問 最近在濟南找了一份工作，公(gong)司給繳(jiao)納住房公(gong)積金，個人(ren)住房公(gong)積金賬戶設立有何規定？有何作用？

答 按(an)住(zhu)(zhu)(zhu)房(fang)公(gong)(gong)(gong)積(ji)金(jin)(jin)管(guan)理條(tiao)例規定，在(zai)一個(ge)住(zhu)(zhu)(zhu)房(fang)公(gong)(gong)(gong)積(ji)金(jin)(jin)管(guan)理中(zhong)心，每(mei)位職工只(zhi)能開設(she)一個(ge)住(zhu)(zhu)(zhu)房(fang)公(gong)(gong)(gong)積(ji)金(jin)(jin)賬戶(hu)(hu)，如果有兩個(ge)或(huo)兩個(ge)以上住(zhu)(zhu)(zhu)房(fang)公(gong)(gong)(gong)積(ji)金(jin)(jin)賬戶(hu)(hu)的(de)必(bi)須進行合并；住(zhu)(zhu)(zhu)房(fang)公(gong)(gong)(gong)積(ji)金(jin)(jin)賬戶(hu)(hu)記載(zai)職工個(ge)人住(zhu)(zhu)(zhu)房(fang)公(gong)(gong)(gong)積(ji)金(jin)(jin)的(de)繳存、提取(qu)等情況(kuang)。