問 我是一名會計師，現在(zai)正在(zai)濟南求職，工(gong)傷保險(xian)的(de)具體作用是什么(me)？

答 1、工(gong)(gong)(gong)傷(shang)(shang)(shang)保(bao)(bao)(bao)(bao)險(xian)(xian)作(zuo)為社(she)(she)會(hui)保(bao)(bao)(bao)(bao)險(xian)(xian)制(zhi)度的(de)一個組成部分(fen)，是(shi)國家(jia)通過立(li)法(fa)強制(zhi)實施的(de)，是(shi)國家(jia)對職(zhi)(zhi)工(gong)(gong)(gong)履(lv)行的(de)社(she)(she)會(hui)責任(ren)，也是(shi)職(zhi)(zhi)工(gong)(gong)(gong)應(ying)該享受的(de)基(ji)本(ben)(ben)權(quan)利(li)。工(gong)(gong)(gong)傷(shang)(shang)(shang)保(bao)(bao)(bao)(bao)險(xian)(xian)的(de)實施是(shi)人類文明和(he)(he)社(she)(she)會(hui)發(fa)展(zhan)的(de)標(biao)志和(he)(he)成果。 2、實行工(gong)(gong)(gong)傷(shang)(shang)(shang)保(bao)(bao)(bao)(bao)險(xian)(xian)保(bao)(bao)(bao)(bao)障(zhang)了(le)工(gong)(gong)(gong)傷(shang)(shang)(shang)職(zhi)(zhi)工(gong)(gong)(gong)醫療以及其基(ji)本(ben)(ben)生活(huo)、傷(shang)(shang)(shang)殘撫恤和(he)(he)遺屬撫恤，在一定程度上解除(chu)了(le)職(zhi)(zhi)工(gong)(gong)(gong)和(he)(he)家(jia)屬的(de)后顧之憂、工(gong)(gong)(gong)傷(shang)(shang)(shang)補償體(ti)現出國家(jia)和(he)(he)社(she)(she)會(hui)對職(zhi)(zhi)工(gong)(gong)(gong)的(de)尊(zun)重，有利(li)于提(ti)高(gao)他們的(de)工(gong)(gong)(gong)作(zuo)積極(ji)性。 3、建立(li)工(gong)(gong)(gong)傷(shang)(shang)(shang)保(bao)(bao)(bao)(bao)險(xian)(xian)有利(li)于促進安(an)全生產(chan)(chan)(chan)，保(bao)(bao)(bao)(bao)護和(he)(he)發(fa)展(zhan)社(she)(she)會(hui)生產(chan)(chan)(chan)力。工(gong)(gong)(gong)傷(shang)(shang)(shang)保(bao)(bao)(bao)(bao)險(xian)(xian)與(yu)生產(chan)(chan)(chan)單(dan)位改善勞動條件、防病(bing)防傷(shang)(shang)(shang)、安(an)全教育，醫療康(kang)復(fu)、社(she)(she)會(hui)服務等工(gong)(gong)(gong)作(zuo)緊密相聯。對提(ti)高(gao)生產(chan)(chan)(chan)經營單(dan)位和(he)(he)職(zhi)(zhi)工(gong)(gong)(gong)的(de)安(an)全生產(chan)(chan)(chan)，防止或減少工(gong)(gong)(gong)傷(shang)(shang)(shang)、職(zhi)(zhi)業病(bing)，保(bao)(bao)(bao)(bao)護職(zhi)(zhi)工(gong)(gong)(gong)的(de)身體(ti)健康(kang)，至關重要。 4、工(gong)(gong)(gong)傷(shang)(shang)(shang)保(bao)(bao)(bao)(bao)險(xian)(xian)保(bao)(bao)(bao)(bao)障(zhang)了(le)受傷(shang)(shang)(shang)害職(zhi)(zhi)工(gong)(gong)(gong)的(de)合法(fa)權(quan)益，有利(li)于妥善處理事故和(he)(he)恢復(fu)生產(chan)(chan)(chan)，維(wei)護正(zheng)常的(de)生產(chan)(chan)(chan)、生活(huo)秩序(xu)，維(wei)護社(she)(she)會(hui)安(an)定。