問 我一(yi)直沒有正式(shi)的(de)工作，保(bao)險都是斷斷續續交(jiao)的(de)，參保(bao)人符合哪些條件，可申請按月領取基本養老金？

答(da) 參保(bao)人符合下列條件之一的(de)(de)，可申請按月(yue)(yue)領取基(ji)本(ben)養(yang)(yang)(yang)老金(jin)： （1）1998年(nian)(nian)(nian)(nian)(nian)(nian)(nian)7月(yue)(yue)1日(ri)(ri)后(hou)參加(jia)基(ji)本(ben)養(yang)(yang)(yang)老保(bao)險(xian)，達到(dao)國(guo)家(jia)規(gui)定(ding)的(de)(de)退休(xiu)年(nian)(nian)(nian)(nian)(nian)(nian)(nian)齡，累(lei)計繳(jiao)(jiao)費(fei)(fei) 年(nian)(nian)(nian)(nian)(nian)(nian)(nian)限(xian)（含視同(tong)繳(jiao)(jiao)費(fei)(fei)年(nian)(nian)(nian)(nian)(nian)(nian)(nian)限(xian)，下同(tong)）滿15年(nian)(nian)(nian)(nian)(nian)(nian)(nian)的(de)(de)； （2） 1998年(nian)(nian)(nian)(nian)(nian)(nian)(nian)6月(yue)(yue)30日(ri)(ri) 前(qian)參加(jia)基(ji)本(ben)養(yang)(yang)(yang)老保(bao)險(xian)， 2013年(nian)(nian)(nian)(nian)(nian)(nian)(nian)6月(yue)(yue)30日(ri)(ri) 前(qian)達到(dao)國(guo)家(jia)規(gui)定(ding) 的(de)(de)退休(xiu)年(nian)(nian)(nian)(nian)(nian)(nian)(nian)齡，累(lei)計繳(jiao)(jiao)費(fei)(fei)年(nian)(nian)(nian)(nian)(nian)(nian)(nian)限(xian)滿10年(nian)(nian)(nian)(nian)(nian)(nian)(nian)的(de)(de)； （3）1998年(nian)(nian)(nian)(nian)(nian)(nian)(nian)6月(yue)(yue)30日(ri)(ri)前(qian)參加(jia)基(ji)本(ben)養(yang)(yang)(yang)老保(bao)險(xian)，2013年(nian)(nian)(nian)(nian)(nian)(nian)(nian)7月(yue)(yue)1日(ri)(ri)后(hou)達到(dao)國(guo)家(jia)規(gui)定(ding)的(de)(de)退休(xiu) 年(nian)(nian)(nian)(nian)(nian)(nian)(nian)齡，累(lei)計繳(jiao)(jiao)費(fei)(fei)年(nian)(nian)(nian)(nian)(nian)(nian)(nian)限(xian)滿15年(nian)(nian)(nian)(nian)(nian)(nian)(nian)的(de)(de)； （4）1998年(nian)(nian)(nian)(nian)(nian)(nian)(nian)6月(yue)(yue)30日(ri)(ri)前(qian)應(ying)參加(jia)未參加(jia)基(ji)本(ben)養(yang)(yang)(yang)老保(bao)險(xian)，1998年(nian)(nian)(nian)(nian)(nian)(nian)(nian)7月(yue)(yue)1日(ri)(ri)以(yi)后(hou)辦理(li)參保(bao) 補繳(jiao)(jiao)手續，達到(dao)國(guo)家(jia)規(gui)定(ding)的(de)(de)退休(xiu)年(nian)(nian)(nian)(nian)(nian)(nian)(nian)齡，累(lei)計繳(jiao)(jiao)費(fei)(fei)年(nian)(nian)(nian)(nian)(nian)(nian)(nian)限(xian)滿15年(nian)(nian)(nian)(nian)(nian)(nian)(nian)的(de)(de)。