問(wen) 最近(jin)在濟南找了一份工作，公司(si)給繳納住(zhu)房公積金，個(ge)人(ren)住(zhu)房公積金賬戶(hu)設立有(you)何規定？有(you)何作用？

答 按住(zhu)(zhu)房(fang)(fang)(fang)公(gong)(gong)(gong)積(ji)金(jin)管理(li)條(tiao)例規定，在一個(ge)住(zhu)(zhu)房(fang)(fang)(fang)公(gong)(gong)(gong)積(ji)金(jin)管理(li)中心，每(mei)位職工(gong)只能開設一個(ge)住(zhu)(zhu)房(fang)(fang)(fang)公(gong)(gong)(gong)積(ji)金(jin)賬戶(hu)，如果有兩個(ge)或兩個(ge)以上住(zhu)(zhu)房(fang)(fang)(fang)公(gong)(gong)(gong)積(ji)金(jin)賬戶(hu)的必須進行合并；住(zhu)(zhu)房(fang)(fang)(fang)公(gong)(gong)(gong)積(ji)金(jin)賬戶(hu)記載職工(gong)個(ge)人住(zhu)(zhu)房(fang)(fang)(fang)公(gong)(gong)(gong)積(ji)金(jin)的繳存(cun)、提取等情(qing)況。