問 我(wo)是(shi)個職場(chang)新人(ren)，想咨詢一下大(da)家(jia)，“五險一金”是(shi)法(fa)定必須繳納的么？

答 “五險(xian)(xian)”中，養老(lao)保(bao)(bao)(bao)險(xian)(xian)、醫療保(bao)(bao)(bao)險(xian)(xian)和(he)失(shi)業保(bao)(bao)(bao)險(xian)(xian)是(shi)由用人(ren)(ren)(ren)(ren)單(dan)位(wei)和(he)個人(ren)(ren)(ren)(ren)共(gong)同繳納(na)保(bao)(bao)(bao)費的，工(gong)傷(shang)保(bao)(bao)(bao)險(xian)(xian)和(he)生(sheng)育保(bao)(bao)(bao)險(xian)(xian)完全是(shi)由用人(ren)(ren)(ren)(ren)單(dan)位(wei)繳納(na)的，個人(ren)(ren)(ren)(ren)不需(xu)要繳納(na)；而“一金”也(ye)是(shi)由用人(ren)(ren)(ren)(ren)單(dan)位(wei)和(he)個人(ren)(ren)(ren)(ren)共(gong)同繳納(na)的。這里要注意的是(shi)，“五險(xian)(xian)一金”是(shi)法定的。