問 社(she)(she)會保(bao)(bao)險(xian)是保(bao)(bao)障勞(lao)動者合法權益的措(cuo)施之一，且(qie)社(she)(she)會保(bao)(bao)險(xian)屬于(yu)國家強(qiang)制性保(bao)(bao)險(xian)險(xian)種，那么社(she)(she)會保(bao)(bao)險(xian)的特征都有哪些？

答 首先社(she)(she)(she)會(hui)保(bao)(bao)險(xian)(xian)(xian)(xian)的(de)(de)客觀(guan)基礎，是(shi)勞(lao)動領(ling)域(yu)中存在的(de)(de)風險(xian)(xian)(xian)(xian)，保(bao)(bao)險(xian)(xian)(xian)(xian)的(de)(de)標的(de)(de)是(shi)勞(lao)動者(zhe)的(de)(de)人(ren)身(shen)，社(she)(she)(she)會(hui)保(bao)(bao)險(xian)(xian)(xian)(xian)的(de)(de)主(zhu)體是(shi)特定的(de)(de)。包(bao)括勞(lao)動者(zhe)(含其(qi)親(qin)屬)與用人(ren)單(dan)位。其(qi)次社(she)(she)(she)會(hui)保(bao)(bao)險(xian)(xian)(xian)(xian)屬于(yu)(yu)強制(zhi)性保(bao)(bao)險(xian)(xian)(xian)(xian)，社(she)(she)(she)會(hui)保(bao)(bao)險(xian)(xian)(xian)(xian)的(de)(de)目的(de)(de)是(shi)維持(chi)勞(lao)動力的(de)(de)再生產。最后(hou)保(bao)(bao)險(xian)(xian)(xian)(xian)基金來(lai)源(yuan)于(yu)(yu)用人(ren)單(dan)位和(he)勞(lao)動者(zhe)的(de)(de)繳費及財(cai)政的(de)(de)支持(chi)。保(bao)(bao)險(xian)(xian)(xian)(xian)對象范圍限于(yu)(yu)職工(gong)，不(bu)包(bao)括其(qi)他社(she)(she)(she)會(hui)成(cheng)員。保(bao)(bao)險(xian)(xian)(xian)(xian)內容范圍限于(yu)(yu)勞(lao)動風險(xian)(xian)(xian)(xian)中的(de)(de)各種風險(xian)(xian)(xian)(xian)，不(bu)包(bao)括此外的(de)(de)財(cai)產、經濟等風險(xian)(xian)(xian)(xian)。