問 我(wo)是濟南(nan)一家公(gong)司的職(zhi)工(gong)，我(wo)想了解下補充工(gong)傷保險與工(gong)傷保險有(you)什么區別啊？

答 你好，補(bu)充工(gong)(gong)傷(shang)(shang)(shang)(shang)保(bao)(bao)(bao)險(xian)屬(shu)于商業(ye)保(bao)(bao)(bao)險(xian)，是(shi)(shi)企(qi)業(ye)為職工(gong)(gong)繳納工(gong)(gong)傷(shang)(shang)(shang)(shang)保(bao)(bao)(bao)險(xian)的(de)(de)基(ji)礎(chu)上，再(zai)給予參加的(de)(de)補(bu)充保(bao)(bao)(bao)險(xian)，根據受傷(shang)(shang)(shang)(shang)頻率，收取(qu)不同(tong)的(de)(de)費用，職工(gong)(gong)受傷(shang)(shang)(shang)(shang)達到傷(shang)(shang)(shang)(shang)殘等級的(de)(de)，除了按照工(gong)(gong)傷(shang)(shang)(shang)(shang)保(bao)(bao)(bao)險(xian)得(de)到賠償(chang)以(yi)(yi)外，還可以(yi)(yi)領取(qu)補(bu)充保(bao)(bao)(bao)險(xian)的(de)(de)補(bu)償(chang)，補(bu)充工(gong)(gong)傷(shang)(shang)(shang)(shang)保(bao)(bao)(bao)險(xian)是(shi)(shi)工(gong)(gong)傷(shang)(shang)(shang)(shang)保(bao)(bao)(bao)險(xian)的(de)(de)延(yan)深，讓職工(gong)(gong)得(de)到更多的(de)(de)賠償(chang)和(he)補(bu)助(zhu)，前提(ti)是(shi)(shi)，企(qi)業(ye)必須為職工(gong)(gong)參加工(gong)(gong)傷(shang)(shang)(shang)(shang)保(bao)(bao)(bao)險(xian)，才可以(yi)(yi)辦理補(bu)充工(gong)(gong)傷(shang)(shang)(shang)(shang)保(bao)(bao)(bao)險(xian)。希(xi)望我的(de)(de)回答能(neng)對你有所幫助(zhu)。