問 我(wo)在濟南一(yi)家私企工作，公司每(mei)位(wei)員(yuan)工都有保(bao)險，想(xiang)了解一(yi)下醫療保(bao)險費用個人應該承擔多少(shao)？

答 基本(ben)醫療(liao)(liao)保險費(fei)(fei)由用人(ren)單位(wei)和職工(gong)(gong)共同繳納。用人(ren)單位(wei)繳費(fei)(fei)率為(wei)職工(gong)(gong)工(gong)(gong)資(zi)總額的6%左右，職工(gong)(gong)個人(ren)繳費(fei)(fei)率一般為(wei)本(ben)人(ren)工(gong)(gong)資(zi)收(shou)入的2%。職工(gong)(gong)個人(ren)應(ying)當繳納的醫療(liao)(liao)保險費(fei)(fei)，由用人(ren)單位(wei)從其工(gong)(gong)資(zi)按月中代(dai)扣。