問 我是一名會(hui)計(ji)師，現(xian)在正在濟(ji)南求(qiu)職(zhi)，工傷保(bao)險的具體作用是什么？

答 1、工(gong)(gong)(gong)傷(shang)(shang)(shang)(shang)保(bao)(bao)(bao)(bao)險(xian)(xian)作為(wei)社(she)(she)會(hui)保(bao)(bao)(bao)(bao)險(xian)(xian)制(zhi)度的(de)(de)一(yi)個組(zu)成(cheng)(cheng)部分，是國家(jia)(jia)通過(guo)立(li)(li)法強制(zhi)實施的(de)(de)，是國家(jia)(jia)對(dui)職工(gong)(gong)(gong)履行(xing)的(de)(de)社(she)(she)會(hui)責(ze)任，也(ye)是職工(gong)(gong)(gong)應(ying)該享受的(de)(de)基本(ben)權(quan)利(li)。工(gong)(gong)(gong)傷(shang)(shang)(shang)(shang)保(bao)(bao)(bao)(bao)險(xian)(xian)的(de)(de)實施是人類文明(ming)和社(she)(she)會(hui)發(fa)展的(de)(de)標志和成(cheng)(cheng)果。 2、實行(xing)工(gong)(gong)(gong)傷(shang)(shang)(shang)(shang)保(bao)(bao)(bao)(bao)險(xian)(xian)保(bao)(bao)(bao)(bao)障了(le)工(gong)(gong)(gong)傷(shang)(shang)(shang)(shang)職工(gong)(gong)(gong)醫(yi)療以及其基本(ben)生活、傷(shang)(shang)(shang)(shang)殘撫恤和遺屬撫恤，在一(yi)定程度上解除了(le)職工(gong)(gong)(gong)和家(jia)(jia)屬的(de)(de)后顧之憂(you)、工(gong)(gong)(gong)傷(shang)(shang)(shang)(shang)補償體(ti)現出國家(jia)(jia)和社(she)(she)會(hui)對(dui)職工(gong)(gong)(gong)的(de)(de)尊重，有利(li)于(yu)提(ti)高他們的(de)(de)工(gong)(gong)(gong)作積極性。 3、建立(li)(li)工(gong)(gong)(gong)傷(shang)(shang)(shang)(shang)保(bao)(bao)(bao)(bao)險(xian)(xian)有利(li)于(yu)促進安(an)全(quan)生產(chan)，保(bao)(bao)(bao)(bao)護(hu)和發(fa)展社(she)(she)會(hui)生產(chan)力(li)。工(gong)(gong)(gong)傷(shang)(shang)(shang)(shang)保(bao)(bao)(bao)(bao)險(xian)(xian)與(yu)生產(chan)單位改善勞(lao)動條件、防病(bing)防傷(shang)(shang)(shang)(shang)、安(an)全(quan)教育，醫(yi)療康(kang)復(fu)、社(she)(she)會(hui)服務等工(gong)(gong)(gong)作緊密相聯。對(dui)提(ti)高生產(chan)經(jing)營(ying)單位和職工(gong)(gong)(gong)的(de)(de)安(an)全(quan)生產(chan)，防止或減少工(gong)(gong)(gong)傷(shang)(shang)(shang)(shang)、職業病(bing)，保(bao)(bao)(bao)(bao)護(hu)職工(gong)(gong)(gong)的(de)(de)身體(ti)健康(kang)，至關重要。 4、工(gong)(gong)(gong)傷(shang)(shang)(shang)(shang)保(bao)(bao)(bao)(bao)險(xian)(xian)保(bao)(bao)(bao)(bao)障了(le)受傷(shang)(shang)(shang)(shang)害職工(gong)(gong)(gong)的(de)(de)合(he)法權(quan)益(yi)，有利(li)于(yu)妥(tuo)善處理(li)事故和恢復(fu)生產(chan)，維(wei)護(hu)正常的(de)(de)生產(chan)、生活秩序，維(wei)護(hu)社(she)(she)會(hui)安(an)定。