問 我在濟南(nan)一家私企工作，公司每(mei)位員(yuan)工都有保險，想了(le)解一下醫療保險費用個(ge)人應(ying)該承(cheng)擔多少？

答 基本醫(yi)療保險(xian)費由用(yong)人單位和職(zhi)工(gong)(gong)共同繳(jiao)納。用(yong)人單位繳(jiao)費率(lv)為(wei)職(zhi)工(gong)(gong)工(gong)(gong)資(zi)(zi)總額(e)的(de)6%左右，職(zhi)工(gong)(gong)個人繳(jiao)費率(lv)一般為(wei)本人工(gong)(gong)資(zi)(zi)收入的(de)2%。職(zhi)工(gong)(gong)個人應(ying)當繳(jiao)納的(de)醫(yi)療保險(xian)費，由用(yong)人單位從其工(gong)(gong)資(zi)(zi)按(an)月中代扣。