問(wen) 我(wo)姐姐在一家私(si)(si)企上班，但(dan)目(mu)前她已經懷孕，每月(yue)都要花費檢查費，現(xian)在想咨詢一下，請問私(si)(si)企女工有生育險嗎？

答 原勞(lao)動(dong)部發(fa)布(bu)的(de)《企(qi)業職工生(sheng)(sheng)(sheng)育(yu)(yu)(yu)(yu)保(bao)(bao)險(xian)(xian)(xian)試行辦(ban)法》第二(er)條(tiao)規(gui)定(ding)：本辦(ban)法適用(yong)于城鎮(zhen)企(qi)業及其職工。《辦(ban)法》還(huan)規(gui)定(ding)，職工個人(ren)不繳(jiao)納(na)生(sheng)(sheng)(sheng)育(yu)(yu)(yu)(yu)保(bao)(bao)險(xian)(xian)(xian)費。生(sheng)(sheng)(sheng)育(yu)(yu)(yu)(yu)保(bao)(bao)險(xian)(xian)(xian)根(gen)據(ju)“以支(zhi)定(ding)收，收支(zhi)基本平衡”的(de)原則籌集資金，由企(qi)業按照其工資總額的(de)一(yi)定(ding)比例向社(she)會(hui)保(bao)(bao)險(xian)(xian)(xian)經(jing)辦(ban)機構繳(jiao)納(na)生(sheng)(sheng)(sheng)育(yu)(yu)(yu)(yu)保(bao)(bao)險(xian)(xian)(xian)費，建立生(sheng)(sheng)(sheng)育(yu)(yu)(yu)(yu)保(bao)(bao)險(xian)(xian)(xian)基金。生(sheng)(sheng)(sheng)育(yu)(yu)(yu)(yu)保(bao)(bao)險(xian)(xian)(xian)費的(de)提取比例由當地人(ren)民政府根(gen)據(ju)計劃內生(sheng)(sheng)(sheng)育(yu)(yu)(yu)(yu)人(ren)數(shu)和生(sheng)(sheng)(sheng)育(yu)(yu)(yu)(yu)津貼、生(sheng)(sheng)(sheng)育(yu)(yu)(yu)(yu)醫療費等(deng)項費用(yong)確定(ding)，并可根(gen)據(ju)費用(yong)支(zhi)出(chu)情(qing)況適時調整，但最高不得超(chao)過工資總額的(de)百分之一(yi)。企(qi)業繳(jiao)納(na)的(de)生(sheng)(sheng)(sheng)育(yu)(yu)(yu)(yu)保(bao)(bao)險(xian)(xian)(xian)費作為(wei)期間費用(yong)處(chu)理，列入企(qi)業管理費用(yong)。