問(wen) 我姐姐在一家(jia)私企上班，但(dan)目前她已經懷孕(yun)，每月都要(yao)花費檢查費，現在想咨詢一下，請問(wen)私企女工有生育險嗎？

答 原勞(lao)動(dong)部發(fa)布的《企(qi)(qi)業職(zhi)工生(sheng)(sheng)(sheng)育(yu)(yu)(yu)保(bao)險(xian)(xian)試行(xing)辦法》第二(er)條規(gui)定(ding)(ding)(ding)：本辦法適用于城鎮企(qi)(qi)業及其(qi)職(zhi)工。《辦法》還規(gui)定(ding)(ding)(ding)，職(zhi)工個人不繳納(na)(na)生(sheng)(sheng)(sheng)育(yu)(yu)(yu)保(bao)險(xian)(xian)費(fei)(fei)。生(sheng)(sheng)(sheng)育(yu)(yu)(yu)保(bao)險(xian)(xian)根(gen)據(ju)(ju)“以支(zhi)定(ding)(ding)(ding)收(shou)，收(shou)支(zhi)基本平(ping)衡”的原則籌集資(zi)金(jin)，由企(qi)(qi)業按照其(qi)工資(zi)總(zong)額的一(yi)定(ding)(ding)(ding)比例向社會(hui)保(bao)險(xian)(xian)經辦機構繳納(na)(na)生(sheng)(sheng)(sheng)育(yu)(yu)(yu)保(bao)險(xian)(xian)費(fei)(fei)，建立生(sheng)(sheng)(sheng)育(yu)(yu)(yu)保(bao)險(xian)(xian)基金(jin)。生(sheng)(sheng)(sheng)育(yu)(yu)(yu)保(bao)險(xian)(xian)費(fei)(fei)的提取(qu)比例由當(dang)地人民政府(fu)根(gen)據(ju)(ju)計劃(hua)內生(sheng)(sheng)(sheng)育(yu)(yu)(yu)人數和生(sheng)(sheng)(sheng)育(yu)(yu)(yu)津貼、生(sheng)(sheng)(sheng)育(yu)(yu)(yu)醫(yi)療費(fei)(fei)等項費(fei)(fei)用確定(ding)(ding)(ding)，并可根(gen)據(ju)(ju)費(fei)(fei)用支(zhi)出情況適時調整(zheng)，但最高(gao)不得超過工資(zi)總(zong)額的百分之一(yi)。企(qi)(qi)業繳納(na)(na)的生(sheng)(sheng)(sheng)育(yu)(yu)(yu)保(bao)險(xian)(xian)費(fei)(fei)作為期間費(fei)(fei)用處(chu)理，列入(ru)企(qi)(qi)業管(guan)理費(fei)(fei)用。