問(wen) 在繳納的社保(bao)(bao)(bao)中(zhong)有(you)工(gong)傷保(bao)(bao)(bao)險(xian)這(zhe)一項，請問員工(gong)參(can)加工(gong)傷保(bao)(bao)(bao)險(xian)有(you)什(shen)么好處呢？

答 已經(jing)參加工(gong)傷保(bao)(bao)(bao)險的(de)(de)職工(gong)發生(sheng)工(gong)傷后(hou)，不(bu)僅可以按照《工(gong)傷保(bao)(bao)(bao)險條(tiao)例(li)》的(de)(de)規(gui)定(ding)及(ji)時、足額享受由工(gong)傷保(bao)(bao)(bao)險基金發放的(de)(de)各項工(gong)傷保(bao)(bao)(bao)險待(dai)(dai)遇，而(er)且在相關(guan)部(bu)門的(de)(de)監管、督促(cu)下(xia)，能(neng)有效保(bao)(bao)(bao)障工(gong)傷職工(gong)及(ji)時、足額獲得(de)條(tiao)例(li)規(gui)定(ding)的(de)(de)各項待(dai)(dai)遇，包括獲得(de)從工(gong)傷保(bao)(bao)(bao)險基金長(chang)(chang)期領取的(de)(de)待(dai)(dai)遇，從而(er)解(jie)決職工(gong)工(gong)傷后(hou)維權(quan)困難、待(dai)(dai)遇落實難、長(chang)(chang)期待(dai)(dai)遇得(de)不(bu)到(dao)保(bao)(bao)(bao)障等(deng)問題(ti)。