問 一(yi)位(wei)朋友在工(gong)作中(zhong)受傷了，這邊想(xiang)幫他了解一(yi)下，企業工(gong)傷保險的理賠流程(cheng)步驟(zou)是什(shen)么？

答(da) 首(shou)先首(shou)先用人(ren)單位(wei)(wei)應該(gai)在(zai)一(yi)個月內(nei)向勞(lao)動(dong)(dong)(dong)局提出工(gong)傷(shang)認(ren)定申(shen)請。其次(ci)如(ru)果單位(wei)(wei)不申(shen)請的(de)話，自(zi)己寫份工(gong)傷(shang)認(ren)定申(shen)請，向當地勞(lao)動(dong)(dong)(dong)局申(shen)請工(gong)傷(shang)認(ren)定。提交的(de)資料(liao)包(bao)括(kuo)：工(gong)傷(shang)認(ren)定申(shen)請表(biao);與用人(ren)單位(wei)(wei)存在(zai)勞(lao)動(dong)(dong)(dong)關系(包(bao)括(kuo)事實(shi)勞(lao)動(dong)(dong)(dong)關系)的(de)證(zheng)明材料(liao);醫療(liao)診斷證(zheng)明或者職業病診斷證(zheng)明書。最后勞(lao)動(dong)(dong)(dong)局做(zuo)出工(gong)傷(shang)認(ren)定決定，傷(shang)者去有(you)資質的(de)醫院做(zuo)傷(shang)殘鑒定，把醫院的(de)傷(shang)殘鑒定交給勞(lao)動(dong)(dong)(dong)局和(he)用人(ren)單位(wei)(wei)，單位(wei)(wei)開始賠償，主要包(bao)括(kuo)傷(shang)殘補(bu)助金、醫療(liao)費。