yi)有(you)三(san)種處理(li)方(fang)(fang)式： 一(yi)(yi)是(shi)(shi)(shi)(shi)停(ting)止(zhi)交(jiao)費(fei)，形(xing)(xing)成繳(jiao)(jiao)(jiao)費(fei)年(nian)(nian)限(xian)中斷，個人(ren)(ren)(ren)賬(zhang)戶積(ji)累停(ting)止(zhi)，但(dan)(dan)(dan)只要(yao)時(shi)間不(bu)(bu)(bu)(bu)(bu)(bu)長對(dui)(dui)今(jin)(jin)后(hou)(hou)(hou)影響不(bu)(bu)(bu)(bu)(bu)(bu)大(da)； 二(er)是(shi)(shi)(shi)(shi)由(you)個人(ren)(ren)(ren)全額(e)(e)繳(jiao)(jiao)(jiao)納，即不(bu)(bu)(bu)(bu)(bu)(bu)中斷繳(jiao)(jiao)(jiao)費(fei)把(ba)過去連同(tong)(tong)(tong)企業(ye)(ye)(ye)繳(jiao)(jiao)(jiao)納的(de)(de)(de)部(bu)分一(yi)(yi)并自(zi)己繳(jiao)(jiao)(jiao)納，但(dan)(dan)(dan)這(zhe)樣個人(ren)(ren)(ren)負擔(dan)較重不(bu)(bu)(bu)(bu)(bu)(bu)太合(he)算； 三(san)是(shi)(shi)(shi)(shi)如果(guo)到(dao)外地(di)謀職(zhi)(zhi)可(ke)以(yi)(yi)辦理(li)保(bao)(bao)險(xian)(xian)(xian)(xian)轉(zhuan)移(yi)手續(xu)，到(dao)新的(de)(de)(de)就(jiu)(jiu)業(ye)(ye)(ye)地(di)區。不(bu)(bu)(bu)(bu)(bu)(bu)管哪種方(fang)(fang)法(fa)，找(zhao)到(dao)新的(de)(de)(de)工(gong)(gong)作單位(wei)按(an)原帳(zhang)號(hao)繼續(xu)繳(jiao)(jiao)(jiao)費(fei)即可(ke)，不(bu)(bu)(bu)(bu)(bu)(bu)用(yong)(yong)(yong)補(bu)交(jiao)，但(dan)(dan)(dan)就(jiu)(jiu)是(shi)(shi)(shi)(shi)不(bu)(bu)(bu)(bu)(bu)(bu)能退。 2、醫療保(bao)(bao)險(xian)(xian)(xian)(xian)，也(ye)(ye)有(you)個人(ren)(ren)(ren)賬(zhang)戶，辭(ci)職(zhi)(zhi)后(hou)(hou)(hou)處理(li)方(fang)(fang)法(fa)基本同(tong)(tong)(tong)養老(lao)保(bao)(bao)險(xian)(xian)(xian)(xian)，個人(ren)(ren)(ren)賬(zhang)戶里的(de)(de)(de)錢(qian)可(ke)以(yi)(yi)在當(dang)地(di)繼續(xu)使用(yong)(yong)(yong)，但(dan)(dan)(dan)目前暫不(bu)(bu)(bu)(bu)(bu)(bu)能轉(zhuan)移(yi)，國家(jia)已(yi)經(jing)(jing)出(chu)臺了(le)有(you)關(guan)轉(zhuan)移(yi)辦法(fa)，今(jin)(jin)年(nian)(nian)7月(yue)1日以(yi)(yi)后(hou)(hou)(hou)等(deng)各地(di)方(fang)(fang)政(zheng)府出(chu)臺了(le)實(shi)施細則就(jiu)(jiu)可(ke)以(yi)(yi)實(shi)施。 3、工(gong)(gong)傷保(bao)(bao)險(xian)(xian)(xian)(xian)、失(shi)業(ye)(ye)(ye)保(bao)(bao)險(xian)(xian)(xian)(xian)、生育保(bao)(bao)險(xian)(xian)(xian)(xian)都(dou)沒有(you)個人(ren)(ren)(ren)賬(zhang)戶，辭(ci)職(zhi)(zhi)后(hou)(hou)(hou)保(bao)(bao)險(xian)(xian)(xian)(xian)自(zi)動(dong)(dong)(dong)(dong)解(jie)(jie)除(chu)(chu)，但(dan)(dan)(dan)失(shi)業(ye)(ye)(ye)保(bao)(bao)險(xian)(xian)(xian)(xian)只要(yao)繳(jiao)(jiao)(jiao)費(fei)滿一(yi)(yi)年(nian)(nian)，不(bu)(bu)(bu)(bu)(bu)(bu)是(shi)(shi)(shi)(shi)個人(ren)(ren)(ren)原因造(zao)成的(de)(de)(de)失(shi)業(ye)(ye)(ye)，就(jiu)(jiu)可(ke)以(yi)(yi)領取(qu)。 4、住房公積(ji)金(jin)，有(you)個人(ren)(ren)(ren)賬(zhang)戶，企業(ye)(ye)(ye)和個人(ren)(ren)(ren)繳(jiao)(jiao)(jiao)納的(de)(de)(de)費(fei)用(yong)(yong)(yong)，全部(bu)形(xing)(xing)成個人(ren)(ren)(ren)賬(zhang)戶總額(e)(e)，就(jiu)(jiu)如同(tong)(tong)(tong)銀行(xing)的(de)(de)(de)零存整取(qu)所(suo)有(you)權屬(shu)個人(ren)(ren)(ren)，辭(ci)職(zhi)(zhi)后(hou)(hou)(hou)只不(bu)(bu)(bu)(bu)(bu)(bu)過停(ting)止(zhi)了(le)存錢(qian)，但(dan)(dan)(dan)賬(zhang)戶的(de)(de)(de)錢(qian)還(huan)是(shi)(shi)(shi)(shi)你(ni)(ni)的(de)(de)(de)，只要(yao)符(fu)合(he)公積(ji)金(jin)提取(qu)規(gui)(gui)定(ding)(ding)(ding)，隨(sui)時(shi)可(ke)以(yi)(yi)提取(qu)，以(yi)(yi)后(hou)(hou)(hou)也(ye)(ye)可(ke)以(yi)(yi)續(xu)交(jiao)，永遠不(bu)(bu)(bu)(bu)(bu)(bu)會(hui)作廢。