問(wen) 我(wo)姐姐在一(yi)家(jia)私(si)企上班，但目前(qian)她已經(jing)懷(huai)孕，每月都要花費檢查費，現(xian)在想咨詢一(yi)下，請問(wen)私(si)企女工有生育險嗎？

答 原勞(lao)動(dong)部發布(bu)的《企(qi)業(ye)職(zhi)工(gong)生(sheng)(sheng)(sheng)(sheng)育(yu)(yu)保(bao)(bao)險(xian)(xian)試行辦(ban)法》第二(er)條規定：本辦(ban)法適(shi)用(yong)于城鎮(zhen)企(qi)業(ye)及其職(zhi)工(gong)。《辦(ban)法》還規定，職(zhi)工(gong)個(ge)人(ren)(ren)(ren)不繳納(na)生(sheng)(sheng)(sheng)(sheng)育(yu)(yu)保(bao)(bao)險(xian)(xian)費。生(sheng)(sheng)(sheng)(sheng)育(yu)(yu)保(bao)(bao)險(xian)(xian)根(gen)據“以(yi)支(zhi)定收(shou)，收(shou)支(zhi)基(ji)本平衡”的原則(ze)籌集(ji)資金，由(you)企(qi)業(ye)按照其工(gong)資總額的一定比(bi)例(li)向社(she)會保(bao)(bao)險(xian)(xian)經辦(ban)機(ji)構(gou)繳納(na)生(sheng)(sheng)(sheng)(sheng)育(yu)(yu)保(bao)(bao)險(xian)(xian)費，建(jian)立生(sheng)(sheng)(sheng)(sheng)育(yu)(yu)保(bao)(bao)險(xian)(xian)基(ji)金。生(sheng)(sheng)(sheng)(sheng)育(yu)(yu)保(bao)(bao)險(xian)(xian)費的提(ti)取比(bi)例(li)由(you)當(dang)地人(ren)(ren)(ren)民政(zheng)府根(gen)據計劃內生(sheng)(sheng)(sheng)(sheng)育(yu)(yu)人(ren)(ren)(ren)數和生(sheng)(sheng)(sheng)(sheng)育(yu)(yu)津貼、生(sheng)(sheng)(sheng)(sheng)育(yu)(yu)醫療費等項費用(yong)確定，并可根(gen)據費用(yong)支(zhi)出情況(kuang)適(shi)時調整，但最高不得(de)超過工(gong)資總額的百分之一。企(qi)業(ye)繳納(na)的生(sheng)(sheng)(sheng)(sheng)育(yu)(yu)保(bao)(bao)險(xian)(xian)費作為期間費用(yong)處理，列(lie)入(ru)企(qi)業(ye)管理費用(yong)。