問(wen) 我(wo)剛剛進入職場，現在想了(le)解(jie)一(yi)下，請問未退休年(nian)齡，養老保險(xian)交滿15年(nian)，還(huan)需要繳嗎？

答 養老(lao)(lao)保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)待遇高低與繳費(fei)年(nian)限和繳費(fei)基(ji)數(shu)(shu)關系密切。同等(deng)條件(jian)下，參保(bao)(bao)(bao)(bao)時(shi)間越(yue)長、繳費(fei)基(ji)數(shu)(shu)越(yue)高，退休待遇就(jiu)會越(yue)高。參保(bao)(bao)(bao)(bao)人(ren)繳納養老(lao)(lao)保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)費(fei)滿15年(nian)，但是未到達退休年(nian)齡(ling)的，按照(zhao)社會保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)相關法(fa)律，單位必須繼(ji)(ji)續(xu)申報(bao)社會保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)。屬(shu)于靈(ling)活就(jiu)業人(ren)員(yuan)參保(bao)(bao)(bao)(bao)的，養老(lao)(lao)保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)交滿15年(nian)后可以選擇繼(ji)(ji)續(xu)參保(bao)(bao)(bao)(bao)，或辦理終(zhong)止(zhi)手續(xu)。停止(zhi)參保(bao)(bao)(bao)(bao)的話，有關的社保(bao)(bao)(bao)(bao)待遇(如醫療保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian))將不能(neng)享受。