問 我(wo)是個職(zhi)場(chang)新(xin)人，現(xian)在想咨詢一下，請問什么(me)是社會保(bao)險以及(ji)我(wo)國有(you)哪些社會保(bao)險制度？

答(da) 首先(xian)社(she)(she)會(hui)保(bao)(bao)(bao)險(xian)(xian)(xian)(xian)是(shi)指國家通過立法，按照(zhao)權利與義務(wu)相對應原則，多渠道籌(chou)集資(zi)金，對參保(bao)(bao)(bao)者在遭遇年老(lao)、疾(ji)病、工(gong)(gong)傷、失業、生(sheng)育(yu)(yu)等風險(xian)(xian)(xian)(xian)情(qing)(qing)況下(xia)提供物質幫(bang)助（包括現金補貼和服務(wu)），使其享有基(ji)(ji)本(ben)生(sheng)活保(bao)(bao)(bao)障(zhang)、免除(chu)或(huo)減少經濟損失的(de)制度安排。社(she)(she)會(hui)保(bao)(bao)(bao)險(xian)(xian)(xian)(xian)法第(di)二條規定，我國建立基(ji)(ji)本(ben)養老(lao)保(bao)(bao)(bao)險(xian)(xian)(xian)(xian)、基(ji)(ji)本(ben)醫療保(bao)(bao)(bao)險(xian)(xian)(xian)(xian)、工(gong)(gong)傷保(bao)(bao)(bao)險(xian)(xian)(xian)(xian)、失業保(bao)(bao)(bao)險(xian)(xian)(xian)(xian)、生(sheng)育(yu)(yu)保(bao)(bao)(bao)險(xian)(xian)(xian)(xian)等社(she)(she)會(hui)保(bao)(bao)(bao)險(xian)(xian)(xian)(xian)制度，保(bao)(bao)(bao)障(zhang)公民在年老(lao)、疾(ji)病、工(gong)(gong)傷、失業、生(sheng)育(yu)(yu)等情(qing)(qing)況下(xia)依(yi)法從國家和社(she)(she)會(hui)獲得物質幫(bang)助的(de)權利。