請問下補充工傷保險與工傷保險有什么區別啊?
問(wen) 我(wo)是濟南一(yi)家公司的職工,我(wo)想了解(jie)下(xia)補充工傷保險與工傷保險有(you)什么區別啊?
答 你好(hao),補(bu)(bu)充工(gong)(gong)(gong)傷保險屬于商(shang)業(ye)保險,是(shi)企(qi)業(ye)為(wei)職工(gong)(gong)(gong)繳(jiao)納工(gong)(gong)(gong)傷保險的(de)(de)基礎上,再(zai)給予參(can)加(jia)的(de)(de)補(bu)(bu)充保險,根據(ju)受(shou)傷頻率(lv),收(shou)取不同(tong)的(de)(de)費用,職工(gong)(gong)(gong)受(shou)傷達到傷殘等(deng)級(ji)的(de)(de),除了按(an)照工(gong)(gong)(gong)傷保險得到賠償(chang)(chang)以(yi)外(wai),還可以(yi)領取補(bu)(bu)充保險的(de)(de)補(bu)(bu)償(chang)(chang),補(bu)(bu)充工(gong)(gong)(gong)傷保險是(shi)工(gong)(gong)(gong)傷保險的(de)(de)延深,讓職工(gong)(gong)(gong)得到更多的(de)(de)賠償(chang)(chang)和補(bu)(bu)助,前提是(shi),企(qi)業(ye)必須(xu)為(wei)職工(gong)(gong)(gong)參(can)加(jia)工(gong)(gong)(gong)傷保險,才可以(yi)辦理(li)補(bu)(bu)充工(gong)(gong)(gong)傷保險。希望(wang)我(wo)的(de)(de)回(hui)答能對你有所幫助。