問 我(wo)是(shi)山(shan)東一名職場新人，公司為我(wo)們繳(jiao)納(na)保險，我(wo)想問下職工養老保險是(shi)如何繳(jiao)納(na)的呢？

答 職工(gong)(gong)(gong)養老(lao)(lao)保(bao)險(xian)由單位繳(jiao)(jiao)(jiao)費(fei)(fei)(fei)(fei)(fei)和(he)個(ge)人(ren)(ren)繳(jiao)(jiao)(jiao)費(fei)(fei)(fei)(fei)(fei)兩部分(fen)(fen)組(zu)成：職工(gong)(gong)(gong)以(yi)本人(ren)(ren)上(shang)一(yi)年度(du)(du)月平(ping)均(jun)工(gong)(gong)(gong)資(zi)(zi)(zi)為(wei)(wei)繳(jiao)(jiao)(jiao)費(fei)(fei)(fei)(fei)(fei)工(gong)(gong)(gong)資(zi)(zi)(zi)基(ji)(ji)數，個(ge)人(ren)(ren)繳(jiao)(jiao)(jiao)納8%；企業以(yi)全部城鎮職工(gong)(gong)(gong)繳(jiao)(jiao)(jiao)費(fei)(fei)(fei)(fei)(fei)工(gong)(gong)(gong)資(zi)(zi)(zi)基(ji)(ji)數之和(he)作為(wei)(wei)企業繳(jiao)(jiao)(jiao)費(fei)(fei)(fei)(fei)(fei)工(gong)(gong)(gong)資(zi)(zi)(zi)基(ji)(ji)數，按(an)照19%的(de)比例繳(jiao)(jiao)(jiao)納基(ji)(ji)本養老(lao)(lao)保(bao)險(xian)費(fei)(fei)(fei)(fei)(fei)。繳(jiao)(jiao)(jiao)費(fei)(fei)(fei)(fei)(fei)工(gong)(gong)(gong)資(zi)(zi)(zi)基(ji)(ji)數低于(yu)本市(shi)上(shang)一(yi)年度(du)(du)職工(gong)(gong)(gong)月平(ping)均(jun)工(gong)(gong)(gong)資(zi)(zi)(zi)60%的(de)，以(yi)本市(shi)上(shang)一(yi)年度(du)(du)職工(gong)(gong)(gong)月平(ping)均(jun)工(gong)(gong)(gong)資(zi)(zi)(zi)的(de)60%作為(wei)(wei)繳(jiao)(jiao)(jiao)費(fei)(fei)(fei)(fei)(fei)工(gong)(gong)(gong)資(zi)(zi)(zi)基(ji)(ji)數；超過(guo)本市(shi)上(shang)一(yi)年度(du)(du)職工(gong)(gong)(gong)月平(ping)均(jun)工(gong)(gong)(gong)資(zi)(zi)(zi)300%的(de)部分(fen)(fen)，不計入繳(jiao)(jiao)(jiao)費(fei)(fei)(fei)(fei)(fei)工(gong)(gong)(gong)資(zi)(zi)(zi)基(ji)(ji)數，不作為(wei)(wei)計發基(ji)(ji)本養老(lao)(lao)金的(de)基(ji)(ji)數。職工(gong)(gong)(gong)個(ge)人(ren)(ren)的(de)繳(jiao)(jiao)(jiao)費(fei)(fei)(fei)(fei)(fei)每月會自動在工(gong)(gong)(gong)資(zi)(zi)(zi)中扣(kou)除，所以(yi)個(ge)人(ren)(ren)無(wu)需辦理(li)和(he)操(cao)心。希望我的(de)回答能對(dui)你(ni)有所幫助(zhu)，僅供參考哈。