問 我是個職(zhi)場新(xin)人，最(zui)近公(gong)司說我有(you)公(gong)積(ji)金，想咨詢一下，住房(fang)公(gong)積(ji)金買房(fang)會跟便宜么？

答 住房(fang)公(gong)(gong)(gong)積金能(neng)有效(xiao)減輕職(zhi)(zhi)工購房(fang)負(fu)擔。據測算(suan)，一筆額度100萬(wan)元、期限20年(nian)的(de)住房(fang)公(gong)(gong)(gong)積金個人住房(fang)貸(dai)款，可比商業(ye)銀行個人住房(fang)貸(dai)款節省利息支出(chu)20萬(wan)元以上。隨著監管措施的(de)落地，職(zhi)(zhi)工用住房(fang)公(gong)(gong)(gong)積金貸(dai)款買房(fang)有望變得更容(rong)易些，將能(neng)實(shi)實(shi)在在享受(shou)到住房(fang)公(gong)(gong)(gong)積金帶來的(de)實(shi)惠(hui)。