問 我是個職(zhi)場新人，現在(zai)想咨詢一下(xia)，請問工傷保險實行哪三(san)個原則？

答 首先(xian)無(wu)過錯責任(ren)原則。在(zai)(zai)各種工(gong)(gong)(gong)(gong)(gong)(gong)傷事故(gu)(gu)中只要不(bu)是受害者本人(ren)(ren)故(gu)(gu)意行(xing)為所致，就(jiu)應該按照(zhao)規定標 準對其進(jin)行(xing)傷害賠償；其次個(ge)(ge)人(ren)(ren)不(bu)繳費原則。工(gong)(gong)(gong)(gong)(gong)(gong)傷保險(xian)費由(you)企業或： 雇主(zhu)繳納(na)，勞動者個(ge)(ge)人(ren)(ren)不(bu)繳納(na)；最后因(yin)工(gong)(gong)(gong)(gong)(gong)(gong)傷殘與非(fei)因(yin)工(gong)(gong)(gong)(gong)(gong)(gong)傷殘區(qu)別對： 待(dai)(dai)在(zai)(zai)待(dai)(dai)遇(yu)上有所區(qu)別。即：勞動者因(yin)工(gong)(gong)(gong)(gong)(gong)(gong)傷殘是勞動者個(ge)(ge)人(ren)(ren)在(zai)(zai)工(gong)(gong)(gong)(gong)(gong)(gong)作(zuo)中付(fu)出(chu)(chu)的代價，應規定較高的待(dai)(dai)遇(yu)，其社會保險(xian)待(dai)(dai)遇(yu)屬(shu)于損失補 棲性質。非(fei)因(yin)工(gong)(gong)(gong)(gong)(gong)(gong)傷殘，不(bu)是為社會勞動所付(fu)出(chu)(chu)的代價，保險(xian)待(dai)(dai)遇(yu)應適(shi)當低一(yi)些(xie)，屬(shu)于物質幫助(zhu)的范(fan)疇。