問 我父(fu)親之(zhi)前繳過養老(lao)保險，聽說只有(you)滿足(zu)一定的條件，才能按月(yue)領取基本養老(lao)金，請(qing)問條件是什么？

答(da) 職(zhi)(zhi)(zhi)(zhi)工(gong)(gong)按月領(ling)取基本養老(lao)(lao)金(jin)必(bi)須具備三個條件： 1、達到(dao)法(fa)定(ding)退休(xiu)年(nian)齡，并已辦(ban)理退休(xiu)手續； 2、所在單(dan)位和(he)個人依法(fa)參加養老(lao)(lao)保險并履(lv)行了養老(lao)(lao)保險繳費(fei)(fei)義(yi)務； 3、個人繳費(fei)(fei)至少(shao)滿15年(nian)(過渡期(qi)內繳費(fei)(fei)年(nian)限(xian)包括視同(tong)繳費(fei)(fei)年(nian)限(xian))。如今，中國的企業職(zhi)(zhi)(zhi)(zhi)工(gong)(gong)法(fa)定(ding)退休(xiu)年(nian)齡為：男職(zhi)(zhi)(zhi)(zhi)工(gong)(gong)60歲;從(cong)事管(guan)理和(he)科研工(gong)(gong)作的女(nv)職(zhi)(zhi)(zhi)(zhi)工(gong)(gong)55歲;從(cong)事生(sheng)產和(he)工(gong)(gong)勤(qin)輔助工(gong)(gong)作的女(nv)職(zhi)(zhi)(zhi)(zhi)工(gong)(gong)50歲，自由職(zhi)(zhi)(zhi)(zhi)業者(zhe)、個體工(gong)(gong)商(shang)戶女(nv)年(nian)滿55周歲。