問(wen) 我是(shi)一名會計師，剛剛找到一份新工作，聽說公司在轉正后給交社(she)會保(bao)險，請問什么(me)是(shi)社(she)會保(bao)險？

答(da) 社(she)會(hui)保(bao)(bao)(bao)險(xian)是(shi)(shi)(shi)國家(jia)(jia)通(tong)過立(li)法(fa)建立(li)的一(yi)種(zhong)社(she)會(hui)保(bao)(bao)(bao)障制(zhi)度，其功能(neng)在(zai)(zai)于使(shi)勞(lao)動(dong)者(zhe)在(zai)(zai)因年老(lao)、患病、失(shi)業(ye)(ye)、生育、傷(shang)殘、死亡等原因，暫時或永久喪失(shi)勞(lao)動(dong)能(neng)力而中斷(duan)勞(lao)動(dong)無法(fa)獲(huo)得勞(lao)動(dong)報酬，本人(ren)及其供(gong)養(yang)的家(jia)(jia)屬失(shi)去生活來(lai)源，能(neng)夠從社(she)會(hui)獲(huo)得物質幫助(zhu)。社(she)會(hui)保(bao)(bao)(bao)險(xian)與商(shang)業(ye)(ye)保(bao)(bao)(bao)險(xian)的不同(tong)之處(chu)在(zai)(zai)于：商(shang)業(ye)(ye)保(bao)(bao)(bao)險(xian)是(shi)(shi)(shi)盈利性的，是(shi)(shi)(shi)否(fou)參(can)加商(shang)業(ye)(ye)保(bao)(bao)(bao)險(xian)是(shi)(shi)(shi)完(wan)全自愿的；而社(she)會(hui)保(bao)(bao)(bao)險(xian)是(shi)(shi)(shi)強制(zhi)性的，用人(ren)單位(wei)合勞(lao)動(dong)者(zhe)必(bi)須參(can)加。就我(wo)國目前情況來(lai)看，社(she)會(hui)保(bao)(bao)(bao)險(xian)包(bao)括養(yang)老(lao)保(bao)(bao)(bao)險(xian)、失(shi)業(ye)(ye)保(bao)(bao)(bao)險(xian)、醫療保(bao)(bao)(bao)險(xian)、工傷(shang)保(bao)(bao)(bao)險(xian)和生育保(bao)(bao)(bao)險(xian)。