問 社(she)會(hui)保(bao)(bao)險(xian)是保(bao)(bao)障勞動者合法權益(yi)的措施之一(yi)，且社(she)會(hui)保(bao)(bao)險(xian)屬(shu)于國(guo)家強制性保(bao)(bao)險(xian)險(xian)種，那(nei)么社(she)會(hui)保(bao)(bao)險(xian)的特(te)征都有哪些(xie)？

答 首先社(she)會(hui)(hui)保(bao)(bao)險(xian)(xian)(xian)(xian)的(de)(de)(de)(de)客觀基礎(chu)，是(shi)勞(lao)動(dong)(dong)領域中存在的(de)(de)(de)(de)風(feng)險(xian)(xian)(xian)(xian)，保(bao)(bao)險(xian)(xian)(xian)(xian)的(de)(de)(de)(de)標的(de)(de)(de)(de)是(shi)勞(lao)動(dong)(dong)者(zhe)的(de)(de)(de)(de)人身，社(she)會(hui)(hui)保(bao)(bao)險(xian)(xian)(xian)(xian)的(de)(de)(de)(de)主體是(shi)特定的(de)(de)(de)(de)。包(bao)括(kuo)勞(lao)動(dong)(dong)者(zhe)(含其親屬(shu))與(yu)用(yong)人單位(wei)。其次社(she)會(hui)(hui)保(bao)(bao)險(xian)(xian)(xian)(xian)屬(shu)于(yu)強(qiang)制性保(bao)(bao)險(xian)(xian)(xian)(xian)，社(she)會(hui)(hui)保(bao)(bao)險(xian)(xian)(xian)(xian)的(de)(de)(de)(de)目的(de)(de)(de)(de)是(shi)維持(chi)勞(lao)動(dong)(dong)力的(de)(de)(de)(de)再生產(chan)。最(zui)后保(bao)(bao)險(xian)(xian)(xian)(xian)基金來源于(yu)用(yong)人單位(wei)和勞(lao)動(dong)(dong)者(zhe)的(de)(de)(de)(de)繳費及財(cai)政的(de)(de)(de)(de)支(zhi)持(chi)。保(bao)(bao)險(xian)(xian)(xian)(xian)對象范圍限于(yu)職工，不包(bao)括(kuo)其他(ta)社(she)會(hui)(hui)成(cheng)員。保(bao)(bao)險(xian)(xian)(xian)(xian)內容范圍限于(yu)勞(lao)動(dong)(dong)風(feng)險(xian)(xian)(xian)(xian)中的(de)(de)(de)(de)各種風(feng)險(xian)(xian)(xian)(xian)，不包(bao)括(kuo)此外(wai)的(de)(de)(de)(de)財(cai)產(chan)、經(jing)濟等風(feng)險(xian)(xian)(xian)(xian)。