請問什么是商業保險啊?
[社保公積(ji)金]
???解決者:熱心網友
問 我最近(jin)由于(yu)失業(ye)了,朋友建議(yi)我買(mai)商(shang)(shang)業(ye)保險(xian),請問什么是商(shang)(shang)業(ye)保險(xian)啊?
答 商業保險(xian)又稱金融保險(xian),是相對于社會保險(xian)而(er)言的。商業保險(xian)組(zu)織根據保險(xian)合(he)同(tong)(tong)(tong)約(yue)定(ding),向(xiang)投保人(ren)收(shou)取保險(xian)費,建立保險(xian)基金,對于合(he)同(tong)(tong)(tong)約(yue)定(ding)的發生(sheng)造成的財產損失(shi)承擔賠償責任(ren);或(huo)(huo)當被保險(xian)人(ren)死亡、傷殘、疾病或(huo)(huo)者達到(dao)合(he)同(tong)(tong)(tong)約(yue)定(ding)的年(nian)齡(ling)、期限時(shi)承擔給付保險(xian)金責任(ren)的一種合(he)同(tong)(tong)(tong)行為(wei)。