問 我(wo)(wo)是濟南一家公司的(de)職工，我(wo)(wo)想了解下補充(chong)工傷(shang)保(bao)險與工傷(shang)保(bao)險有什么區別(bie)啊？

答 你(ni)好，補(bu)(bu)充(chong)工(gong)傷(shang)保(bao)(bao)險(xian)(xian)屬(shu)于商業保(bao)(bao)險(xian)(xian)，是(shi)企業為職工(gong)繳(jiao)納工(gong)傷(shang)保(bao)(bao)險(xian)(xian)的(de)(de)(de)基礎上，再給予參加的(de)(de)(de)補(bu)(bu)充(chong)保(bao)(bao)險(xian)(xian)，根據受傷(shang)頻率(lv)，收取不同的(de)(de)(de)費用，職工(gong)受傷(shang)達到傷(shang)殘等級的(de)(de)(de)，除(chu)了(le)按照工(gong)傷(shang)保(bao)(bao)險(xian)(xian)得到賠(pei)償以外，還可以領取補(bu)(bu)充(chong)保(bao)(bao)險(xian)(xian)的(de)(de)(de)補(bu)(bu)償，補(bu)(bu)充(chong)工(gong)傷(shang)保(bao)(bao)險(xian)(xian)是(shi)工(gong)傷(shang)保(bao)(bao)險(xian)(xian)的(de)(de)(de)延深，讓(rang)職工(gong)得到更多的(de)(de)(de)賠(pei)償和補(bu)(bu)助，前(qian)提是(shi)，企業必須(xu)為職工(gong)參加工(gong)傷(shang)保(bao)(bao)險(xian)(xian)，才可以辦理補(bu)(bu)充(chong)工(gong)傷(shang)保(bao)(bao)險(xian)(xian)。希望我(wo)的(de)(de)(de)回(hui)答能(neng)對(dui)你(ni)有所幫助。