問(wen) 最近公司為我(wo)們繳納了五險(xian)一(yi)金，想了解一(yi)下其中(zhong)哪些是由(you)企業自己繳納的？

答 根據我的了解，養老保(bao)(bao)險(xian)(xian)、醫療保(bao)(bao)險(xian)(xian)和(he)失(shi)業(ye)(ye)保(bao)(bao)險(xian)(xian)，這(zhe)三種險(xian)(xian)和(he)住房(fang)公積(ji)金是由企(qi)(qi)業(ye)(ye)和(he)個(ge)人共(gong)同繳(jiao)納(na)(na)的保(bao)(bao)費，工傷保(bao)(bao)險(xian)(xian)和(he)生(sheng)育保(bao)(bao)險(xian)(xian)完全是由企(qi)(qi)業(ye)(ye)承擔的，個(ge)人不需要繳(jiao)納(na)(na)。繳(jiao)納(na)(na)社(she)會保(bao)(bao)險(xian)(xian)是國家強(qiang)制性(xing)的要求，公積(ji)金是根據企(qi)(qi)業(ye)(ye)效(xiao)益而定(ding)，效(xiao)益不好，可以自己確定(ding)比例，不屬于社(she)會保(bao)(bao)險(xian)(xian)范(fan)疇。