問 一位朋友(you)在工(gong)作中(zhong)受傷(shang)了，這邊想幫他了解(jie)一下，企業工(gong)傷(shang)保(bao)險的理賠流程(cheng)步驟是什么？

答(da) 首先首先用(yong)人單(dan)位(wei)應該在一個(ge)月內(nei)向勞(lao)動(dong)(dong)(dong)局提出工傷(shang)(shang)認(ren)定申(shen)(shen)請(qing)(qing)(qing)。其次如果單(dan)位(wei)不(bu)申(shen)(shen)請(qing)(qing)(qing)的(de)話，自(zi)己(ji)寫份工傷(shang)(shang)認(ren)定申(shen)(shen)請(qing)(qing)(qing)，向當地勞(lao)動(dong)(dong)(dong)局申(shen)(shen)請(qing)(qing)(qing)工傷(shang)(shang)認(ren)定。提交的(de)資料包(bao)(bao)括(kuo)：工傷(shang)(shang)認(ren)定申(shen)(shen)請(qing)(qing)(qing)表;與用(yong)人單(dan)位(wei)存在勞(lao)動(dong)(dong)(dong)關(guan)系(xi)(包(bao)(bao)括(kuo)事實勞(lao)動(dong)(dong)(dong)關(guan)系(xi))的(de)證明(ming)材(cai)料;醫(yi)療診(zhen)斷(duan)證明(ming)或者職(zhi)業(ye)病診(zhen)斷(duan)證明(ming)書。最后勞(lao)動(dong)(dong)(dong)局做出工傷(shang)(shang)認(ren)定決定，傷(shang)(shang)者去有(you)資質(zhi)的(de)醫(yi)院(yuan)做傷(shang)(shang)殘鑒定，把(ba)醫(yi)院(yuan)的(de)傷(shang)(shang)殘鑒定交給勞(lao)動(dong)(dong)(dong)局和(he)用(yong)人單(dan)位(wei)，單(dan)位(wei)開始賠(pei)償，主要包(bao)(bao)括(kuo)傷(shang)(shang)殘補助金、醫(yi)療費。